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2.5% 3 month CD with the "Bank of Hope" (not flame)
Poast new message in this thread
Date: August 12th, 2022 12:07 AM Author: Hilarious Confused Hairy Legs wtf is a "death put" though
Qty Min Incr Issuer FDIC # Coupon Coupon frequency Coupon type Maturity Price Book YTM YTWarrow_drop_down
2,792 - 1 - 1 - Bank Of Hope Death Put | | BBCNBK | Interest at Maturity 26610 2.5 At Maturity Fixed, Non-Zero 11/25/2022 100 - 2.5 - 2.5 |
Date: August 12th, 2022 12:10 AM Author: Yapping Wagecucks wealthfront has 2% on a savings account. no CD (http://www.autoadmit.com/thread.php?thread_id=5171967&forum_id=2#45002346) |
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Date: August 12th, 2022 12:11 AM Author: Hilarious Confused Hairy Legs 2.5% is higher than 2.0%, birdshit. This is only for three months, I dont need this money (http://www.autoadmit.com/thread.php?thread_id=5171967&forum_id=2#45002348) |
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Date: August 12th, 2022 12:13 AM Author: Comical den Buy a Series I savings bond. (http://www.autoadmit.com/thread.php?thread_id=5171967&forum_id=2#45002357) |
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Date: August 12th, 2022 12:15 AM Author: Yapping Wagecucks you can only buy 10k per year though, no? (http://www.autoadmit.com/thread.php?thread_id=5171967&forum_id=2#45002371) |
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Date: August 14th, 2022 11:23 PM Author: Comical den $20,000 annually if you’re married, plus $5000 with your income tax refund (make an “estimated” overpayment to do this).
If you need to put away more than $25k of cash equivalents per year, you can still do Treasuries or whatever but I Bonds are an excellent deal. |
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Date: August 12th, 2022 12:15 AM Author: Hilarious Confused Hairy Legs nigga, i cant log into thatshit site and dont they limit it to 10k a year, anyway on etrade i can buy a 3m treasury paying 2.775% i will do that too (http://www.autoadmit.com/thread.php?thread_id=5171967&forum_id=2#45002373) |
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Date: August 12th, 2022 12:13 AM Author: Yapping Wagecucks i was trying to be helpful, you goddamn slant eyed queer (http://www.autoadmit.com/thread.php?thread_id=5171967&forum_id=2#45002359) |
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Date: August 12th, 2022 12:16 AM Author: Hilarious Confused Hairy Legs me rike u handsome, furk me russy rease!!! (http://www.autoadmit.com/thread.php?thread_id=5171967&forum_id=2#45002377) |
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Date: August 12th, 2022 12:18 AM Author: Electric stag film pocket flask If the fed increases rates by 75 basis points next month, Wealthfront may have better than 2.5% (http://www.autoadmit.com/thread.php?thread_id=5171967&forum_id=2#45002382) |
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Date: August 12th, 2022 12:19 AM Author: Hilarious Confused Hairy Legs and then 3m CD's will go up too, it seems these are always ahead of these fraud bank bullshit ngiga things (http://www.autoadmit.com/thread.php?thread_id=5171967&forum_id=2#45002387) |
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Date: August 12th, 2022 12:22 AM Author: Hilarious Confused Hairy Legs ok niggas, can u explain this 3-month US treas bill paying 2.75% if I buy one its only $992.10, but when it expires in nov will i get $1000 back plus the interest? shldnt the face value of the bond be priced at $1000 at redemption?
Qty Min Incr Issuer Coupon Maturity Price Book YTM YTWarrow_drop_down
50,000 40,000 1 1 1 1 United States Treas Bills 0 11/29/2022 99.21 99.186 2.665 2.75 2.608 (dis) 2.69 (dis) |
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Date: August 12th, 2022 12:27 AM Author: Yapping Wagecucks shut the fuck up, FAGGOT
there's no way you aren't a slant eyed faggot. an ancestor perhaps of one of those chinamen my forefathers hopefully killed in korea, vietnam, or japan. |
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Date: August 12th, 2022 12:40 AM Author: Hilarious Confused Hairy Legs i wish i was chinaman, sadly im a shady arrogant asshole turd (http://www.autoadmit.com/thread.php?thread_id=5171967&forum_id=2#45002466) |
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Date: August 12th, 2022 12:40 AM Author: Hilarious Confused Hairy Legs lol holy shit, so its zero coupon so id just get 8 buck profit in nov, furk that
Zero coupon bonds are bonds that do not pay interest during the life of the bonds. Instead, investors buy zero coupon bonds at a deep discount from their face value, which is the amount the investor will receive when the bond "matures" or comes due. |
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Date: August 12th, 2022 12:47 AM Author: slap-happy blue tanning salon 992 -> 1000 in a little more than three months is the same as 2.75% per year (http://www.autoadmit.com/thread.php?thread_id=5171967&forum_id=2#45002482) |
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Date: August 12th, 2022 12:48 AM Author: Electric stag film pocket flask (http://www.autoadmit.com/thread.php?thread_id=5171967&forum_id=2#45002486) |
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Date: August 12th, 2022 2:24 AM Author: Hilarious Confused Hairy Legs Yes, now I realize it but it feels better getting interest, nigga (http://www.autoadmit.com/thread.php?thread_id=5171967&forum_id=2#45002715) |
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Date: August 12th, 2022 1:26 AM Author: Jet gaped private investor You're like 15% dumber than I thought (http://www.autoadmit.com/thread.php?thread_id=5171967&forum_id=2#45002572) |
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Date: August 12th, 2022 1:41 AM Author: rebellious jade kitty temple death put means your estate gets par if you die. not very significant for a 3 month obligation (http://www.autoadmit.com/thread.php?thread_id=5171967&forum_id=2#45002600) |
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Date: August 12th, 2022 2:24 AM Author: Hilarious Confused Hairy Legs Ty, when I die no one will care anyway (http://www.autoadmit.com/thread.php?thread_id=5171967&forum_id=2#45002717) |
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Date: August 12th, 2022 2:26 AM Author: rebellious jade kitty temple we'll care (http://www.autoadmit.com/thread.php?thread_id=5171967&forum_id=2#45002721) |
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Date: August 12th, 2022 2:31 AM Author: Hilarious Confused Hairy Legs I pay 4 Indian guys in Chennai to ghost poast for me, it's on recurring payment from by checking so they will get paid even when I die (http://www.autoadmit.com/thread.php?thread_id=5171967&forum_id=2#45002735) |
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Date: August 12th, 2022 9:53 AM Author: Flushed Angry Idea He Suggested Stead (http://www.autoadmit.com/thread.php?thread_id=5171967&forum_id=2#45003352) |
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Date: August 12th, 2022 1:42 AM Author: honey-headed disturbing heaven brethren (nyuug) (http://www.autoadmit.com/thread.php?thread_id=5171967&forum_id=2#45002605) |
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Date: August 12th, 2022 2:53 PM Author: Hilarious Confused Hairy Legs now the proud owner of $10,000 worth of Bank of Hope 2.5% CD. (http://www.autoadmit.com/thread.php?thread_id=5171967&forum_id=2#45005008) |
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Date: August 14th, 2022 11:26 PM Author: Comical den So you nixed an I Bond paying 9+% because it’s limited to $10k, then bought a $10k CD paying 2.5% instead? (http://www.autoadmit.com/thread.php?thread_id=5171967&forum_id=2#45014853) |
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Date: August 14th, 2022 11:38 PM Author: Hilarious Confused Hairy Legs where the furk is a bond paying 9%? somalia? (http://www.autoadmit.com/thread.php?thread_id=5171967&forum_id=2#45014894) |
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Date: August 14th, 2022 11:39 PM Author: Comical den The US Treasury. (http://www.autoadmit.com/thread.php?thread_id=5171967&forum_id=2#45014897) |
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Date: August 14th, 2022 11:40 PM Author: Hilarious Confused Hairy Legs i see nigga but i cant even log in to my account, they have some gay shit that requires they mail u something in 2022 to access the interwebs
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Date: August 14th, 2022 11:41 PM Author: Hilarious Confused Hairy Legs ngga this is variable rate so it cld go down
KEY FACTS: I Bonds can be purchased through October 2022 at the current rate. That rate is applied to the 6 months after the purchase is made. For example, if you buy an I bond on July 1, 2022, the 9.62% would be applied through December 31, 2022. Interest is compounded semi-annually.
A Series I savings bond is a security that earns interest based on both a fixed rate and a rate that is set twice a year based on inflation. The bond earns interest until it reaches 30 years or you cash it, whichever comes first. |
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Date: August 14th, 2022 11:43 PM Author: Comical den It adjusts every 6 months based on inflation. It’s going to be ~9% for at least a year for bonds bought today (we know this because we know most of the pricing inputs that will go into the October reprice). Beyond that, it can’t go negative.
How long is your 2.5% CD for? |
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Date: August 14th, 2022 11:46 PM Author: Hilarious Confused Hairy Legs 3m CD
i will try to put 10k into this shit, it looks like if I withdraw it after a year i just pay 3m interest penalty but get back all 10k principal? |
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Date: August 15th, 2022 12:16 AM Author: Comical den Yes, if you withdraw after a year you lose 3 months of interest, meaning that you collected “only” 7% or so interest for the year. (http://www.autoadmit.com/thread.php?thread_id=5171967&forum_id=2#45015004) |
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Date: August 16th, 2022 7:27 AM Author: nighttime personal credit line This is incorrect. You can’t withdraw during the first year. You lose, I think, 3 months of interest is you withdraw during the first five years. (http://www.autoadmit.com/thread.php?thread_id=5171967&forum_id=2#45020305) |
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Date: August 14th, 2022 11:48 PM Author: Hilarious Confused Hairy Legs ljl at these retards thy closd my account
Important message(s):
The account number you entered has been closed. |
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Date: August 14th, 2022 11:49 PM Author: Hilarious Confused Hairy Legs ljl they ask for DL expiration date and mine expired years ago, ljl at US such a backards country wtf they ask for DL to open fed bond (http://www.autoadmit.com/thread.php?thread_id=5171967&forum_id=2#45014917) |
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Date: August 14th, 2022 11:47 PM Author: heady onyx coldplay fan cr this is peak retard lmao
he not only bought a 2.5% CD, giving up 7% marginal interest, his counterparty is some weird scam bank |
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Date: August 14th, 2022 11:49 PM Author: Hilarious Confused Hairy Legs its the BANK OF HOPE, friend. HOPE (http://www.autoadmit.com/thread.php?thread_id=5171967&forum_id=2#45014918) |
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Date: August 15th, 2022 12:37 AM Author: heady onyx coldplay fan because you can only HOPE they will pay you your interest when it comes due (http://www.autoadmit.com/thread.php?thread_id=5171967&forum_id=2#45015098) |
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Date: August 15th, 2022 12:48 AM Author: slap-happy blue tanning salon Exactly, I'm looking for the Bank of Certainty not Hope! (http://www.autoadmit.com/thread.php?thread_id=5171967&forum_id=2#45015129) |
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Date: August 15th, 2022 12:16 AM Author: Comical den (http://www.autoadmit.com/thread.php?thread_id=5171967&forum_id=2#45015005) |
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Date: August 15th, 2022 12:27 AM Author: slap-happy blue tanning salon Actual 6-month treasuries pay more than 3% p.a. right now! Why go with "Bank of Hope"??? (http://www.autoadmit.com/thread.php?thread_id=5171967&forum_id=2#45015065) |
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Date: August 15th, 2022 12:38 AM Author: Hilarious Confused Hairy Legs i can buy 6m treasures on etrade too but i want to wait for fed to raise again, they will be 3.5% or 4% soon (http://www.autoadmit.com/thread.php?thread_id=5171967&forum_id=2#45015100) |
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Date: August 15th, 2022 12:47 AM Author: slap-happy blue tanning salon They have 8 weeks and 13 weeks for 2.5%+ (http://www.autoadmit.com/thread.php?thread_id=5171967&forum_id=2#45015126) |
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Date: August 15th, 2022 12:49 AM Author: Hilarious Confused Hairy Legs yes i bought like a 3m bond with 2.75% , this actually may be better for short term cause some of the cD's actually dont start soon like the bank of hope one isnt until two weeks from now so i guess im not getting an interest right now (http://www.autoadmit.com/thread.php?thread_id=5171967&forum_id=2#45015130) |
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Date: August 15th, 2022 1:07 AM Author: Comical den Lmao (http://www.autoadmit.com/thread.php?thread_id=5171967&forum_id=2#45015172) |
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Date: August 15th, 2022 12:10 AM Author: Hilarious Confused Hairy Legs ljl i was able to sign up for treasury bond site but these fukrers wnat me to send in a form that must be NOTARIZED ljl at the US (http://www.autoadmit.com/thread.php?thread_id=5171967&forum_id=2#45014968) |
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Date: August 15th, 2022 12:11 AM Author: Buff nowag 80,000 new IRS agent itching to see how many burgers you really flip (http://www.autoadmit.com/thread.php?thread_id=5171967&forum_id=2#45014977) |
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Date: August 15th, 2022 12:13 AM Author: Hilarious Confused Hairy Legs nothing to worry abt there unless they gonna jail me for not declaring my $400 in income (http://www.autoadmit.com/thread.php?thread_id=5171967&forum_id=2#45014987) |
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Date: August 15th, 2022 12:14 AM Author: Buff nowag $400 is pretty serious if left unpaid for years and accruing rising interest/inflation will balloon this debt fast hth (http://www.autoadmit.com/thread.php?thread_id=5171967&forum_id=2#45014993) |
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Date: August 15th, 2022 12:22 AM Author: Hilarious Confused Hairy Legs kiss chocobar, bitch (http://www.autoadmit.com/thread.php?thread_id=5171967&forum_id=2#45015048) |
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Date: August 15th, 2022 6:02 AM Author: Flushed Angry Idea He Suggested Stead NOT FDIC insured (http://www.autoadmit.com/thread.php?thread_id=5171967&forum_id=2#45015516) |
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Date: August 15th, 2022 11:55 AM Author: Hilarious Confused Hairy Legs what? then SPIC? (http://www.autoadmit.com/thread.php?thread_id=5171967&forum_id=2#45016449) |
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Date: August 16th, 2022 5:11 AM Author: Flushed Angry Idea He Suggested Stead you mean the Cholo b/d insurance program? (http://www.autoadmit.com/thread.php?thread_id=5171967&forum_id=2#45020191) |