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People aren’t repaying their “buy now, pay later” loans
| Racy range windowlicker | 05/19/25 |
| Anal costumed volcanic crater | 05/19/25 |
| Ocher nofapping roast beef | 05/19/25 |
| Canary library boistinker | 05/19/25 |
| slate violent resort ape | 05/19/25 |
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| Titillating market dragon | 05/20/25 |
| olive cerebral forum | 05/20/25 |
| Pale razzle-dazzle rehab cumskin | 05/19/25 |
| aphrodisiac vermilion yarmulke | 05/19/25 |
| Passionate indirect expression | 05/20/25 |
| blathering exhilarant goyim | 05/20/25 |
| abusive crackhouse rigor | 05/20/25 |
| blathering exhilarant goyim | 05/20/25 |
| Passionate indirect expression | 05/20/25 |
| Concupiscible Grizzly Telephone | 05/20/25 |
| Multi-colored chrome becky | 05/20/25 |
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| Concupiscible Grizzly Telephone | 05/20/25 |
| mewling gunner abode | 05/20/25 |
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| olive cerebral forum | 05/20/25 |
| blathering exhilarant goyim | 05/20/25 |
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| Concupiscible Grizzly Telephone | 05/20/25 |
| azure locus masturbator | 05/20/25 |
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| glittery box office goal in life | 05/20/25 |
| Concupiscible Grizzly Telephone | 05/20/25 |
| gaped area | 05/20/25 |
| Concupiscible Grizzly Telephone | 05/20/25 |
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| Cheese-eating native | 05/20/25 |
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| Lime supple dysfunction parlour | 05/21/25 |
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| exciting turdskin liquid oxygen | 05/21/25 |
Poast new message in this thread
Date: May 19th, 2025 10:21 PM Author: Racy range windowlicker https://archive.ph/qqLnJ (http://www.autoadmit.com/thread.php?thread_id=5727584&forum_id=2#48946034) |
Date: May 19th, 2025 10:23 PM Author: Anal costumed volcanic crater klarna's a bitch (http://www.autoadmit.com/thread.php?thread_id=5727584&forum_id=2#48946044) |
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Date: May 19th, 2025 10:26 PM Author: Ocher nofapping roast beef (http://www.autoadmit.com/thread.php?thread_id=5727584&forum_id=2#48946050) |
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Date: May 19th, 2025 10:24 PM Author: Canary library boistinker mondays (http://www.autoadmit.com/thread.php?thread_id=5727584&forum_id=2#48946045) |
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Date: May 19th, 2025 10:25 PM Author: slate violent resort ape (http://www.autoadmit.com/thread.php?thread_id=5727584&forum_id=2#48946047) |
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Date: May 19th, 2025 10:28 PM Author: Violent mexican cruise ship (http://www.autoadmit.com/thread.php?thread_id=5727584&forum_id=2#48946057) |
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Date: May 20th, 2025 3:42 AM Author: Titillating market dragon (http://www.autoadmit.com/thread.php?thread_id=5727584&forum_id=2#48946430) |
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Date: May 20th, 2025 5:43 PM Author: olive cerebral forum (http://www.autoadmit.com/thread.php?thread_id=5727584&forum_id=2#48948556) |
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Date: May 19th, 2025 10:26 PM Author: Pale razzle-dazzle rehab cumskin you mean my tranche of burrito loans doesnt deserve that AAA rating? (http://www.autoadmit.com/thread.php?thread_id=5727584&forum_id=2#48946049) |
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Date: May 19th, 2025 10:37 PM Author: aphrodisiac vermilion yarmulke good luck repossessing my Taco Bell
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Date: May 20th, 2025 2:12 AM Author: Passionate indirect expression Michael Burry currently making millions shorting Chipotle Burrito Bowl CLOs (http://www.autoadmit.com/thread.php?thread_id=5727584&forum_id=2#48946385) |
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Date: May 20th, 2025 2:26 AM Author: blathering exhilarant goyim Good. Jesus Christ.
Every couple years when I have to buy a new iPhone, and I ask whether there's any promotion available to where I don't have to pay full-freight if I buy like last year's model or whatever -- I still do not understand how we went from a world where the cost of the phone itself was a perk of renewing your contract to one where I have to pay a thousand dollars -- it pisses me off on a pretty deep level that the response from the ambiguously brown tattooed salesperson is that, yeah of course!, you can get on a $19/month (5-year) payment plan.
I have a real hard time not rooting for d'Angelow just going "yea Ima take that shit; niteteen dollar?" and then never paying ever again. |
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Date: May 20th, 2025 2:37 AM Author: abusive crackhouse rigor Why do you “have to” buy a new iPhone every couple of years (http://www.autoadmit.com/thread.php?thread_id=5727584&forum_id=2#48946397) |
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Date: May 20th, 2025 3:34 AM Author: blathering exhilarant goyim Because I break or lose the old one. (http://www.autoadmit.com/thread.php?thread_id=5727584&forum_id=2#48946424) |
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Date: May 20th, 2025 4:02 AM Author: Passionate indirect expression >>> I still do not understand how we went from a world where the cost of the phone itself was a perk of renewing your contract to one where I have to pay a thousand dollars
It still is if you buy an Android phone. Otherwise there is a reason Apple is worth what it is |
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Date: May 20th, 2025 8:55 AM Author: Concupiscible Grizzly Telephone (http://www.autoadmit.com/thread.php?thread_id=5727584&forum_id=2#48946654) |
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Date: May 20th, 2025 5:39 PM Author: Multi-colored chrome becky (http://www.autoadmit.com/thread.php?thread_id=5727584&forum_id=2#48948546) |
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Date: May 20th, 2025 2:46 AM Author: Chestnut mental disorder Proles are literally financing tacos. What a world. (http://www.autoadmit.com/thread.php?thread_id=5727584&forum_id=2#48946399) |
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Date: May 20th, 2025 8:56 AM Author: Concupiscible Grizzly Telephone ubereats as a tab for SNAP which seems like a red flag for things about to get kooky (http://www.autoadmit.com/thread.php?thread_id=5727584&forum_id=2#48946656) |
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Date: May 20th, 2025 3:36 AM Author: mewling gunner abode Good (http://www.autoadmit.com/thread.php?thread_id=5727584&forum_id=2#48946426) |
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Date: May 20th, 2025 3:54 AM Author: maize wonderful brethren "Klarna, which presented Monday’s earnings via an AI-generated avatar of its chief executive, has bet heavily on artificial intelligence and has said the technology helps to cut costs.
The group reduced its total headcount by 39 per cent in the past two years, while its customer service costs were down 12 per cent in the first quarter compared with the same period a year earlier."
lol. a holographic dancing anime CEO informing you that your job has been terminated. |
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Date: May 20th, 2025 8:48 AM Author: lemon fear-inspiring incel it turns out banks arent just "evil" and lending to poor retarded people was risky all along? (http://www.autoadmit.com/thread.php?thread_id=5727584&forum_id=2#48946645) |
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Date: May 20th, 2025 5:31 PM Author: Passionate indirect expression They are also evil (http://www.autoadmit.com/thread.php?thread_id=5727584&forum_id=2#48948507) |
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Date: May 20th, 2025 8:55 AM Author: exciting turdskin liquid oxygen Holy shit, not flame. (http://www.autoadmit.com/thread.php?thread_id=5727584&forum_id=2#48946655) |
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Date: May 20th, 2025 8:56 AM Author: Concupiscible Grizzly Telephone (http://www.autoadmit.com/thread.php?thread_id=5727584&forum_id=2#48946657) |
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Date: May 20th, 2025 9:08 AM Author: Pale razzle-dazzle rehab cumskin (http://www.autoadmit.com/thread.php?thread_id=5727584&forum_id=2#48946672) |
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Date: May 20th, 2025 9:27 AM Author: curious puce gaming laptop selfie (http://www.autoadmit.com/thread.php?thread_id=5727584&forum_id=2#48946695) |
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Date: May 20th, 2025 9:37 AM Author: Carmine swashbuckling corner mad-dog skullcap (http://www.autoadmit.com/thread.php?thread_id=5727584&forum_id=2#48946730) |
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Date: May 20th, 2025 5:37 PM Author: 180 Round Eye (http://www.autoadmit.com/thread.php?thread_id=5727584&forum_id=2#48948535) |
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Date: May 20th, 2025 5:43 PM Author: olive cerebral forum (http://www.autoadmit.com/thread.php?thread_id=5727584&forum_id=2#48948558) |
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Date: May 20th, 2025 5:51 PM Author: blathering exhilarant goyim **lib sees that AI avatar is ambiguously multiracial and has queer mannerisms**
**nods with satisfaction** |
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Date: May 20th, 2025 8:49 AM Author: Smoky legend public bath isn't that basically every loan? (http://www.autoadmit.com/thread.php?thread_id=5727584&forum_id=2#48946646) |
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Date: May 20th, 2025 8:55 AM Author: Concupiscible Grizzly Telephone (http://www.autoadmit.com/thread.php?thread_id=5727584&forum_id=2#48946652) |
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Date: May 20th, 2025 5:44 PM Author: azure locus masturbator (finance mba) (http://www.autoadmit.com/thread.php?thread_id=5727584&forum_id=2#48948561) |
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Date: May 20th, 2025 8:58 AM Author: Concupiscible Grizzly Telephone ever notice that tech Engineers fail like this constantly? it's because they Engineer the humanity out of things and can only autistically look at numbers on paper.
it's the same reason why zillow and carvana lost a lot of money attempting to automate house and car flipping. turns out that the "average trade in" on a car factors in a human checking it out first and without that people will sell you lemons the dealer passed on. |
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Date: May 20th, 2025 9:22 AM Author: glittery box office goal in life they're obsessed with optimization but don't account for all the factors, usually because it makes their shitty "Saas" much harder to implement (http://www.autoadmit.com/thread.php?thread_id=5727584&forum_id=2#48946686) |
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Date: May 20th, 2025 9:37 AM Author: Concupiscible Grizzly Telephone and because they're too autistic to understand and account for things that cannot be quantified into data.
this is why everything is better on paper but in reality so much worse. |
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Date: May 20th, 2025 9:38 AM Author: gaped area i am MAF i didnt invest in carvana. look is stock last 2-3 years. JFC (http://www.autoadmit.com/thread.php?thread_id=5727584&forum_id=2#48946731) |
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Date: May 20th, 2025 9:40 AM Author: Concupiscible Grizzly Telephone lmfao holy shit!
i thought of carvana when i made this poast because i just listened to something about carvana's recovery but i had no idea it was so dramatic. |
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Date: May 20th, 2025 5:40 PM Author: Multi-colored chrome becky (http://www.autoadmit.com/thread.php?thread_id=5727584&forum_id=2#48948549) |
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Date: May 20th, 2025 9:35 AM Author: nudist lascivious stage this is actually their business model though
their business model isn't to charge people interest. it's to ding them with "late fees" when they don't pay
it's unclear how they're going to enforce things or actually get the money, though. like you can charge 60 IQ niggers all the "late fees" you want on their chipotle burrito purchases. they can just....not pay you |
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Date: May 20th, 2025 9:37 AM Author: laughsome black rigpig national you are dreaming if you think it's only dumb Blacks, prole whites have Ruinous credit and are even more likely to not pay it back because they know the consequences are minimal (http://www.autoadmit.com/thread.php?thread_id=5727584&forum_id=2#48946728) |
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Date: May 20th, 2025 9:38 AM Author: gaped area twist: they sell these loan portfolios to others so they dont even bear the credit risk (http://www.autoadmit.com/thread.php?thread_id=5727584&forum_id=2#48946733) |
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Date: May 20th, 2025 9:40 AM Author: Concupiscible Grizzly Telephone (http://www.autoadmit.com/thread.php?thread_id=5727584&forum_id=2#48946740) |
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Date: May 20th, 2025 5:32 PM Author: Passionate indirect expression This brilliant business model works until people no longer buy their debt, or force them to price it so high it becomes uneconomical (http://www.autoadmit.com/thread.php?thread_id=5727584&forum_id=2#48948514) |
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Date: May 20th, 2025 5:56 PM Author: gaped area just increase penalty fees to juice the returns to offset the increased bad debt bro (http://www.autoadmit.com/thread.php?thread_id=5727584&forum_id=2#48948585) |
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Date: May 20th, 2025 9:37 AM Author: Henna candlestick maker tsinah hack (http://www.autoadmit.com/thread.php?thread_id=5727584&forum_id=2#48946729) |
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Date: May 20th, 2025 5:35 PM Author: silver spot stock car (http://www.autoadmit.com/thread.php?thread_id=5727584&forum_id=2#48948522) |
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Date: May 20th, 2025 9:40 AM Author: Cheese-eating native That's Anti-semitism (http://www.autoadmit.com/thread.php?thread_id=5727584&forum_id=2#48946743) |
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Date: May 20th, 2025 5:34 PM Author: silver spot stock car I don't need "credit" anymore. Should I start doing this?
What's the best way to scam them before they stop paying for my stuff? |
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Date: May 20th, 2025 5:39 PM Author: Lime supple dysfunction parlour I’m shocked that financing burritos for proles is not working out (http://www.autoadmit.com/thread.php?thread_id=5727584&forum_id=2#48948545) |
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Date: May 20th, 2025 7:49 PM Author: Tan Trip Piazza Is Affirm in equally bad shape or is this specific to Klarna? (http://www.autoadmit.com/thread.php?thread_id=5727584&forum_id=2#48948912) |
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Date: May 21st, 2025 6:54 AM Author: Lime supple dysfunction parlour lol, it’s the model that’s fucked. Maybe one had worse underwriting standards than the other but both are wrecked when checking accounts are empty (http://www.autoadmit.com/thread.php?thread_id=5727584&forum_id=2#48950142) |
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Date: May 21st, 2025 6:58 AM Author: Lime supple dysfunction parlour Underreported part of this story is just how much Klarna and Affirm juiced consumer retail spending. The model works by paying retailers 80-90 percent of the price instantly and pocketing the difference, so by inducing proles to spend more money than they have, retail sales stayed healthy. If prole bank accounts are empty and klarna and affirm need to preserve cash they have to increase underwriting standards and retail sales will take a prole sized nose-dive.
The recession we’re in could end up being a very large one and very difficult to climb out of if the fed keeps rates high. Trump is going to fire the Fed Reserve by this fall. |
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Date: May 21st, 2025 7:24 AM Author: exciting turdskin liquid oxygen It was all worth it to keep line go up for a couple of extra months. (http://www.autoadmit.com/thread.php?thread_id=5727584&forum_id=2#48950163) |