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Lowest net worth required to stop working?

I get every kind of answer from losers like CowGod who say $...
Deep rambunctious digit ratio round eye
  07/26/26
you can stop working today with what you have in ur pockets
bearded turdskin sanctuary
  07/26/26
even if its zero? I'm talking about responsible decisions
Deep rambunctious digit ratio round eye
  07/26/26
...
mint dingle berry brunch
  07/27/26
...
red rehab gaming laptop
  07/26/26
Cr
hot pistol
  07/27/26
right now? probably $30mm
glittery windowlicker internal respiration
  07/26/26
can u just move back with ur parents
slippery really tough guy
  07/26/26
Just depends where you live and your kid situation. Also how...
Richard Ames
  07/26/26
$1m + 150k per kid
Pale excitant step-uncle's house crotch
  07/26/26
only $150k per kid seems low is this figure where one run...
Deep rambunctious digit ratio round eye
  07/26/26
Assumes retirement abroad honestly or in rural USA. Kids ...
Pale excitant step-uncle's house crotch
  07/27/26
Did this for like 5 years iirc. I mean I had a job at one po...
lavender thriller crackhouse
  07/26/26
if you have kids, you can never stop working and you will ne...
titillating faggot firefighter home
  07/26/26
Real talk: Just you and wife and you live modestly and are w...
boyish khaki senate
  07/26/26
...
mint dingle berry brunch
  07/26/26
I feel like you could squeak by with $2m with some significa...
Emerald pozpig
  07/27/26
Roughly 30% of Americans will earn at least $2 million after...
Pale excitant step-uncle's house crotch
  07/27/26
i mean, my HHI is probably $750k so going to $80k would put ...
Emerald pozpig
  07/27/26
I dont get it bro. But long as you are happy, that is what m...
Pale excitant step-uncle's house crotch
  07/27/26
on something like TT's pre-iran war net worth you can semi-r...
crystalline stimulating stag film
  07/27/26


Poast new message in this thread



Reply

Date: July 26th, 2026 2:10 PM
Author: Deep rambunctious digit ratio round eye

I get every kind of answer from losers like CowGod who say $300k to ppl who say $10MM minimum

(https://xoxohth.com/thread.php?thread_id=5886397&forum_id=2#50025224)



Reply

Date: July 26th, 2026 2:11 PM
Author: bearded turdskin sanctuary

you can stop working today with what you have in ur pockets

(https://xoxohth.com/thread.php?thread_id=5886397&forum_id=2#50025227)



Reply

Date: July 26th, 2026 2:25 PM
Author: Deep rambunctious digit ratio round eye

even if its zero? I'm talking about responsible decisions

(https://xoxohth.com/thread.php?thread_id=5886397&forum_id=2#50025275)



Reply

Date: July 27th, 2026 2:11 PM
Author: mint dingle berry brunch



(https://xoxohth.com/thread.php?thread_id=5886397&forum_id=2#50027104)



Reply

Date: July 26th, 2026 2:29 PM
Author: red rehab gaming laptop



(https://xoxohth.com/thread.php?thread_id=5886397&forum_id=2#50025287)



Reply

Date: July 27th, 2026 10:48 AM
Author: hot pistol

Cr

(https://xoxohth.com/thread.php?thread_id=5886397&forum_id=2#50026662)



Reply

Date: July 26th, 2026 2:27 PM
Author: glittery windowlicker internal respiration

right now? probably $30mm

(https://xoxohth.com/thread.php?thread_id=5886397&forum_id=2#50025282)



Reply

Date: July 26th, 2026 2:29 PM
Author: slippery really tough guy

can u just move back with ur parents

(https://xoxohth.com/thread.php?thread_id=5886397&forum_id=2#50025286)



Reply

Date: July 26th, 2026 2:44 PM
Author: Richard Ames

Just depends where you live and your kid situation. Also how liquid are you versus how much is your money tied up in (((retirement accounts))).

(https://xoxohth.com/thread.php?thread_id=5886397&forum_id=2#50025317)



Reply

Date: July 26th, 2026 2:52 PM
Author: Pale excitant step-uncle's house crotch

$1m + 150k per kid

(https://xoxohth.com/thread.php?thread_id=5886397&forum_id=2#50025326)



Reply

Date: July 26th, 2026 4:53 PM
Author: Deep rambunctious digit ratio round eye

only $150k per kid seems low

is this figure where one runs the money down anticipating $0 or negative NW at death?

(https://xoxohth.com/thread.php?thread_id=5886397&forum_id=2#50025513)



Reply

Date: July 27th, 2026 10:48 AM
Author: Pale excitant step-uncle's house crotch

Assumes retirement abroad honestly or in rural USA.

Kids are not really that expensive and $150k gives you a good $20k a year you can use on them for those 15 years or so you need to take care of them. Honestly, might be too high, but healthcare in USA is LOL and fucks families so probably about right.

(https://xoxohth.com/thread.php?thread_id=5886397&forum_id=2#50026661)



Reply

Date: July 26th, 2026 3:11 PM
Author: lavender thriller crackhouse

Did this for like 5 years iirc. I mean I had a job at one point but got fired or something or it was Seasonal. How long do you plan on living?

(https://xoxohth.com/thread.php?thread_id=5886397&forum_id=2#50025341)



Reply

Date: July 26th, 2026 3:20 PM
Author: titillating faggot firefighter home

if you have kids, you can never stop working and you will never have enough. hth.

(https://xoxohth.com/thread.php?thread_id=5886397&forum_id=2#50025356)



Reply

Date: July 26th, 2026 4:45 PM
Author: boyish khaki senate

Real talk: Just you and wife and you live modestly and are willing to live somewhere LCOL but not just scrape by (ie, not just canned food and dollar store garbage): $3M.

Have kids and/or a wife who spends 101% of what you make: lol. Take your annual spending and multiply it by 30. It’s going to be low 8 figures.

Single bro who will move somewhere extremely rural or to Asia: See TT, so about $1M.

(https://xoxohth.com/thread.php?thread_id=5886397&forum_id=2#50025493)



Reply

Date: July 26th, 2026 8:23 PM
Author: mint dingle berry brunch



(https://xoxohth.com/thread.php?thread_id=5886397&forum_id=2#50025808)



Reply

Date: July 27th, 2026 2:12 PM
Author: Emerald pozpig

I feel like you could squeak by with $2m with some significant lifestyle adjustments, assuming 4% rule

(https://xoxohth.com/thread.php?thread_id=5886397&forum_id=2#50027108)



Reply

Date: July 27th, 2026 3:05 PM
Author: Pale excitant step-uncle's house crotch

Roughly 30% of Americans will earn at least $2 million after tax over their working lifetime, measured in today’s dollars.

Reasonable range: 25%–35%.

But sure, on xo you cant even after $2m in your pocket now and feel safe to stop working. ljl. purell @ desk types

(https://xoxohth.com/thread.php?thread_id=5886397&forum_id=2#50027351)



Reply

Date: July 27th, 2026 3:06 PM
Author: Emerald pozpig

i mean, my HHI is probably $750k so going to $80k would put a pretty big crimp in our lifestyle.



(https://xoxohth.com/thread.php?thread_id=5886397&forum_id=2#50027358)



Reply

Date: July 27th, 2026 3:09 PM
Author: Pale excitant step-uncle's house crotch

I dont get it bro. But long as you are happy, that is what matters

(https://xoxohth.com/thread.php?thread_id=5886397&forum_id=2#50027368)



Reply

Date: July 27th, 2026 3:09 PM
Author: crystalline stimulating stag film

on something like TT's pre-iran war net worth you can semi-retire if single and do something chill on the side that just provides a moderate cash flow without having to toil daily

(https://xoxohth.com/thread.php?thread_id=5886397&forum_id=2#50027371)