That's the biggest 2-year spike since 1977, per Charlie Bilello.

https://x.com/unusual_whales/status/1802669268418318485

(http://www.autoadmit.com/thread.php?thread_id=5541850&forum_id=2#47753692)

- cost of building materials and labor have gone up drastically.

- contractors helping insureds scam the system. a few years ago many people got roofs replaced with bogus assessments from these contractors.

As to auto:

- CSLGs

(http://www.autoadmit.com/thread.php?thread_id=5541850&forum_id=2#47753720)

if insurance companies paid out on claims fairly there would be no market for PI attorneys.

(http://www.autoadmit.com/thread.php?thread_id=5541850&forum_id=2#47754088)

absolutely disgusting

you should be fed to indios

(http://www.autoadmit.com/thread.php?thread_id=5541850&forum_id=2#47755654)

but-for cslg throwing a monkey wrench in are glorious GC wealth creators would be running so efficiently and allowing all the wealth ato trickle down!

(http://www.autoadmit.com/thread.php?thread_id=5541850&forum_id=2#47755733)

i've voted gop my whole life. in fact, i was once a libertarian idealist like you. until i actually got in the belly of the gc beast. have you ever worked for an insurance company at a high level and actually seen how the sausage is made?

(http://www.autoadmit.com/thread.php?thread_id=5541850&forum_id=2#47757317)

i understand that every big company wants to wink and nod (or explicitly agree) to keep prices high.

but auto insurance is pretty fragmented, making collusion less likely:

state farm 18%

progressive 15%

geico 14%

allstate 10%

remainder 43%

(http://www.autoadmit.com/thread.php?thread_id=5541850&forum_id=2#47760052)

if there was a proposal to regulate insurance companies in the way you're thinking in tandem with tort reform i'd be all for it. my issue itt is that retards think if we just did tort reform the invisible hand would work it's magic and we'd wind up in a european style system without their regulations.

it's a convenient straw man for the insurance lobby to just point at pi grifters. and it's unbelievable that so many on xo take the bait considering gc is a well-oiled rape machine. yet they think the saints at geico won't profit maximize and deny as many meritorious claims as possible without some sort of check on them doing so.

(http://www.autoadmit.com/thread.php?thread_id=5541850&forum_id=2#47757363)

https://injuryfacts.nsc.org/motor-vehicle/historical-fatality-trends/deaths-and-rates/#:~:text=In%201923%2C%20the%20first%20year,drops%2C%20we%20cannot%20remain%20complacent.

deaths per miles driven has been steadily decreasing for some time. total deaths have remained somewhat consistent since the 60s.

(http://www.autoadmit.com/thread.php?thread_id=5541850&forum_id=2#47754107)

The same issue comes up in comparing gun deaths in the 2020s to even the 1990s.

(http://www.autoadmit.com/thread.php?thread_id=5541850&forum_id=2#47754185)

Cars are for retarded poors/proles

(http://www.autoadmit.com/thread.php?thread_id=5541850&forum_id=2#47753923)

this is just late stage capitalism, its the end result of decades of extremist american capitalism. all these comps are gonna rape you more and more and the second they have a chance to do a super rape they will do it

this will never end until the country ends. bin laden was right

(http://www.autoadmit.com/thread.php?thread_id=5541850&forum_id=2#47753925)

*shits out Reddit tier analysis*

kill all jeets holy fuck

(http://www.autoadmit.com/thread.php?thread_id=5541850&forum_id=2#47754058)