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Home ownership idea: infinite term mortgage
| cocky church building | 09/21/26 |
| peach place of business casino | 09/21/26 |
| cocky church building | 09/21/26 |
| Histrionic marketing idea laser beams | 09/21/26 |
| house-broken yarmulke | 09/21/26 |
| Nighttime red water buffalo | 09/21/26 |
| Blathering telephone | 09/21/26 |
| animeboi | 09/21/26 |
| Dull frozen national sandwich | 09/21/26 |
| Irradiated Idiotic Abode Twinkling Uncleanness | 09/21/26 |
| Fragrant brass haunted graveyard | 09/21/26 |
| cocky church building | 09/21/26 |
| Fragrant brass haunted graveyard | 09/21/26 |
| Accurate at predicting vs Measures of probability | 09/22/26 |
| cocky church building | 09/22/26 |
| Costumed Parlor | 09/22/26 |
Poast new message in this thread
Date: September 21st, 2026 9:51 AM Author: cocky church building Basically you give a Jewish banker a permanent lien on your home with a principal value reflecting its market price. But the principal is never repaid, you just pay the "interest" on the principal each month, for eternity. An effective annual rate of like 2.5%. Take the money you save from not buying the house (edit: not paying the purchase price) and invest it in the market, which is a 10% return on average. The 7.5% difference is free money in your pocket every year of your life. You can also devise the property to your heirs so your kids can continue to pocket 7.5% per year reliably (https://xoxohth.com/thread.php?thread_id=5905663&forum_id=2#50146982) |
Date: September 21st, 2026 9:55 AM Author: peach place of business casino twice she grounder her leasehold (https://xoxohth.com/thread.php?thread_id=5905663&forum_id=2#50146990) |
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Date: September 21st, 2026 9:55 AM Author: cocky church building (https://xoxohth.com/thread.php?thread_id=5905663&forum_id=2#50146991) |
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Date: September 21st, 2026 9:59 AM Author: Histrionic marketing idea laser beams (actual member of trump's cabinet) (https://xoxohth.com/thread.php?thread_id=5905663&forum_id=2#50146997) |
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Date: September 21st, 2026 10:49 AM Author: house-broken yarmulke (https://xoxohth.com/thread.php?thread_id=5905663&forum_id=2#50147095) |
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Date: September 21st, 2026 11:17 AM Author: Nighttime red water buffalo (https://xoxohth.com/thread.php?thread_id=5905663&forum_id=2#50147131) |
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Date: September 21st, 2026 11:19 AM Author: Blathering telephone Lol (https://xoxohth.com/thread.php?thread_id=5905663&forum_id=2#50147137) |
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Date: September 21st, 2026 11:19 AM Author: animeboi (.) During the 2000's RE bubble they actually had interest only mortgages. Not for 2.5% though. (https://xoxohth.com/thread.php?thread_id=5905663&forum_id=2#50147139) |
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Date: September 21st, 2026 11:24 AM Author: Dull frozen national sandwich sounds like something Trunpkins would love (https://xoxohth.com/thread.php?thread_id=5905663&forum_id=2#50147153) |
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Date: September 21st, 2026 11:21 AM Author: Irradiated Idiotic Abode Twinkling Uncleanness Now instead of doing it for a mortgage, just do it for the whole country. (https://xoxohth.com/thread.php?thread_id=5905663&forum_id=2#50147148) |
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Date: September 21st, 2026 2:19 PM Author: Fragrant brass haunted graveyard You’re not Financing hard enough. If you really wanted to build a Goldmanesque financial product you’d structure it so that the homeowner and the bondholder split any appreciation 80-20 (no greedier than that, to keep incentives aligned).
You know what would make you MEGA RICH? Engineering AAA rated market-rate bonds with an equity kicker backed and secured by housing stock AND that, when mass adopted by wagecucks, allow housing prices to inflate to infinity! |
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Date: September 21st, 2026 2:25 PM Author: cocky church building I dont think that would be legal since as the purchaser, I own the property. But you are right that 7.5% profit per year is actually underselling it because the home value also goes up by 4-5% per year. So 12.5% all-in for the buyer and heirs (https://xoxohth.com/thread.php?thread_id=5905663&forum_id=2#50147551) |
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Date: September 21st, 2026 2:36 PM Author: Fragrant brass haunted graveyard Legality? Guy who is REALLY not financing HARD enough (https://xoxohth.com/thread.php?thread_id=5905663&forum_id=2#50147577) |
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Date: September 22nd, 2026 9:30 AM Author: Accurate at predicting vs Measures of probability (gunneratttt) (https://xoxohth.com/thread.php?thread_id=5905663&forum_id=2#50149048) |
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Date: September 22nd, 2026 9:17 AM Author: cocky church building (https://xoxohth.com/thread.php?thread_id=5905663&forum_id=2#50149037) |
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Date: September 22nd, 2026 9:18 AM Author: Costumed Parlor (https://xoxohth.com/thread.php?thread_id=5905663&forum_id=2#50149040) |