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AmEx fucking sucks

Payment was off by like 6 hours. I called them once to compl...
Yellow spot
  09/21/22
Fucking set automatic minimum payments you idiot. But also c...
brilliant blathering goal in life
  09/21/22
I am setting up automatic payments on accounts now. It's suc...
Yellow spot
  09/21/22
Autopay homie
Sapphire factory reset button
  09/21/22
pay your bills or go back to Reddit
Khaki station
  09/21/22
Bills are paid. This is not a nonpayment issue. This is AmEx...
Yellow spot
  09/21/22
Seems like it was a nonpayment issue. If you had paid your ...
Khaki station
  09/21/22
I did pay the bills. Slow pay and nonpayment is an American ...
Yellow spot
  09/21/22
You paid the bill after you broke contract by NOT PAYING and...
Khaki station
  09/21/22
You are a moron.
Yellow spot
  09/21/22
(guy who doesn't pay his bills on time)
Khaki station
  09/21/22
Deadlines exist for a reason. Thanks.
comical institution
  09/21/22
file complaint with https://www.consumerfinance.gov/ --- som...
beady-eyed cheese-eating electric furnace
  09/21/22
if you have high spend they should be forgiving those fees f...
titillating hairy legs
  09/22/22
Average annual spend on this card is about $18,000
Yellow spot
  09/22/22
if you call and ask for customer retention department they w...
titillating hairy legs
  09/22/22
This is what I will do then.
Yellow spot
  09/22/22
online chat is fine too
titillating hairy legs
  09/22/22
What dollar value do you place on an hour of your time?
useless theater stage keepsake machete
  09/22/22
1) i do it in online chat while i'm fucking around online. ...
titillating hairy legs
  09/22/22
I wasn’t talking to you
useless theater stage keepsake machete
  09/22/22
...
comical institution
  09/21/22
pull a TSINAH and just don't pay that bill, any other credit...
Shaky Talking Puppy
  09/21/22
if you move abroad you quickly realize how pathetic and back...
beady-eyed cheese-eating electric furnace
  09/21/22
I agree with this. In the US you can't even get anything mai...
Yellow spot
  09/21/22
We are very similar.
Swollen chad
  09/21/22
I am just sick and tired of all the bullshit. You should see...
Yellow spot
  09/21/22
I spent an hour on the phone with Spectrum yesterday to disc...
Swollen chad
  09/22/22
are you moving?
Stimulating ultramarine affirmative action library
  09/22/22
your insurance is high because you are a walking cardiovascu...
Elite newt
  09/21/22
stop raping little kids you fucking creep
rough-skinned juggernaut
  09/21/22
thanks as always for your spam pedopumo
Elite newt
  09/21/22
ljl faggot, insurance cannot base rates off how fat he is, o...
beady-eyed cheese-eating electric furnace
  09/21/22
They should be paying more! This is bullshit
Khaki station
  09/21/22
lol 180
beady-eyed cheese-eating electric furnace
  09/21/22
are u a dumb boomer or USPS employee? why the fuck do u want...
Vibrant property
  09/21/22
i won't fault him for that. i still do everything by paper ...
Elite newt
  09/21/22
u seem dumb. an e-statement is a PDF of the same statement t...
Vibrant property
  09/21/22
I open the mail that comes to my mailbox every day. i do no...
Elite newt
  09/21/22
i see your point, but my idiot mailman delivers shit to the ...
Vibrant property
  09/21/22
...
Stimulating ultramarine affirmative action library
  09/22/22
I havent opened a piece of physical mail in about a year
citrine sick set feces
  09/22/22
I never agree to any terms and conditions. They can try to p...
Yellow spot
  09/22/22
Why don’t you have autopay set up? Not their fault IMO
harsh church filthpig
  09/21/22
It is their fault for not waiving these charges. I have been...
Yellow spot
  09/21/22
...
Swollen chad
  09/21/22
if they hadn't run the SPG program for many years, I wouldn'...
Nudist Kitchen Ape
  09/21/22
...
Odious Locus Kitty
  09/21/22
What is your charge back strategy? Can I call up Amex and ch...
Yellow spot
  09/21/22
...
Odious Locus Kitty
  09/21/22
lol goy, jews chinks and indians are experts at this, ive do...
beady-eyed cheese-eating electric furnace
  09/21/22
Amex plat is 180. I'm assuming this is some other TTT Amex c...
Canary nofapping national halford
  09/21/22
You don’t understand. I am not late. They are being di...
Yellow spot
  09/21/22
He's in tears over $20. Seems safe to assume we aren't talki...
hairless aquamarine foreskin church building
  09/21/22
...
Elite newt
  09/21/22
Non-poors who always have enough money to pay their bills ju...
thriller sickened trust fund
  09/21/22
If the azn won't give your money back ask to speak to a mana...
Electric pea-brained turdskin
  09/21/22
I already did this once and they said yes, sure, no thing. T...
Yellow spot
  09/21/22
this is embarrassing man. just cancel, get your ProleCard D...
Elite newt
  09/21/22
I am setting up my automatic payments now. I have like 15 cr...
Yellow spot
  09/21/22
Amex has the best customer service of any credit card compan...
excitant stag film
  09/21/22
AmEx needs to work on their customer expectations. If I am l...
Yellow spot
  09/21/22
you in fact literally agreed to these charges
Elite newt
  09/21/22
What I didn’t ageee to was being treated like a crimin...
Yellow spot
  09/21/22
you and Karlstack are in the FIGHT OF YOUR LIVES to see who ...
Elite newt
  09/21/22
Amex and all companies have garbage customer service but I c...
Yapping trip dilemma old irish cottage
  09/21/22
It is set up now.
Yellow spot
  09/21/22
They don’t care if you’re happy or not. Your con...
citrine sick set feces
  09/22/22
My chase lawsuit is literally about this. I missed a payment...
Swollen chad
  09/22/22
Is ZZZ going to blow that one for you too?
citrine sick set feces
  09/22/22
...
useless theater stage keepsake machete
  09/22/22
They just confiscate all of the reward points? What is the ...
Yellow spot
  09/22/22
...
Swollen chad
  09/22/22
doesn't amex have an annual fee? are you some sort of powerg...
magenta vigorous cuck haunted graveyard
  09/22/22
fretting over an annual free when the benefits more than mak...
titillating hairy legs
  09/22/22
...
Swollen chad
  09/22/22
sounds like he has the 6% cash back grocery card. jewfucks a...
rough-skinned juggernaut
  09/22/22
...
Swollen chad
  09/22/22
I’m with OP. Auto pay is for suckers by the way. I wan...
Mustard house-broken gaming laptop police squad
  09/22/22
...
Nudist Kitchen Ape
  09/22/22
Look at the bills as they come in to look for problems and s...
Vibrant property
  09/22/22
autopay isn't for suckers, it's specifically for shit like t...
titillating hairy legs
  09/22/22
...
Swollen chad
  09/22/22
...
heady sanctuary travel guidebook
  09/22/22
Op isn't looking at the bill every month if he's not remembe...
Wonderful wild nursing home candlestick maker
  09/22/22
I am paying this card off in full every day right now. Also ...
Yellow spot
  09/22/22
The other thing that really pisses me off about this shit is...
Yellow spot
  09/22/22
You're the idiot consuming ask this trash, and cramming it d...
brilliant blathering goal in life
  09/22/22
What are your suggestions for consolidating and living a cle...
Yellow spot
  09/22/22
Leave the shit hole coastal exurb you live in and find somew...
brilliant blathering goal in life
  09/22/22
then this is what you are paying for: making your wife happy...
Stimulating ultramarine affirmative action library
  09/22/22
lol at paying your bills manually like some prole boomer
Sticky idiot trump supporter
  09/22/22
I've got AmEx in the chat now. I think I am getting concessi...
Yellow spot
  09/22/22
told ya brother
titillating hairy legs
  09/22/22
https://imgur.com/a/xMeijuv
Yellow spot
  09/22/22
you could also hit dem up with more points. i do that every ...
titillating hairy legs
  09/22/22
I will wait and see if these credits come through first. Thi...
Yellow spot
  09/22/22
word. yeah i don't think there is much sense is asking fo...
titillating hairy legs
  09/22/22
This card is American Express cash preferred card. $95 annua...
Yellow spot
  09/22/22
ah. if you fly a lot you should upgrade dem lounges are tcr.
titillating hairy legs
  09/22/22
I'm probably going to need to completely revamp my CC strate...
Yellow spot
  09/22/22
yeah i'm no mfe but unless you're autistic and churning or s...
titillating hairy legs
  09/22/22
Just a little update. It's been nearly 2 months now and AmEx...
Yellow spot
  11/11/22
Try paying your bills on time you fat fuck
Khaki station
  11/11/22
I pay all of my bills on time. I have never been late. I hav...
Yellow spot
  11/11/22
"do not trust credit card companies" BECAUSE THEY ...
Stimulating ultramarine affirmative action library
  11/11/22
At this point AmEx has agreed to credit this money back to m...
Yellow spot
  11/11/22
Sad thing is, I'm pretty sure this is a good use of your tim...
brilliant blathering goal in life
  11/11/22
CR, they let ANYONE makes charges on your card, regardless o...
180 flirting selfie liquid oxygen
  11/11/22
This is a good point. You really have to watch them and be c...
Yellow spot
  11/11/22


Poast new message in this thread



Reply Favorite

Date: September 21st, 2022 10:45 AM
Author: Yellow spot

Payment was off by like 6 hours. I called them once to complain and have them waive all their fees. They said they would. Then they didn't. Just called again and wasted 20 minutes talking to some AZNgirl who said she couldn't say whether I would be credited back the amounts (signalling that they are liars and theives).

6 hour delay in payment and they want to charge $29.00 fee (already agreed to credit back) + $20.00 in interest for literally 6 hours. Fuck these people. AZNgirl on the phone said the card's variable interest rate was 50.4%. WTF. You run through all these hoops to IDEALLY net like $265 cash back on groceries throughout the year instead of $120 on that spend from a 2% card, so differential is like $145. And they force you to jump through hoops and call them up and speak to their bullshit service reps. I hate this noise. I hate this card. What bullshit. I am going to start consolidating down to like one card.

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45206311)



Reply Favorite

Date: September 21st, 2022 10:46 AM
Author: brilliant blathering goal in life

Fucking set automatic minimum payments you idiot. But also consolidate JFC.

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45206321)



Reply Favorite

Date: September 21st, 2022 10:47 AM
Author: Yellow spot

I am setting up automatic payments on accounts now. It's such fucking bullshit. I can't believe this happened.

Maybe its becasue I have too many credit cards and too many kids and too much crazy shit going on every single day and I forgot to make one payment online once and was off by a single day.

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45206327)



Reply Favorite

Date: September 21st, 2022 11:27 AM
Author: Sapphire factory reset button

Autopay homie

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45206528)



Reply Favorite

Date: September 21st, 2022 10:48 AM
Author: Khaki station

pay your bills or go back to Reddit

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45206331)



Reply Favorite

Date: September 21st, 2022 10:51 AM
Author: Yellow spot

Bills are paid. This is not a nonpayment issue. This is AmEx is trying to rape me with fees and interest charges, which I have alreayd paid as well as the balance, but now I'm just trying to get them to credit this back to me. And they are being stubborn and I have to call and harass and their CR people suck.

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45206350)



Reply Favorite

Date: September 21st, 2022 10:52 AM
Author: Khaki station

Seems like it was a nonpayment issue. If you had paid your bills when you agreed to do so, you wouldn't be in this situation.

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45206359)



Reply Favorite

Date: September 21st, 2022 10:58 AM
Author: Yellow spot

I did pay the bills. Slow pay and nonpayment is an American right and they got theirs timely and should waive all penalties and fees. In business, people get slow paid for 120+ days all the time and it's no big deal.

They didn't have to sue anybody. They didn't have to write any dunn letters. Their costs were zero. They should eat the paperwork error because it is their fault.

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45206405)



Reply Favorite

Date: September 21st, 2022 11:08 AM
Author: Khaki station

You paid the bill after you broke contract by NOT PAYING and holding up your end of the deal. After your clitdick got punched by Amex for NOT PAYING did you finally decide to cough up the money. Go back to Reddit.

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45206455)



Reply Favorite

Date: September 21st, 2022 11:09 AM
Author: Yellow spot

You are a moron.

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45206459)



Reply Favorite

Date: September 21st, 2022 11:35 AM
Author: Khaki station

(guy who doesn't pay his bills on time)

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45206567)



Reply Favorite

Date: September 21st, 2022 10:52 AM
Author: comical institution

Deadlines exist for a reason. Thanks.

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45206360)



Reply Favorite

Date: September 21st, 2022 10:53 AM
Author: beady-eyed cheese-eating electric furnace

file complaint with https://www.consumerfinance.gov/ --- sometimes these CC comps and banks take that shit seriously though its prob BS now since they know the govt is incompoetent

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45206369)



Reply Favorite

Date: September 22nd, 2022 8:39 AM
Author: titillating hairy legs

if you have high spend they should be forgiving those fees for 6 fucking hours. but ljl why are you not just on autopay?

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45211538)



Reply Favorite

Date: September 22nd, 2022 10:43 AM
Author: Yellow spot

Average annual spend on this card is about $18,000

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45212014)



Reply Favorite

Date: September 22nd, 2022 11:05 AM
Author: titillating hairy legs

if you call and ask for customer retention department they will waive the fees.



(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45212209)



Reply Favorite

Date: September 22nd, 2022 11:06 AM
Author: Yellow spot

This is what I will do then.

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45212220)



Reply Favorite

Date: September 22nd, 2022 11:10 AM
Author: titillating hairy legs

online chat is fine too

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45212248)



Reply Favorite

Date: September 22nd, 2022 11:11 AM
Author: useless theater stage keepsake machete

What dollar value do you place on an hour of your time?

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45212250)



Reply Favorite

Date: September 22nd, 2022 11:22 AM
Author: titillating hairy legs

1) i do it in online chat while i'm fucking around online.

2) ljl that my day is so productive that i can't fuck off for a couple minutes to save a couple bucks. as if i had dedicated that extra 30min of my time to something else i could have earned 30min worth of my time.

this is such gay flame. how much is YOUR time worth? i can ask some turd online at amex to waive the charge while i'm poasting this unhinged rant at you. is this poast or any of the time on xo "worth" how i value my time?

kys.

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45212333)



Reply Favorite

Date: September 22nd, 2022 11:26 AM
Author: useless theater stage keepsake machete

I wasn’t talking to you

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45212362)



Reply Favorite

Date: September 21st, 2022 10:52 AM
Author: comical institution



(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45206358)



Reply Favorite

Date: September 21st, 2022 10:49 AM
Author: Shaky Talking Puppy

pull a TSINAH and just don't pay that bill, any other credit card bill and quit paying your rent or mortgage.

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45206338)



Reply Favorite

Date: September 21st, 2022 10:51 AM
Author: beady-eyed cheese-eating electric furnace

if you move abroad you quickly realize how pathetic and backwards the US financial system is, these comps have no incentive to make it more modern and acccessible, they make billions off prowls screwing shit up, and the way they make it harder to even message them thru the interwebs is lolzy, they literally becoming less tech savvy and behaving like its still 1985, i just had to call citi cause these faggots dont even let u do online ACH transfer into an investment account, i have to call each time, its insane

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45206354)



Reply Favorite

Date: September 21st, 2022 10:56 AM
Author: Yellow spot

I agree with this. In the US you can't even get anything mailed to you without getting raped with mailing service charges. Buy new car insurance? That'll be a $15.00 annual fee to mail you your documents.

Every financial institution now charges for mailing financial statements within the USA, even the ones that used to have a good reputation like Vanguard.

Credit card companies will spend a $100m sending you mailers with their shit offers to open a new card for $200, but they won't send you your statements in the mail without a convenience fee. And then they pull this kind of shenanigan on you.

I hate everything about America.

They raise your fucking insurance on everything a thousand dollars a year for no fucking reason and they scream about your loss record from 10 years ago. Fuck these people.

Fuck Amerikkka.

Fuck the people. Fuck the shit food. Fuck the traffic. Fuck the horrible condition of the roads, the delapidated housing, the substandard and unsafe schools, fuck the ineptitude of public officials, fuck everyone with their hands out all the fucking time. I cannot take it anymore.

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45206393)



Reply Favorite

Date: September 21st, 2022 11:00 AM
Author: Swollen chad

We are very similar.

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45206418)



Reply Favorite

Date: September 21st, 2022 11:04 AM
Author: Yellow spot

I am just sick and tired of all the bullshit. You should see my eyelid when it sets off to its twitching.

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45206433)



Reply Favorite

Date: September 22nd, 2022 10:09 AM
Author: Swollen chad

I spent an hour on the phone with Spectrum yesterday to disconnect my service. They wanted to know why, where I was moving, etc. The first guy hung up on me when I told him my forwarding address was a business address. I told this to him after he said "Oh! It looks like we provide service to that address. Would you like me to switch it over?"

These fucking kikes refuse to take no for an answer. They are the epitome of "and then one day, for no reason at all"

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45211808)



Reply Favorite

Date: September 22nd, 2022 10:24 AM
Author: Stimulating ultramarine affirmative action library

are you moving?

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45211883)



Reply Favorite

Date: September 21st, 2022 11:03 AM
Author: Elite newt

your insurance is high because you are a walking cardiovascular time bomb

maybe calm down about a $29 fee and pay your bills

i've never seen such a large man perform like such a tiny woman on simple tasks that most of us mastered as teenagers

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45206432)



Reply Favorite

Date: September 21st, 2022 11:06 AM
Author: rough-skinned juggernaut

stop raping little kids you fucking creep

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45206445)



Reply Favorite

Date: September 21st, 2022 11:07 AM
Author: Elite newt

thanks as always for your spam pedopumo

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45206449)



Reply Favorite

Date: September 21st, 2022 11:26 AM
Author: beady-eyed cheese-eating electric furnace

ljl faggot, insurance cannot base rates off how fat he is, otherwise 75% of amerikkka wld be paying even moar

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45206519)



Reply Favorite

Date: September 21st, 2022 11:36 AM
Author: Khaki station

They should be paying more! This is bullshit

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45206575)



Reply Favorite

Date: September 21st, 2022 11:25 AM
Author: beady-eyed cheese-eating electric furnace

lol 180

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45206517)



Reply Favorite

Date: September 21st, 2022 12:11 PM
Author: Vibrant property

are u a dumb boomer or USPS employee? why the fuck do u want shit mailed to you. of all the crap that is wrong with amerikkka, e-statements is the least wrong. u should be complaining about any company that still sends shit in the mail.

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45206754)



Reply Favorite

Date: September 21st, 2022 1:08 PM
Author: Elite newt

i won't fault him for that. i still do everything by paper because it's the only way to monitor that (((they))) are billing properly. i had directv once and they billed me $30 extra one month because "we thought you would like showtime so we added it to your account."

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45207071)



Reply Favorite

Date: September 21st, 2022 1:55 PM
Author: Vibrant property

u seem dumb. an e-statement is a PDF of the same statement they mail you. you have to watch (((them))) like a hawk either way, but getting the statement mailed to u doesnt help anything.

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45207338)



Reply Favorite

Date: September 21st, 2022 1:57 PM
Author: Elite newt

I open the mail that comes to my mailbox every day. i do not remember and do not have time to type in the three separate passwords and click five different links to find a PDF statement for each and every card and bill that I possess.

signing up for e-billing is basically begging them to steal from you, and in fact you agreed to that in the terms and conditions.

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45207357)



Reply Favorite

Date: September 21st, 2022 2:05 PM
Author: Vibrant property

i see your point, but my idiot mailman delivers shit to the wrong address all the time, and i dont have time to sort bills from all the other fraud junk solicitations that these cc companies send me

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45207413)



Reply Favorite

Date: September 22nd, 2022 10:25 AM
Author: Stimulating ultramarine affirmative action library



(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45211891)



Reply Favorite

Date: September 22nd, 2022 10:28 AM
Author: citrine sick set feces

I havent opened a piece of physical mail in about a year

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45211914)



Reply Favorite

Date: September 22nd, 2022 10:29 AM
Author: Yellow spot

I never agree to any terms and conditions. They can try to prove that in court, but they won’t even send me mail. How am I supposed to know what their terms are. Let them try to prove mutual assent, I’m not conceding that point.

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45211928)



Reply Favorite

Date: September 21st, 2022 10:52 AM
Author: harsh church filthpig

Why don’t you have autopay set up? Not their fault IMO

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45206365)



Reply Favorite

Date: September 21st, 2022 10:57 AM
Author: Yellow spot

It is their fault for not waiving these charges. I have been a customer for 15 years and should be above their charges.

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45206400)



Reply Favorite

Date: September 21st, 2022 11:01 AM
Author: Swollen chad



(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45206421)



Reply Favorite

Date: September 21st, 2022 11:05 AM
Author: Nudist Kitchen Ape

if they hadn't run the SPG program for many years, I wouldn't even think about them

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45206436)



Reply Favorite

Date: September 21st, 2022 11:30 AM
Author: Odious Locus Kitty



(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45206546)



Reply Favorite

Date: September 21st, 2022 11:33 AM
Author: Yellow spot

What is your charge back strategy? Can I call up Amex and charge back like the tollbooth fees I get charged each month (imo the toll road is a ripoff, it’s congested with traffic, poorly maintained, and the number of unregistered vehicles using it for free that just switch out their paper plates every 2 weeks is insane). Why should I have to subsidize them?

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45206559)



Reply Favorite

Date: September 21st, 2022 11:37 AM
Author: Odious Locus Kitty



(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45206577)



Reply Favorite

Date: September 21st, 2022 12:03 PM
Author: beady-eyed cheese-eating electric furnace

lol goy, jews chinks and indians are experts at this, ive done chargebacks for literally everything, all sorts of bullshit, once in brazil i overspent at DA CLUB lke $150 and was just pissed so disputed with amex saying it was fraud even though it wasnt and they gave me money back

since covid ivve noticed banks seem to be stinger abt thsi shit, like BofA has blocked me from doing online chargebacks cause id id like 4-5 in a few months

and travel related shit now can be hard to chargeback cause airlines and hotels fight that shit

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45206712)



Reply Favorite

Date: September 21st, 2022 11:40 AM
Author: Canary nofapping national halford

Amex plat is 180. I'm assuming this is some other TTT Amex card.

This is actually your fault brother. With your income, there is absolutely no reason to be late on any bill.

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45206590)



Reply Favorite

Date: September 21st, 2022 11:43 AM
Author: Yellow spot

You don’t understand. I am not late. They are being dipshits for not crediting back their fraudulent charges. I am not late. They didn’t even try to collect.

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45206607)



Reply Favorite

Date: September 21st, 2022 12:11 PM
Author: hairless aquamarine foreskin church building

He's in tears over $20. Seems safe to assume we aren't talking about someone with a black card.

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45206753)



Reply Favorite

Date: September 21st, 2022 2:25 PM
Author: Elite newt



(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45207553)



Reply Favorite

Date: September 21st, 2022 12:14 PM
Author: thriller sickened trust fund

Non-poors who always have enough money to pay their bills just put everything on autopay.

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45206763)



Reply Favorite

Date: September 21st, 2022 2:02 PM
Author: Electric pea-brained turdskin

If the azn won't give your money back ask to speak to a manager and explain how long you've been a customer etc. Politely insist on a courtesy and set up autopay.

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45207383)



Reply Favorite

Date: September 21st, 2022 2:20 PM
Author: Yellow spot

I already did this once and they said yes, sure, no thing. Then they did nothing. I call back and I have to talk to AZNgirl who is feisty and does not listen that an agreement was already reached. She acted offended that I would call.

I hate this company so much. Still nothing on my account. I am really close to cancelling AmEx and their $30,000 credit line. Fuck them.

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45207530)



Reply Favorite

Date: September 21st, 2022 2:26 PM
Author: Elite newt

this is embarrassing man. just cancel, get your ProleCard Diamond, and move on

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45207554)



Reply Favorite

Date: September 21st, 2022 2:29 PM
Author: Yellow spot

I am setting up my automatic payments now. I have like 15 credit cards so this is a pain in the ass, but if these auto payments work, then hopefully I won't have to worry about this happening again.

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45207567)



Reply Favorite

Date: September 21st, 2022 2:28 PM
Author: excitant stag film

Amex has the best customer service of any credit card company by far.

No company will let you pay your bills late.

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45207562)



Reply Favorite

Date: September 21st, 2022 2:39 PM
Author: Yellow spot

AmEx needs to work on their customer expectations. If I am late one time, they need to drop their panties and stop charging me shit. I didn't agree to all of these charges. I send them swipe fees and they send me awards. I'm not borrowing money from them.

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45207591)



Reply Favorite

Date: September 21st, 2022 2:41 PM
Author: Elite newt

you in fact literally agreed to these charges

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45207598)



Reply Favorite

Date: September 21st, 2022 2:47 PM
Author: Yellow spot

What I didn’t ageee to was being treated like a criminal, having to hound the shit out of AmEx’s customer service people for what should be automatic.

It’s a garbage product. I am entitled to my credits. And how dare you defend this shit company. How dare you.

You know nothing about keeping customers happy with your services. AmEx is a massive failure simply because I am pissed. That’s it. And you come on here and you quibble and peck like I should just suck it up because that’s life in Amerikkka.

How dare you. Amerikkka could drop a K if it didn’t have bootlickers like you sniveling around demanding that everyone pay usurious fees for no services added simply because the bank or financial institution automatically charges it.

This is all garbage. Nobody gets anything out of this system and you defend Amex? Who do you think you are?

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45207638)



Reply Favorite

Date: September 21st, 2022 2:50 PM
Author: Elite newt

you and Karlstack are in the FIGHT OF YOUR LIVES to see who can be the biggest bitch of the last 24 hours. it's a neck and neck race and you've got six chins so I give you the edge, I guess

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45207653)



Reply Favorite

Date: September 21st, 2022 4:03 PM
Author: Yapping trip dilemma old irish cottage

Amex and all companies have garbage customer service but I can’t defend people who are too dumb/poor to set up autopay.

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45208145)



Reply Favorite

Date: September 21st, 2022 4:06 PM
Author: Yellow spot

It is set up now.

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45208156)



Reply Favorite

Date: September 22nd, 2022 8:45 AM
Author: citrine sick set feces

They don’t care if you’re happy or not. Your concept of “customer service” has been dead for 25+ years.

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45211552)



Reply Favorite

Date: September 22nd, 2022 10:12 AM
Author: Swollen chad

My chase lawsuit is literally about this. I missed a payment by a day and those kikes stole all of my Amazon points. I had something like $1200 worth of points. I never paid another one of their goyim taxes again and they commenced a lawsuit that they aren't litigating. Fuck them and fuck usury.

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45211818)



Reply Favorite

Date: September 22nd, 2022 10:24 AM
Author: citrine sick set feces

Is ZZZ going to blow that one for you too?

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45211885)



Reply Favorite

Date: September 22nd, 2022 11:26 AM
Author: useless theater stage keepsake machete



(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45212358)



Reply Favorite

Date: September 22nd, 2022 10:26 AM
Author: Yellow spot

They just confiscate all of the reward points?

What is the point of using a card then?

Fuck these people.

I swear to God. If this isn’t fixed by tomorrow Im going to call and cancel. Fuck them and their shit cards.

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45211902)



Reply Favorite

Date: September 22nd, 2022 10:09 AM
Author: Swollen chad



(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45211809)



Reply Favorite

Date: September 22nd, 2022 3:38 AM
Author: magenta vigorous cuck haunted graveyard

doesn't amex have an annual fee? are you some sort of powergoy?

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45211274)



Reply Favorite

Date: September 22nd, 2022 8:42 AM
Author: titillating hairy legs

fretting over an annual free when the benefits more than make up for it -> prole

setting up calendar invites to cancel cards or negotiate fee waivers or bonus miles every year for different cards and canceling and getting another if they don't -> kiketacular shrewdness

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45211545)



Reply Favorite

Date: September 22nd, 2022 10:13 AM
Author: Swollen chad



(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45211821)



Reply Favorite

Date: September 22nd, 2022 9:59 AM
Author: rough-skinned juggernaut

sounds like he has the 6% cash back grocery card. jewfucks at amex jacked the annual for that from $65 to $95 a few years ago while of course keeping the grocery limit the same.

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45211777)



Reply Favorite

Date: September 22nd, 2022 10:13 AM
Author: Swollen chad



(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45211823)



Reply Favorite

Date: September 22nd, 2022 5:15 AM
Author: Mustard house-broken gaming laptop police squad

I’m with OP. Auto pay is for suckers by the way. I want to do a once over to make sure there’s nothing crazy going on before I pay my CCs. I’m too OCD to just let the cards grab my money automatically.

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45211317)



Reply Favorite

Date: September 22nd, 2022 5:57 AM
Author: Nudist Kitchen Ape



(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45211346)



Reply Favorite

Date: September 22nd, 2022 6:25 AM
Author: Vibrant property

Look at the bills as they come in to look for problems and still keep autopay set up to avoid being OP. Auto pay doesn’t mean don’t pay attention

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45211379)



Reply Favorite

Date: September 22nd, 2022 8:43 AM
Author: titillating hairy legs

autopay isn't for suckers, it's specifically for shit like this.

you should be reviewing your charges every often to make sure you aren't get charged gay shit. but even if you discover a bad charge like 3 months later it's not like you're out of luck. especially with amex plat. they've sided with me on every dispute.

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45211547)



Reply Favorite

Date: September 22nd, 2022 10:13 AM
Author: Swollen chad



(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45211824)



Reply Favorite

Date: September 22nd, 2022 10:45 AM
Author: heady sanctuary travel guidebook



(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45212021)



Reply Favorite

Date: September 22nd, 2022 11:09 AM
Author: Wonderful wild nursing home candlestick maker

Op isn't looking at the bill every month if he's not remembering to pay every month.

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45212242)



Reply Favorite

Date: September 22nd, 2022 10:18 AM
Author: Yellow spot

I am paying this card off in full every day right now. Also autopay is set up.

I still haven't been credited back for these fucking fees.

Fuck these people.

What a pain in the ass.

Also, are they just going to withdraw the full statement balance from my bank account on the autopay day even though I currently owe them nothing? What the fuck.

American Express is fucking awful. I'm filing a complaint.

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45211846)



Reply Favorite

Date: September 22nd, 2022 10:36 AM
Author: Yellow spot

The other thing that really pisses me off about this shit is how it is all linked to fucking bullshit. Ever order groceries for pickup? Linked credit card. Toll road account, linked credit card. Any subscriptions? Linked credit card. Amazon? Linked credit card.

Fuck this shit. I want to burn it all down. These people are literally stealing from you at every fucking turn.

And all because of some latte sipping slide jockey faggot at McKinsey.

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45211978)



Reply Favorite

Date: September 22nd, 2022 10:40 AM
Author: brilliant blathering goal in life

You're the idiot consuming ask this trash, and cramming it down your kids' throats. You don't have to live like that. It's a choice.

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45211994)



Reply Favorite

Date: September 22nd, 2022 10:50 AM
Author: Yellow spot

What are your suggestions for consolidating and living a cleaner life? I am all ears.

Remember, I have to have to convince my wife to be a stakeholder.

I really do try to reign this shit in, but it is fucking everywhere. I personally try to do grocery shopping in person for example, because its ludicrous to trust some miscreant on one of your most significant spending items, plus there are fees, plus etc., but if you're my wife and you're all alone with 4 kids in the van, maybe you don't want to go inside the store. Not every trip can be planned. So it sneaks in.

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45212052)



Reply Favorite

Date: September 22nd, 2022 11:25 AM
Author: brilliant blathering goal in life

Leave the shit hole coastal exurb you live in and find somewhere decent to live. Your wife either needs to make enough that it doesn't matter that you have to pay for childcare or she needs to handle it all herself. It's God's work she's doing, literally.

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45212352)



Reply Favorite

Date: September 22nd, 2022 11:27 AM
Author: Stimulating ultramarine affirmative action library

then this is what you are paying for: making your wife happy.

stop being angry at the world for giving you exactly what you are paying for.

i could understand if they were legit ripping you off for stuff you didn't agree to... but you voted for this.

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45212365)



Reply Favorite

Date: September 22nd, 2022 10:58 AM
Author: Sticky idiot trump supporter

lol at paying your bills manually like some prole boomer

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45212168)



Reply Favorite

Date: September 22nd, 2022 4:39 PM
Author: Yellow spot

I've got AmEx in the chat now. I think I am getting concessions.

https://imgur.com/a/fFORNGQ

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45214307)



Reply Favorite

Date: September 22nd, 2022 4:42 PM
Author: titillating hairy legs

told ya brother

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45214317)



Reply Favorite

Date: September 22nd, 2022 4:50 PM
Author: Yellow spot

https://imgur.com/a/xMeijuv

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45214347)



Reply Favorite

Date: September 22nd, 2022 4:57 PM
Author: titillating hairy legs

you could also hit dem up with more points. i do that every time my annual fee is about to come due. they usually give me enough every year that covers the entire fee in value.

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45214366)



Reply Favorite

Date: September 22nd, 2022 4:58 PM
Author: Yellow spot

I will wait and see if these credits come through first. This goes a long way for me. This is $48.40 or something ridiculous.

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45214371)



Reply Favorite

Date: September 22nd, 2022 5:00 PM
Author: titillating hairy legs

word.

yeah i don't think there is much sense is asking for it now. i assume this is a plat card. after paying the fee for 13 years and being a good customer they will definitely offer you retention bonuses if you hit them up around annual fee time.

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45214381)



Reply Favorite

Date: September 22nd, 2022 5:01 PM
Author: Yellow spot

This card is American Express cash preferred card. $95 annual fee for 6% back on grocery spend. So the margins are very low.

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45214389)



Reply Favorite

Date: September 22nd, 2022 5:02 PM
Author: titillating hairy legs

ah. if you fly a lot you should upgrade dem lounges are tcr.

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45214396)



Reply Favorite

Date: September 22nd, 2022 5:04 PM
Author: Yellow spot

I'm probably going to need to completely revamp my CC strategy. I have two pay cards, this one from Amex and a $95 chase sapphire preferred.

I have flown 3x this year (2x for pleasure, 1x for business).

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45214407)



Reply Favorite

Date: September 22nd, 2022 5:08 PM
Author: titillating hairy legs

yeah i'm no mfe but unless you're autistic and churning or something i don't see why anyone would pay for two cards. getting one ultra premium card is tcr for me.

i have amex plat and costco visa (free). seems like you can't get by on just amex so if you want amex you gotta have something else too.

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45214422)



Reply Favorite

Date: November 11th, 2022 2:53 PM
Author: Yellow spot

Just a little update. It's been nearly 2 months now and AmEx has only credited me back $19.70. I'm still fighting all the time to get the remaining $29.00 credited back.

Lessons:

1. Do not trust these credit card companies and watch them like hawks.

2. Go ahead and sign up for the autopay features on your cards. It makes life simpler and you can avoid a similar debacle.

3. If you have any questions on credit cards or would like to sign up for mine, please feel free to request an affiliate link and I will be happy to provide one to you.

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45478244)



Reply Favorite

Date: November 11th, 2022 2:54 PM
Author: Khaki station

Try paying your bills on time you fat fuck

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45478249)



Reply Favorite

Date: November 11th, 2022 2:55 PM
Author: Yellow spot

I pay all of my bills on time. I have never been late. I have much better credit than a former billionaire named Sam Bankman-Fried for example.

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45478251)



Reply Favorite

Date: November 11th, 2022 2:56 PM
Author: Stimulating ultramarine affirmative action library

"do not trust credit card companies" BECAUSE THEY WILL DO EXACTLY WHAT BOTH PARTIES AGREED THEY WILL DO



(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45478259)



Reply Favorite

Date: November 11th, 2022 2:58 PM
Author: Yellow spot

At this point AmEx has agreed to credit this money back to me like 10 times and has failed to do so each time. They are the ones that is clearly in the wrong. I paid that money to them because I knew I would have to and I asked for the credits. I did everything I could to make it easier on them and they have not repaid me with anything but promises. AmEx admitted to being at fault here.

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45478265)



Reply Favorite

Date: November 11th, 2022 3:03 PM
Author: brilliant blathering goal in life

Sad thing is, I'm pretty sure this is a good use of your time.

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45478287)



Reply Favorite

Date: November 11th, 2022 2:55 PM
Author: 180 flirting selfie liquid oxygen

CR, they let ANYONE makes charges on your card, regardless of their name or where they live. All they need is the number and exp. to live high on the hog with your card.

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45478253)



Reply Favorite

Date: November 11th, 2022 2:56 PM
Author: Yellow spot

This is a good point. You really have to watch them and be careful. Also, in your case, my heart goes out to you brother. I know that you tried, but she just couldn't be reached. It's sad.

Did you go surfing this morning?

(http://www.autoadmit.com/thread.php?thread_id=5196502&forum_id=2#45478258)