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Anyone here try to buy a house lately? Holy shit it's expensive

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crawly ruby office candlestick maker
  05/09/24
buy?
honey-headed cuckoldry
  05/09/24
bought this year. ARR CASH
stirring hell
  05/09/24
same.
Bearded hot trailer park
  05/09/24
KIKE
Sick crusty trump supporter
  05/09/24
KIKE
Sick crusty trump supporter
  05/09/24
We've looked into it. Assuming you're financed and bought pr...
Alcoholic Corner Newt
  05/09/24
yeah it's stupid trying to trade up to add 1 br and ~300 ...
cordovan base sex offender
  05/09/24
we gave up a 2.125% to buy a house worth 2.5x as much but pa...
stirring hell
  05/09/24
was the all-cash one discounted bc it was all-cash? otherwis...
diverse legend pit
  05/09/24
Actual inflation exceeds risk free savings rate
salmon reading party
  05/09/24
lol no. the only reason we got the house is bc we were all c...
stirring hell
  05/09/24
this was my entire 2023. despite assiduously following disco...
cordovan base sex offender
  05/09/24
Just save up to buy in cash breh. I'm not even joking, that'...
Excitant elite church
  05/09/24
...
Ocher buck-toothed mad-dog skullcap market
  05/09/24
We bought a new house in 2023. Got it done by having two mor...
Chestnut cruise ship national security agency
  05/09/24
why dont u just pay off the new house asap
stirring hell
  05/09/24
I ran out of money to be honest. We are pretty poor as a f...
Chestnut cruise ship national security agency
  05/09/24
And lowering interest rates will only increase the price. LJ...
Excitant elite church
  05/09/24
I will be buying in cash in about 18 months after my next de...
salmon reading party
  05/09/24
KIKE
Sick crusty trump supporter
  05/09/24
Huh?
salmon reading party
  05/09/24
No, I live and poast from my RV
Garnet hominid
  05/09/24


Poast new message in this thread



Reply Favorite

Date: May 9th, 2024 12:56 PM
Author: crawly ruby office candlestick maker



(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648210)



Reply Favorite

Date: May 9th, 2024 1:00 PM
Author: honey-headed cuckoldry

buy?

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648220)



Reply Favorite

Date: May 9th, 2024 1:01 PM
Author: stirring hell

bought this year. ARR CASH

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648223)



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Date: May 9th, 2024 1:11 PM
Author: Bearded hot trailer park

same.

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648253)



Reply Favorite

Date: May 9th, 2024 1:20 PM
Author: Sick crusty trump supporter

KIKE

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648284)



Reply Favorite

Date: May 9th, 2024 1:20 PM
Author: Sick crusty trump supporter

KIKE

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648285)



Reply Favorite

Date: May 9th, 2024 1:02 PM
Author: Alcoholic Corner Newt

We've looked into it. Assuming you're financed and bought pre-2021, in order to meaningfully upgrade your house you probably need to at least TRIPLE your monthly payments - probably quadruple....

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648228)



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Date: May 9th, 2024 1:04 PM
Author: cordovan base sex offender

yeah it's stupid

trying to trade up to add 1 br and ~300 sq ft and it's like, hmm that'll be an extra $400,000 (with accompanying higher tax and insurance payments)

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648236)



Reply Favorite

Date: May 9th, 2024 1:06 PM
Author: stirring hell

we gave up a 2.125% to buy a house worth 2.5x as much but paid cash. financing it would have made no sense

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648238)



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Date: May 9th, 2024 1:12 PM
Author: diverse legend pit

was the all-cash one discounted bc it was all-cash? otherwise wtf that makes no sense to forego a loan below inflation rate in order to pay cash, which in your savings would've at least tracked inflation

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648261)



Reply Favorite

Date: May 9th, 2024 1:13 PM
Author: salmon reading party

Actual inflation exceeds risk free savings rate

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648262)



Reply Favorite

Date: May 9th, 2024 1:16 PM
Author: stirring hell

lol no. the only reason we got the house is bc we were all cash. place went pending 1 day after listing and they got a ton of offers, including several all cash.



(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648271)



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Date: May 9th, 2024 1:03 PM
Author: cordovan base sex offender

this was my entire 2023. despite assiduously following disco fries' advice at every step we simply could not make it work

at this point we're deciding whether to try for round two or just accept it and start blowing the $$$ on other shit

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648232)



Reply Favorite

Date: May 9th, 2024 1:06 PM
Author: Excitant elite church

Just save up to buy in cash breh. I'm not even joking, that's the only real move here.

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648240)



Reply Favorite

Date: May 9th, 2024 1:10 PM
Author: Ocher buck-toothed mad-dog skullcap market



(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648249)



Reply Favorite

Date: May 9th, 2024 1:46 PM
Author: Chestnut cruise ship national security agency

We bought a new house in 2023. Got it done by having two mortgages for awhile. Paid a down payment and all closing costs while paying reno costs on the old house. Paid for the move. Moved. Finally got the old house on the market. It was one nightmare after another. House sold. Then we went to closing. By that time I was so exhuasted and up to my eyeballs in debt. Got the wire.

Now our new mortgage (at 6.5%) is paid down and we have just 17 years remaining on the loan.

Maybe we can refinance one day, maybe not.

Honestly the cash flow problems kind of worked themselves out once we got the other house sold and it's 2.75% mortgage paid off. I do pay more in interest now, at 6.5%, but it's a better house and we are happier.



(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648372)



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Date: May 9th, 2024 1:47 PM
Author: stirring hell

why dont u just pay off the new house asap

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648377)



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Date: May 9th, 2024 1:54 PM
Author: Chestnut cruise ship national security agency

I ran out of money to be honest.

We are pretty poor as a family and I have a hard and fast rule about not having more than 10% of our net worth tied up in my primary home (which is the only real estate that we own).

I hate real estate and I just think it's a huge anchor around your neck once you dip your toe in.

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648401)



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Date: May 9th, 2024 1:04 PM
Author: Excitant elite church

And lowering interest rates will only increase the price. LJL

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648237)



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Date: May 9th, 2024 1:10 PM
Author: salmon reading party

I will be buying in cash in about 18 months after my next deployment. Obviously buying on credit is not possible at this time

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648250)



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Date: May 9th, 2024 1:20 PM
Author: Sick crusty trump supporter

KIKE

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648286)



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Date: May 9th, 2024 1:42 PM
Author: salmon reading party

Huh?

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648360)



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Date: May 9th, 2024 1:58 PM
Author: Garnet hominid

No, I live and poast from my RV

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648412)