Date: September 21st, 2026 9:37 AM Author: Deranged Toaster
Way ahead of my schedule. Ive been buying only $800 to $1000 worth per week. So if it moons now I can basically buy a viking river cruise with my gains
Date: September 21st, 2026 9:46 AM Author: gold sneaky criminal school cafeteria
i dumped like $350k into the ETF when BTC was in the 80s and 90s. at one point, i was down about 35% but i've been DCAing since then and putting basically all plan contributions into the BTC ETF, and i took profits from other investments and plowed them into BTC over the last 6 weeks or so. i am now down overall 1.5%.
between the 401k, my roth IRA and actual BTC in coinbase, i have around 9 BTC. this is either going to work out great or i'll lose my ass.
edit: i just looked at all my accounts. i have $813k in BTC.
Date: September 21st, 2026 1:07 PM Author: Fucking Fuckface
I'm building my final retirement investment plan and levels now, assuming zero btc sales for success. I fully expect to pull millions in additional retirement wealth out of my small stack of btc over the course of my retirement. Quite possibly more than the other investments themselves.
Date: September 21st, 2026 2:56 PM Author: gold sneaky criminal school cafeteria
how 120 is it that i only own about 0.75 actual BTC outside my 401k. and the equivalent of 8.25 BTC in my 401k?
i know hardcore believers in COINS think it's useless to buy the ETFs, but that's my only option within my 401k plan, and the fee is a quarter of a percent, which isn't all that bad (although it's high for what you get, which is absolutely nothing).
Date: September 21st, 2026 3:09 PM Author: Fucking Fuckface
If it keeps you from losing your coins to scams or dead hardware, it will be a benefit. I think it all comes down to whether they can play the rehypothecation shell game with the exchange versions. If not, you're fine. If so, we'll see bad divergence for you
They've kept it up forever in the PM market, so I don't think it's an obvious negative for you
Date: September 21st, 2026 3:26 PM Author: Green community account abode
ibit and fbtc are spot btc etfs. they dont rehypothecate. your gain/loss will mirror btc/usd exactly minus the 1/4 point. that 0.25 gets you institution grade custody - thats not nothing. blackrock stores its btc in coinbase. fidelity self custodies in proprietary. spread some of that custody risk if you want. morgan stanley just started a spot etf with 0.14 fee. imo avoid any etf that is levered or not spot.
Date: September 21st, 2026 3:37 PM Author: Green community account abode
if you are concerend about liquidity, the vast aum are overwhelmingly in ibit ($60b) and fbtc ($12b). morgan stanley msbt is around $600mm, but growing. its going to be hard to catch up with blackrock even with 0.14 fee.
Date: September 21st, 2026 3:53 PM Author: Fucking Fuckface
The bigger risk is shell games that artificially inflate the amount of "btc" available like they supposedly do for gold and other precious metals. With the distributed ledger, that shouldn't be possible, but only if people are actually checking ownership against it or it doesn't become the norm to create long credit chains extending through a bunch of derivative accounts
That's supposed to be the game that has kept metal markets artificially depressed for so long, but the distributed ledger provides tools to hypothetically avoid that as long as the information isn't secret and regulators don't collude
This is why it would be a huge help if the federal government takes a serious btc position (aside from obvious price action). It won't be incentivized to look the other way while people manipulate the market and price downwards