Date: July 28th, 2026 11:01 AM Author: Transparent dilemma
What stocks do people buy who don't have any tech exposure? So your stocks just don't go up when everything goes up and they don't go down when everything goes down?
Date: July 28th, 2026 11:29 AM Author: animeboi (.)
I running a dividend portfolio so ETF's like SCHD but also individual stocks like RTX, VZ, O, BTI, HESM, etc. It will underperform 'the market' during boom years but 'the market' is kind of bs right now.
Date: July 28th, 2026 11:39 AM Author: Transparent dilemma
the volatility is nuts. First stonks were worthless. Then they went on a massive bull run for 3 months. And then hedge funds and institutions rug pulled everyone. "Lock in those 100% gains!" They locked in and now trillions in equity have been temporarily destroyed. Just so some asshole can tell investors that they did good on the year.
Date: July 28th, 2026 11:14 AM Author: Well-lubricated set filthpig
Last week I finally rolled over an old 401K worth around $130K that I had been thumbing my ass on for 15+ years. It's been sitting in cash bc I haven't gotten around to figuring out what to buy. I feel like a genius.
Date: July 28th, 2026 12:23 PM Author: gunneratttt (gunneratttt)
Damn son. Well if that amount sitting around isn't a big concern for you you're probably secure enough that missing out on 15 years of appreciation is nbd.
Date: July 28th, 2026 1:34 PM Author: Well-lubricated set filthpig
so yesterday you demonstrated you can't do basic data analysis and now today you've demonstrated lack of basic American language reading comprehension skills? maybe India is where you belong?
obviously no one has a corporate 401K all cash except for the most retarded boomers who prob would just take the penalties and buy gold coins.
Date: July 28th, 2026 1:47 PM Author: gunneratttt (gunneratttt)
Well then don't say "in cash" faggot.
Plenty of people actively manage their 401ks. If you felt there wasn't a good investment opportunity it's rational to hold cash. Considering 15 years ago was during ITE it would not be surprising that someone was holding a substantial amount of cash. I'm sure plenty of people have substantial amount of cash in their 401k right now because they're worried the market is overvalued. Why do you think SPAXX has a value of $450b right now?!
Date: July 28th, 2026 1:55 PM Author: Well-lubricated set filthpig
i'm not sure you even understand what data analysis is.
and corp 401Ks are a pain in the dick to actively trade individual stocks. the fidelity crap for what it's worth wasn't that bad (started with far less than $130K when I left that job).
Date: July 28th, 2026 2:03 PM Author: gunneratttt (gunneratttt)
We don't need to turn this into a subthread wasteland like yesterday. I assumed that by "in cash" you meant you had kept a bunch of money in their cash fund, something that does exist and that many people put money in. I don't think it's ESL to read that, I think it's poor drafting that you meant "kept the money in fidelity funds instead of rolling them over into other funds." And you could have just said that rather than being YSFFM about a subthread yesterday.
Date: July 28th, 2026 1:23 PM Author: Well-lubricated set filthpig
it was invested in whatever fidelity shitfunds they had me in. it's only been all cash since last week when I closed it and did the rollover that I can manage directly myself.
Date: July 28th, 2026 1:25 PM Author: Transparent dilemma
What are your plans? I'm heavily invested in volatile risky assets that pump like mad during a bull run but then recently fell off a cliff. Do you want to be a baller like me?
Date: July 28th, 2026 12:37 PM Author: gunneratttt (gunneratttt)
This is true whether or not a company issues dividends. And by definition a bankrupt company is insolvent, i.e. debts and liabilities exceed assets. Stockholdere in companies that were liquidated in bankruptcy rarely receive anything and whether that company paid a dividend previously doesn't impact anything.
Date: July 28th, 2026 12:43 PM Author: Transparent dilemma
I think he's talking about companies who prioritize paying out shareholders from profits rather than doing buybacks to pump the stock price. He's saying get paid now and don't rely on Jewish money letters.
Date: July 28th, 2026 1:29 PM Author: gunneratttt (gunneratttt)
I understand that part but he seems to be drawing a distinction between what those companies are worth when liquidated. If a solvent company was liquidated for some reason all the profts that could have been issued as a dividend would be owed to the shareholders.
Choosing to invest in companies that reinvest profits isn't nad or even speculative. Every company reinveste at least a portion of their profits if they want to grow at all. Berkshire Hathaway, the posterchild for traditional, value investing, does not issue a divided. And I am happy for Warren Buffet to hold what could have been my divided to reinvest in other things.
Date: July 28th, 2026 7:13 PM Author: Spectacular Red Hominid Chapel
Can’t understand anyone being like this when SPY is straight as fuck up since 2020. Even 2020 took us to 2019 levels iirc. If anything you should be nervous about The Chart and its Verticalness
Date: July 28th, 2026 7:16 PM Author: Transparent dilemma
Waiting 5 years for a 70% return with virtually no risk is a solid, irrefutably great plan (it's even better if you have tens of millions to play with. The bigger your chip stack, the more 70% can be life altering!)
That being said in the same time span chip stocks and tech went nuclear by comparison. Google alone did almost double that. And other stocks went to the absolute moon.