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fire bros are getting absolutely rocked

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maize galvanic ape office
  09/29/22
...
fluffy beady-eyed blood rage
  09/29/22
...
misanthropic sepia den digit ratio
  09/29/22
Fire was always such an absurd joke lmao Those people hav...
Yellow kink-friendly lettuce church
  09/29/22
moniker checks out
fiercely-loyal talking prole meetinghouse
  09/29/22
ljl get fucked retard
Up-to-no-good goal in life bawdyhouse
  09/29/22
...
Yellow kink-friendly lettuce church
  09/29/22
...
light sexy location
  09/29/22
Cr goyslop the poaster
submissive spruce masturbator dilemma
  09/29/22
...
Up-to-no-good goal in life bawdyhouse
  09/29/22
Link?
Bateful know-it-all crotch resort
  09/29/22
FIRE bro here. Life is 180^180. I might have to go to Deer V...
Cracking locus electric furnace
  09/29/22
you're just idle rich. that's not fire
maize galvanic ape office
  09/29/22
its lolzy how prowl goys seeth at firebrehs
Indecent navy menage
  09/29/22
the idle rich have existed for ages. fire is a different ph...
maize galvanic ape office
  09/29/22
...
Cracking locus electric furnace
  09/29/22
? Never inherited a penny.
Cracking locus electric furnace
  09/29/22
i don't think that matters
maize galvanic ape office
  09/29/22
What’s the distinction between a self made fire bro an...
Cracking locus electric furnace
  09/29/22
about $10mm.
Glassy community account codepig
  09/29/22
the distinction is fire bros have projections and budgets an...
maize galvanic ape office
  09/29/22
I’m not sure that’s true. Obviously someone with...
Cracking locus electric furnace
  09/29/22
so what you’re really asking is “where do we dra...
Glassy community account codepig
  09/29/22
That’s called “fatFIRE” and it is definite...
Citrine indian lodge filthpig
  09/29/22
He’s idle lying retard, not “rich.”
Iridescent tattoo casino
  09/29/22
lying down or fibbing?
chrome stimulating trump supporter temple
  09/29/22
lol no, because most of FIRE is abt how much u spend per yea...
Indecent navy menage
  09/29/22
"This can't be right"
crystalline odious doctorate
  09/29/22
lol wrong. lets say 3 mil in the bank and take out 60k in...
Honey-headed cocky hell
  09/29/22
ljl it all doesnt matter, and real fire bro isnt taking out ...
Indecent navy menage
  09/29/22
there's never going to be another big year, friend
maize galvanic ape office
  09/29/22
then in that case it dont matter if u work or not, everyone ...
Indecent navy menage
  09/29/22
not true at all. people will have jobs, earn wages and supp...
maize galvanic ape office
  09/29/22
yes in 2009 ppl with jerbs were just sitting pretty totally ...
Indecent navy menage
  09/29/22
you need to get away from this one bad year mindset. the re...
maize galvanic ape office
  09/29/22
lol oh whoaaaa thanks Professor of Economics at Autoadmit Un...
Indecent navy menage
  09/29/22
lol @ 'taking out', you invest is dividend stocks, fool.
Mind-boggling Base Clown
  09/29/22
firebros don't increase their annual spending by triple the ...
Puce contagious market
  09/29/22
https://xoxohth.com/thread.php?thread_id=5200508&mc=38&a...
Honey-headed cocky hell
  09/29/22
Yes, FIRE folk never anticipated there might be a year where...
Offensive Fat Ankles
  09/29/22
i think there’s an assumption that many fire bros are ...
Glassy community account codepig
  09/29/22
...
Coral psychic alpha
  09/29/22
jfc most FIREshits have like a 2-3% rule whatever it is, the...
Indecent navy menage
  09/29/22
next year is going to be a giant recession that nukes the st...
maize galvanic ape office
  09/29/22
stocks are leading indicators faggot, recession already pric...
Indecent navy menage
  09/29/22
tt you are getting maf in this thread but we are for you. yo...
Glassy community account codepig
  09/29/22
These bros will be eating miscellaneous chicken parts out of...
Slap-happy mentally impaired halford whorehouse
  09/29/22
...
Glassy community account codepig
  09/29/22
You are correct. Because redditors are poor, they have an in...
Slap-happy mentally impaired halford whorehouse
  09/29/22
lol how shitty is it to be a wage slave for life because u a...
Indecent navy menage
  09/29/22
It’s not hypothetical that someone who retires early w...
Slap-happy mentally impaired halford whorehouse
  09/29/22
ljl, no this entire shit is retarded cause u assume living i...
Indecent navy menage
  09/29/22
Most Americans have friends and family in US and don’t...
Slap-happy mentally impaired halford whorehouse
  09/29/22
ljl yes amerikkkans are FAMOUS for being famiy oriented and ...
Indecent navy menage
  09/29/22
(bitter fire bro crawling back into his wage cage)
maize galvanic ape office
  09/29/22
...
misanthropic sepia den digit ratio
  09/29/22
...
Cracking locus electric furnace
  09/29/22
If you’re single it’s easy to just sleaze by une...
Bright Therapy
  09/29/22
wdm, living off savings?
Very tactful shrine
  09/29/22
ITT: Seething wagecuck rage.
Cracking locus electric furnace
  09/29/22
.
Mind-boggling Base Clown
  09/29/22
its funny this also happens on any social media article abou...
Indecent navy menage
  09/29/22
...
Bright Therapy
  09/29/22
...
Cracking locus electric furnace
  09/29/22
Do you think I am ready for fire brother?
pearl rough-skinned chapel
  09/29/22
yea setting urself on fire hehehe
Indecent navy menage
  09/29/22
This post reminds me of the song “Neon Moon”
pearl rough-skinned chapel
  09/29/22
You’ve said your monthly spend is minimum 12.5k. So yo...
Cracking locus electric furnace
  09/29/22
I don’t have that much. What if I cut it down to $10k/...
pearl rough-skinned chapel
  09/29/22
why would i seethe. i could "retire" based on ove...
maize galvanic ape office
  09/29/22
They all rely on a 3-4% safe withdrawal rate. 3% has never f...
Cracking locus electric furnace
  09/29/22
"3% withdrawal rate has never failed" is such a mi...
maize galvanic ape office
  09/29/22
So live like a pauper on 2% for the first 5 years, and then ...
pearl rough-skinned chapel
  09/29/22
Oh noes, too many unknowns!! I guess I’ll just work un...
Cracking locus electric furnace
  09/29/22
that's two more nice vacations than your typical fire bro ha...
maize galvanic ape office
  09/29/22
In the next 12 months I currently have booked three vacation...
Cracking locus electric furnace
  09/29/22
Incredible! Brother you seem like a real stand up bro no mat...
pearl rough-skinned chapel
  09/29/22
i'm sure. as has been pointed out to you repeatedly, you're...
maize galvanic ape office
  09/29/22
I think you have “FIRE” people stereotyped. Ther...
Cracking locus electric furnace
  09/29/22
"fat FIRE" = people who lost the game of actually ...
chrome stimulating trump supporter temple
  09/29/22
...
razzmatazz marketing idea
  09/30/22
What the fuck is “fire” in this context?
lemon cuckoldry
  09/29/22
fucked, insolvent, retroactively embarrassed.
Glassy community account codepig
  09/29/22
Quitting my job was a fucking incredibly retarded error
pearl rough-skinned chapel
  09/29/22
...
self-centered charismatic police squad french chef
  09/29/22
...
Stirring theatre telephone
  09/29/22
...
Up-to-no-good goal in life bawdyhouse
  09/29/22
...
misanthropic sepia den digit ratio
  09/29/22
...
provocative embarrassed to the bone school
  09/30/22
Financial independence retire early
Soul-stirring fighting death wish reading party
  09/29/22
Finance, insurance, and real estate bros
vibrant topaz spot stain
  09/29/22
what was the point of this? what were you trying to do here?
Up-to-no-good goal in life bawdyhouse
  09/29/22
?
vibrant topaz spot stain
  09/29/22
were you trying to be funny? was it a genuine attempt to exp...
Up-to-no-good goal in life bawdyhouse
  09/29/22
it’s just one version of the acronym I know. what is t...
vibrant topaz spot stain
  09/30/22
lmao @ ur blown out FIREhoal
Up-to-no-good goal in life bawdyhouse
  09/30/22
i thought he just meant those are examples of ppl who will b...
chrome stimulating trump supporter temple
  09/30/22
no the thread is obviously about financial independence reti...
vibrant topaz spot stain
  09/30/22
...
vibrant topaz spot stain
  09/30/22
Flexible Income, Regular Ecstasy
Citrine indian lodge filthpig
  09/29/22
...
Very tactful shrine
  09/30/22
lol @ livng in lilke 37K in america holy fuck
Aphrodisiac house
  09/29/22
libs fuming
Floppy crackhouse
  09/29/22
There were a lot of idiots who saved up 6 or 700k and were w...
marvelous pearly stage
  09/29/22
wow
costumed ticket booth regret
  09/30/22


Poast new message in this thread



Reply Favorite

Date: September 29th, 2022 12:49 PM
Author: maize galvanic ape office



(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45250665)



Reply Favorite

Date: September 29th, 2022 2:17 PM
Author: fluffy beady-eyed blood rage



(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45251268)



Reply Favorite

Date: September 29th, 2022 12:50 PM
Author: misanthropic sepia den digit ratio



(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45250667)



Reply Favorite

Date: September 29th, 2022 1:04 PM
Author: Yellow kink-friendly lettuce church

Fire was always such an absurd joke lmao

Those people have a special kind of autistic mental illness and frankly they deserve everything coming to them

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45250737)



Reply Favorite

Date: September 29th, 2022 2:10 PM
Author: fiercely-loyal talking prole meetinghouse

moniker checks out

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45251215)



Reply Favorite

Date: September 29th, 2022 9:27 PM
Author: Up-to-no-good goal in life bawdyhouse

ljl get fucked retard

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45253803)



Reply Favorite

Date: September 29th, 2022 9:32 PM
Author: Yellow kink-friendly lettuce church



(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45253842)



Reply Favorite

Date: September 29th, 2022 2:34 PM
Author: light sexy location



(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45251383)



Reply Favorite

Date: September 29th, 2022 3:40 PM
Author: submissive spruce masturbator dilemma

Cr goyslop the poaster

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45251876)



Reply Favorite

Date: September 29th, 2022 9:27 PM
Author: Up-to-no-good goal in life bawdyhouse



(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45253802)



Reply Favorite

Date: September 29th, 2022 1:07 PM
Author: Bateful know-it-all crotch resort

Link?

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45250757)



Reply Favorite

Date: September 29th, 2022 1:08 PM
Author: Cracking locus electric furnace

FIRE bro here. Life is 180^180. I might have to go to Deer Valley only three times this season instead of four.

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45250763)



Reply Favorite

Date: September 29th, 2022 1:15 PM
Author: maize galvanic ape office

you're just idle rich. that's not fire

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45250821)



Reply Favorite

Date: September 29th, 2022 1:21 PM
Author: Indecent navy menage

its lolzy how prowl goys seeth at firebrehs



(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45250861)



Reply Favorite

Date: September 29th, 2022 1:22 PM
Author: maize galvanic ape office

the idle rich have existed for ages. fire is a different phenomenon

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45250869)



Reply Favorite

Date: September 29th, 2022 2:31 PM
Author: Cracking locus electric furnace



(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45251362)



Reply Favorite

Date: September 29th, 2022 2:31 PM
Author: Cracking locus electric furnace

?

Never inherited a penny.

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45251360)



Reply Favorite

Date: September 29th, 2022 2:55 PM
Author: maize galvanic ape office

i don't think that matters

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45251568)



Reply Favorite

Date: September 29th, 2022 3:11 PM
Author: Cracking locus electric furnace

What’s the distinction between a self made fire bro and an idle rich bro?

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45251700)



Reply Favorite

Date: September 29th, 2022 3:13 PM
Author: Glassy community account codepig

about $10mm.

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45251710)



Reply Favorite

Date: September 29th, 2022 3:15 PM
Author: maize galvanic ape office

the distinction is fire bros have projections and budgets and assumptions and shit. idle rich bros do what they do and it works out fine because they're fuckin' rich

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45251723)



Reply Favorite

Date: September 29th, 2022 3:17 PM
Author: Cracking locus electric furnace

I’m not sure that’s true. Obviously someone with a 1% withdrawal rate needs to be a lot less concerned with budgets and projections than someone with a 4% withdrawal rate. But both are FIRE.

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45251733)



Reply Favorite

Date: September 29th, 2022 3:17 PM
Author: Glassy community account codepig

so what you’re really asking is “where do we draw the line”?

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45251737)



Reply Favorite

Date: September 29th, 2022 9:50 PM
Author: Citrine indian lodge filthpig

That’s called “fatFIRE” and it is definitely a subset of FIRE, people who want to retire early but won’t do it until they are thoroughly rich.

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45253936)



Reply Favorite

Date: September 29th, 2022 10:03 PM
Author: Iridescent tattoo casino

He’s idle lying retard, not “rich.”

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45254022)



Reply Favorite

Date: September 29th, 2022 10:04 PM
Author: chrome stimulating trump supporter temple

lying down or fibbing?

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45254028)



Reply Favorite

Date: September 29th, 2022 1:09 PM
Author: Indecent navy menage

lol no, because most of FIRE is abt how much u spend per year not what ur NW is or how much u make in investments

if u control ur spending even a 30% drop in NW in a year doesnt matter all that much



(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45250770)



Reply Favorite

Date: September 29th, 2022 1:10 PM
Author: crystalline odious doctorate

"This can't be right"

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45250778)



Reply Favorite

Date: September 29th, 2022 1:13 PM
Author: Honey-headed cocky hell

lol wrong.

lets say 3 mil in the bank and take out 60k in 2019

in 2022 that 3 mil is probably only 2 mil and you need to take out 75k

That's a significantly bigger hit to the principal and your nest egg will dwindle down to 0 15 years sooner and you'll die an old poor in a Medicaid home

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45250798)



Reply Favorite

Date: September 29th, 2022 1:16 PM
Author: Indecent navy menage

ljl it all doesnt matter, and real fire bro isnt taking out 75k, entire point is to live basic

and even in ur hypo at 2m u are set, market wont go down forever, just one big year u are back

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45250824)



Reply Favorite

Date: September 29th, 2022 1:23 PM
Author: maize galvanic ape office

there's never going to be another big year, friend

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45250876)



Reply Favorite

Date: September 29th, 2022 1:27 PM
Author: Indecent navy menage

then in that case it dont matter if u work or not, everyone is furked

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45250902)



Reply Favorite

Date: September 29th, 2022 1:30 PM
Author: maize galvanic ape office

not true at all. people will have jobs, earn wages and support themselves. the stock market will decline or go sideways for the next few decades, though. unless you're already ultra wealthy, the only way to support yourself will be labor

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45250930)



Reply Favorite

Date: September 29th, 2022 1:32 PM
Author: Indecent navy menage

yes in 2009 ppl with jerbs were just sitting pretty totally not worrying abt getting pwnd

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45250942)



Reply Favorite

Date: September 29th, 2022 2:57 PM
Author: maize galvanic ape office

you need to get away from this one bad year mindset. the recession will rock the job market, yes, but the job market will come back. the stock market will not come back. japan is the right model here, not america in the great recession

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45251587)



Reply Favorite

Date: September 29th, 2022 2:58 PM
Author: Indecent navy menage

lol oh whoaaaa thanks Professor of Economics at Autoadmit University

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45251596)



Reply Favorite

Date: September 29th, 2022 2:10 PM
Author: Mind-boggling Base Clown

lol @ 'taking out', you invest is dividend stocks, fool.

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45251214)



Reply Favorite

Date: September 29th, 2022 2:15 PM
Author: Puce contagious market

firebros don't increase their annual spending by triple the inflation rate, especially in a down year. they increase by inflation if not less, or even cut spending

even in this hypo, pulling 75K out of 2M NW is a safe withdrawal rate that all studies show as highly likely to succeed in not running out of money before you die over a 30+ year retirement, based on historical results

your "15 years" assumes the money is hidden in a mattress instead of invested, or that investments have zero real returns over the long-term, which does not seem to be a likely outcome although anything is possible

there is a risk of failure that can be weighed against the downsides of the only alternative to taking this type of risk, which is working as much as possible until you drop dead

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45251248)



Reply Favorite

Date: September 29th, 2022 1:09 PM
Author: Honey-headed cocky hell

https://xoxohth.com/thread.php?thread_id=5200508&mc=38&forum_id=2

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45250771)



Reply Favorite

Date: September 29th, 2022 1:10 PM
Author: Offensive Fat Ankles

Yes, FIRE folk never anticipated there might be a year where stocks went down.

are you retarded

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45250773)



Reply Favorite

Date: September 29th, 2022 1:13 PM
Author: Glassy community account codepig

i think there’s an assumption that many fire bros are glib midwits who failed to account for things like inflation and market returns of less than 7% a year every year. that’s obviously not true of all of them.

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45250801)



Reply Favorite

Date: September 29th, 2022 1:22 PM
Author: Coral psychic alpha



(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45250871)



Reply Favorite

Date: September 29th, 2022 1:28 PM
Author: Indecent navy menage

jfc most FIREshits have like a 2-3% rule whatever it is, they arent dependent on 7% and u are being a big faggot, so this is ONE year of a 30% drop in QQQ, who cares, next year market will ass rape

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45250912)



Reply Favorite

Date: September 29th, 2022 1:31 PM
Author: maize galvanic ape office

next year is going to be a giant recession that nukes the stock market, dummy

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45250935)



Reply Favorite

Date: September 29th, 2022 1:32 PM
Author: Indecent navy menage

stocks are leading indicators faggot, recession already priced in

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45250944)



Reply Favorite

Date: September 29th, 2022 1:32 PM
Author: Glassy community account codepig

tt you are getting maf in this thread but we are for you. you shouldn’t compare your situation to some 28yo birdshit engineer who thinks that because he likes browsing reddit and eating tuna out of a can that he’ll find that lifestyle equally fulfilling in 30 years.

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45250947)



Reply Favorite

Date: September 29th, 2022 1:44 PM
Author: Slap-happy mentally impaired halford whorehouse

These bros will be eating miscellaneous chicken parts out of a can and yearning for the good old days of tuna. It’s insane how cheap tuna is when it is both tasty and nutritious, all protein prices are skyrocketing, and we pull out of the ocean way faster than they reproduce.

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45251058)



Reply Favorite

Date: September 29th, 2022 1:33 PM
Author: Glassy community account codepig



(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45250953)



Reply Favorite

Date: September 29th, 2022 1:50 PM
Author: Slap-happy mentally impaired halford whorehouse

You are correct. Because redditors are poor, they have an insane sense of The Number. Like “I have almost $1M, I can live for 40 years on this!” They have no sense of how shitty it is to be 50+, sick, out of money and needing to generate income with a crap resume.

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45251102)



Reply Favorite

Date: September 29th, 2022 1:59 PM
Author: Indecent navy menage

lol how shitty is it to be a wage slave for life because u are worrying abt some hypothetical bullshit ?

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45251151)



Reply Favorite

Date: September 29th, 2022 2:02 PM
Author: Slap-happy mentally impaired halford whorehouse

It’s not hypothetical that someone who retires early with $900k has a high likelihood of getting fucked.

I am very pro-retirement for someone with enough money and something else they want to do.

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45251174)



Reply Favorite

Date: September 29th, 2022 2:03 PM
Author: Indecent navy menage

ljl, no this entire shit is retarded cause u assume living in fraud US with healthcare costs and shit

anyway, who cares... its all such kike brainwashing, like the articles on CNBC are just to scare ppl, its insane how braindead amerikkkans are

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45251179)



Reply Favorite

Date: September 29th, 2022 2:09 PM
Author: Slap-happy mentally impaired halford whorehouse

Most Americans have friends and family in US and don’t want to blow that up solely to afford not working and live in a low COL area. Sure if you are alone and don’t mind living in a shithole you don’t need a lot of money. That’s not relevant to most people.

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45251207)



Reply Favorite

Date: September 29th, 2022 2:24 PM
Author: Indecent navy menage

ljl yes amerikkkans are FAMOUS for being famiy oriented and having tons of friends and family and not leading isolated lives or living hundreds even thousands of miles from parents and not moving across coasts for a jerb that pays 15% more... great point!!

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45251311)



Reply Favorite

Date: September 29th, 2022 1:17 PM
Author: maize galvanic ape office

(bitter fire bro crawling back into his wage cage)

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45250831)



Reply Favorite

Date: September 29th, 2022 1:24 PM
Author: misanthropic sepia den digit ratio



(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45250887)



Reply Favorite

Date: September 29th, 2022 3:24 PM
Author: Cracking locus electric furnace



(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45251773)



Reply Favorite

Date: September 29th, 2022 2:00 PM
Author: Bright Therapy

If you’re single it’s easy to just sleaze by unemployed imo

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45251160)



Reply Favorite

Date: September 29th, 2022 4:10 PM
Author: Very tactful shrine

wdm, living off savings?

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45252074)



Reply Favorite

Date: September 29th, 2022 2:45 PM
Author: Cracking locus electric furnace

ITT: Seething wagecuck rage.

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45251466)



Reply Favorite

Date: September 29th, 2022 2:56 PM
Author: Mind-boggling Base Clown

.

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45251580)



Reply Favorite

Date: September 29th, 2022 2:59 PM
Author: Indecent navy menage

its funny this also happens on any social media article about FIRE, like CNBC stuff on FB ppl just go insane at anyone who FIRES but what if u get cancer when u are 72 how will u pay for it!! amerikkkans are really the most brainwashed and braindead fuks in the world, they are just programmed for GC kikes to manipulate until they die

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45251607)



Reply Favorite

Date: September 29th, 2022 3:00 PM
Author: Bright Therapy



(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45251617)



Reply Favorite

Date: September 29th, 2022 3:15 PM
Author: Cracking locus electric furnace



(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45251727)



Reply Favorite

Date: September 29th, 2022 3:01 PM
Author: pearl rough-skinned chapel

Do you think I am ready for fire brother?

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45251624)



Reply Favorite

Date: September 29th, 2022 3:02 PM
Author: Indecent navy menage

yea setting urself on fire hehehe

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45251639)



Reply Favorite

Date: September 29th, 2022 3:03 PM
Author: pearl rough-skinned chapel

This post reminds me of the song “Neon Moon”

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45251646)



Reply Favorite

Date: September 29th, 2022 3:15 PM
Author: Cracking locus electric furnace

You’ve said your monthly spend is minimum 12.5k. So you need between 3.75 and 5 mil depending on your risk tolerance and ability to cut back during bad years. Since that’s your post tax spend, aim for 5 mil. Or, stop being such a GC faggot and get your wasteful spending under control.

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45251724)



Reply Favorite

Date: September 29th, 2022 3:21 PM
Author: pearl rough-skinned chapel

I don’t have that much. What if I cut it down to $10k/mo.

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45251753)



Reply Favorite

Date: September 29th, 2022 3:06 PM
Author: maize galvanic ape office

why would i seethe. i could "retire" based on overly rosey assumptions and live like a pauper too, if so inclined.

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45251666)



Reply Favorite

Date: September 29th, 2022 3:26 PM
Author: Cracking locus electric furnace

They all rely on a 3-4% safe withdrawal rate. 3% has never failed. 4% has almost never failed.

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45251782)



Reply Favorite

Date: September 29th, 2022 3:39 PM
Author: maize galvanic ape office

"3% withdrawal rate has never failed" is such a misleading statement. it hasn't historically "failed" in the sense of not providing the annual usd cash flows, but has that annuity always provided the recipient with a satisfactory lifestyle over the remainder of their life? that hasn't been tested and i don't see how it could be. so saying "3% withdrawal rate has never failed" provides a false sense of security, even putting aside the obvious point that all trends are unbroken until they aren't

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45251872)



Reply Favorite

Date: September 29th, 2022 3:41 PM
Author: pearl rough-skinned chapel

So live like a pauper on 2% for the first 5 years, and then go to 3%. Or take some other job and just live off of that.

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45251877)



Reply Favorite

Date: September 29th, 2022 4:04 PM
Author: Cracking locus electric furnace

Oh noes, too many unknowns!! I guess I’ll just work until I’m 70 and then take a nice vacation or two before I die.

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45252047)



Reply Favorite

Date: September 29th, 2022 4:07 PM
Author: maize galvanic ape office

that's two more nice vacations than your typical fire bro has budgeted

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45252067)



Reply Favorite

Date: September 29th, 2022 4:19 PM
Author: Cracking locus electric furnace

In the next 12 months I currently have booked three vacations at Deer Valley, one to Hawaii, and one to Europe. The list will likely double by the time the year is over and it doesn’t include numerous long weekend trips I’ll take.

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45252124)



Reply Favorite

Date: September 29th, 2022 4:30 PM
Author: pearl rough-skinned chapel

Incredible! Brother you seem like a real stand up bro no matter what other poasters are saying.

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45252209)



Reply Favorite

Date: September 29th, 2022 4:32 PM
Author: maize galvanic ape office

i'm sure. as has been pointed out to you repeatedly, you're not a fire bro, though. you're an idle rich bro. your experiences have fuckall to do with fire or fire bros. obviously anyone with your money would be an idiot to work, but that fact is totally irrelevant to basically everyone

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45252223)



Reply Favorite

Date: September 29th, 2022 4:44 PM
Author: Cracking locus electric furnace

I think you have “FIRE” people stereotyped. There people who practice “lean FIRE” which is basically living like a pauper with very little flexibility if things get bad. Maybe those are the people with whom you take issue. Most FIRE bros seem to live fairly normally middle class lifestyles indistinguishable from their middle class wagecuck neighbors.

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45252291)



Reply Favorite

Date: September 29th, 2022 4:48 PM
Author: chrome stimulating trump supporter temple

"fat FIRE" = people who lost the game of actually becoming wealthy but really love bragging about their bronze medal / $12 million

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45252314)



Reply Favorite

Date: September 30th, 2022 10:23 AM
Author: razzmatazz marketing idea



(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45255840)



Reply Favorite

Date: September 29th, 2022 3:03 PM
Author: lemon cuckoldry

What the fuck is “fire” in this context?

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45251645)



Reply Favorite

Date: September 29th, 2022 3:14 PM
Author: Glassy community account codepig

fucked, insolvent, retroactively embarrassed.

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45251717)



Reply Favorite

Date: September 29th, 2022 3:50 PM
Author: pearl rough-skinned chapel

Quitting my job was a fucking incredibly retarded error

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45251943)



Reply Favorite

Date: September 29th, 2022 3:51 PM
Author: self-centered charismatic police squad french chef



(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45251949)



Reply Favorite

Date: September 29th, 2022 4:05 PM
Author: Stirring theatre telephone



(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45252056)



Reply Favorite

Date: September 29th, 2022 9:27 PM
Author: Up-to-no-good goal in life bawdyhouse



(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45253805)



Reply Favorite

Date: September 29th, 2022 9:55 PM
Author: misanthropic sepia den digit ratio



(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45253970)



Reply Favorite

Date: September 30th, 2022 9:18 AM
Author: provocative embarrassed to the bone school



(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45255585)



Reply Favorite

Date: September 29th, 2022 3:41 PM
Author: Soul-stirring fighting death wish reading party

Financial independence retire early

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45251884)



Reply Favorite

Date: September 29th, 2022 3:43 PM
Author: vibrant topaz spot stain

Finance, insurance, and real estate bros

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45251899)



Reply Favorite

Date: September 29th, 2022 9:57 PM
Author: Up-to-no-good goal in life bawdyhouse

what was the point of this? what were you trying to do here?

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45253986)



Reply Favorite

Date: September 29th, 2022 11:53 PM
Author: vibrant topaz spot stain

?

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45254560)



Reply Favorite

Date: September 29th, 2022 11:59 PM
Author: Up-to-no-good goal in life bawdyhouse

were you trying to be funny? was it a genuine attempt to explain the acronym? what exactly was going on here

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45254581)



Reply Favorite

Date: September 30th, 2022 12:19 AM
Author: vibrant topaz spot stain

it’s just one version of the acronym I know. what is the big deal you uptight jackass

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45254670)



Reply Favorite

Date: September 30th, 2022 12:20 AM
Author: Up-to-no-good goal in life bawdyhouse

lmao @ ur blown out FIREhoal

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45254674)



Reply Favorite

Date: September 30th, 2022 12:43 AM
Author: chrome stimulating trump supporter temple

i thought he just meant those are examples of ppl who will be fucked

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45254735)



Reply Favorite

Date: September 30th, 2022 12:44 AM
Author: vibrant topaz spot stain

no the thread is obviously about financial independence retire early

but fire also refers to rentseekers i.e. finance insurance and real estate

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45254740)



Reply Favorite

Date: September 30th, 2022 12:45 AM
Author: vibrant topaz spot stain



(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45254741)



Reply Favorite

Date: September 29th, 2022 9:56 PM
Author: Citrine indian lodge filthpig

Flexible Income, Regular Ecstasy

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45253978)



Reply Favorite

Date: September 30th, 2022 10:33 AM
Author: Very tactful shrine



(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45255890)



Reply Favorite

Date: September 29th, 2022 3:05 PM
Author: Aphrodisiac house

lol @ livng in lilke 37K in america holy fuck

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45251658)



Reply Favorite

Date: September 29th, 2022 3:29 PM
Author: Floppy crackhouse

libs fuming

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45251798)



Reply Favorite

Date: September 29th, 2022 3:34 PM
Author: marvelous pearly stage

There were a lot of idiots who saved up 6 or 700k and were withdrawing at an 8% clip. Those people were always doomed, at least they're still young. If you have a couple mil in the bank and you're used to low cost living, no debt, you should be fine

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45251843)



Reply Favorite

Date: September 30th, 2022 12:39 AM
Author: costumed ticket booth regret

wow

(http://www.autoadmit.com/thread.php?thread_id=5201942&forum_id=2#45254729)