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how meticulous are you when it comes to personal finance?

like do you track where every single cent is going
fiercely-loyal background story degenerate
  01/18/22
I am naturally frugal and just don't waste money on stupid s...
Titillating goyim stag film
  01/18/22
so you don't have a spreadsheet that tracks *everything*? yo...
fiercely-loyal background story degenerate
  01/18/22
What's the point? I can look up everything in my online ...
Titillating goyim stag film
  01/18/22
yeah good points
fiercely-loyal background story degenerate
  01/18/22
I also log into my online banking a few times a month to pay...
Titillating goyim stag film
  01/18/22
I do. Basically just track all my money going out the door ...
Aromatic Locus
  01/18/22
I have an app Personal Capital that does this for me automat...
Titillating goyim stag film
  01/18/22
I’ve found those apps are pretty inaccurate. For exam...
Aromatic Locus
  01/18/22
Yeah, but there's no need to be that detailed
Titillating goyim stag film
  01/18/22
I’m just OCD about it I guess. I’d prefer to ac...
Aromatic Locus
  01/18/22
Twice a year I’ll do a full review of everything. See...
alcoholic theater
  01/18/22
I do this also. Will calculate rough NW at same time usi...
Titillating goyim stag film
  01/18/22
I just have a monthly budget so as long as we don’t go...
Coiffed Rose Ratface Stead
  01/18/22
I have quite a bit and don’t really track it very clos...
Glassy business firm
  01/18/22
ljl
Coiffed Rose Ratface Stead
  01/18/22


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Reply Favorite

Date: January 18th, 2022 11:10 PM
Author: fiercely-loyal background story degenerate

like do you track where every single cent is going

(http://www.autoadmit.com/thread.php?thread_id=5010793&forum_id=2#43807066)



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Date: January 18th, 2022 11:12 PM
Author: Titillating goyim stag film

I am naturally frugal and just don't waste money on stupid shit.



(http://www.autoadmit.com/thread.php?thread_id=5010793&forum_id=2#43807071)



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Date: January 18th, 2022 11:16 PM
Author: fiercely-loyal background story degenerate

so you don't have a spreadsheet that tracks *everything*? you just go by common sense?

(http://www.autoadmit.com/thread.php?thread_id=5010793&forum_id=2#43807100)



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Date: January 18th, 2022 11:18 PM
Author: Titillating goyim stag film

What's the point?

I can look up everything in my online accounts.

I do have a spreadsheet for Crypto yield farming though.



(http://www.autoadmit.com/thread.php?thread_id=5010793&forum_id=2#43807117)



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Date: January 18th, 2022 11:20 PM
Author: fiercely-loyal background story degenerate

yeah good points

(http://www.autoadmit.com/thread.php?thread_id=5010793&forum_id=2#43807128)



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Date: January 18th, 2022 11:23 PM
Author: Titillating goyim stag film

I also log into my online banking a few times a month to pay credit cards manually. I make sure the number in my checking account is steadily increasing at the expected rate And then everyone in a while move some of it to brokerage acct. Takes like 90 seconds.

(http://www.autoadmit.com/thread.php?thread_id=5010793&forum_id=2#43807141)



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Date: January 18th, 2022 11:23 PM
Author: Aromatic Locus

I do. Basically just track all my money going out the door every month. I’ve done it for years, so can see year over year comparisons as well.

(http://www.autoadmit.com/thread.php?thread_id=5010793&forum_id=2#43807142)



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Date: January 18th, 2022 11:24 PM
Author: Titillating goyim stag film

I have an app Personal Capital that does this for me automatically.

(http://www.autoadmit.com/thread.php?thread_id=5010793&forum_id=2#43807147)



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Date: January 18th, 2022 11:26 PM
Author: Aromatic Locus

I’ve found those apps are pretty inaccurate. For example, we get groceries from Whole Foods which sometimes pops up on amazon. Could be groceries, could be kid toys etc.

(http://www.autoadmit.com/thread.php?thread_id=5010793&forum_id=2#43807155)



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Date: January 18th, 2022 11:27 PM
Author: Titillating goyim stag film

Yeah, but there's no need to be that detailed

(http://www.autoadmit.com/thread.php?thread_id=5010793&forum_id=2#43807158)



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Date: January 18th, 2022 11:28 PM
Author: Aromatic Locus

I’m just OCD about it I guess. I’d prefer to actually figure out where my money is going instead of vaguely guess based on what some app thinks.

(http://www.autoadmit.com/thread.php?thread_id=5010793&forum_id=2#43807163)



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Date: January 18th, 2022 11:20 PM
Author: alcoholic theater

Twice a year I’ll do a full review of everything. See what the recurring expenses are, take a look at all auto-debits and credit card charges. Takes about 30-60 minutes each time.

Other than that, don’t spend much time. Might spot check bank statements now and then but don’t really spend that much time on it.

(http://www.autoadmit.com/thread.php?thread_id=5010793&forum_id=2#43807127)



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Date: January 18th, 2022 11:21 PM
Author: Titillating goyim stag film

I do this also.

Will calculate rough NW at same time using notepad.

(http://www.autoadmit.com/thread.php?thread_id=5010793&forum_id=2#43807134)



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Date: January 18th, 2022 11:21 PM
Author: Coiffed Rose Ratface Stead

I just have a monthly budget so as long as we don’t go over that I don’t care much

I spend all my time and mental energy thinking of how to grow my income by 50-100% per year

(http://www.autoadmit.com/thread.php?thread_id=5010793&forum_id=2#43807136)



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Date: January 18th, 2022 11:25 PM
Author: Glassy business firm

I have quite a bit and don’t really track it very closely. Maybe a few recurring charges here and there. I have like $60k in my main account.

(http://www.autoadmit.com/thread.php?thread_id=5010793&forum_id=2#43807153)



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Date: January 18th, 2022 11:26 PM
Author: Coiffed Rose Ratface Stead

ljl

(http://www.autoadmit.com/thread.php?thread_id=5010793&forum_id=2#43807156)