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Prole tell: knowing or caring about credit card "rewards points" or miles
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Date: September 6th, 2016 1:57 PM Author: buff clown (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31347045) |
Date: September 6th, 2016 2:04 PM Author: Alcoholic cruise ship half-breed i probably lose out on a few hundred++ at least by using my debit card most of the time and some shitty wells fargo card without any rewards the other 25% of the time. oh well (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31347076) |
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Date: September 6th, 2016 2:22 PM Author: Mildly Autistic Newt Casino I have been able to fly my gf with me for free for two years because of cc rewards (and I travel a ton for work). It's not exactly a trivial benefit. (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31347158) |
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Date: September 6th, 2016 2:24 PM Author: buff clown plane tickets are not very expensive (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31347171) |
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Date: September 6th, 2016 2:47 PM Author: Mildly Autistic Newt Casino I've gotten thousands of dollars of flights per year for free that I wouldn't have received otherwise. (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31347346) |
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Date: September 6th, 2016 2:48 PM Author: buff clown "free" (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31347351) |
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Date: September 7th, 2016 2:03 AM Author: Hilarious Area Prole Bro, intercontinental biz and first tickets are objectively very expensive (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31351432) |
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Date: September 6th, 2016 2:25 PM Author: flirting gas station the real benefit/fun is in flying first/biz class internationally for very very cheap. call me prole but i do enjoy it (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31347173) |
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Date: September 6th, 2016 2:25 PM Author: Electric crackhouse I just do straight 2% cash back. Are pointsmos/milesmos coming out that much ahead? (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31347176) |
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Date: September 6th, 2016 2:27 PM Author: obsidian boiling water On sign up bonuses, yeah. On spending not really. (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31347184) |
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Date: September 6th, 2016 2:27 PM Author: flirting gas station yes, but only in the sense of gaining an experience worth a lot more than 2% cash back. you would never buy a $10k first class ticket to europe or wahtever so it's not like you're really making $10k
but it's still a lot more fun flying first lcass for your 120k points than getting $1500 cash |
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Date: September 6th, 2016 2:30 PM Author: obsidian boiling water Cr. Also cash cards usually have zero sign up bonuses. (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31347204) |
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Date: August 7th, 2019 5:48 PM Author: claret address jap You can fly first for that few? (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#38653089) |
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Date: September 6th, 2016 2:29 PM Author: buff clown no they obsess over this crap and its mentally ill. your time has to be literally worthless to do all this optimizing shit. i just spend my amex rewards on camping equipment every few months (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31347199) |
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Date: September 6th, 2016 2:32 PM Author: flirting gas station the people who do it extreme couponing rockopotamus samsung fridge discount style are ill. otherwise it's a hobby. worth 5 hours of your time to fly biz internationally on your next vacation? (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31347221) |
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Date: September 6th, 2016 2:45 PM Author: high-end motley people who are hurt gunner cr. copping international biz class with points is like heroin. once you experience it once you want to do it again real bad (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31347334) |
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Date: September 6th, 2016 2:48 PM Author: flirting gas station i managed to rack up enough points to fly biz 2 of the last 3 years, had to fly econ earlier this year and was very :( (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31347357) |
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Date: September 7th, 2016 9:57 AM Author: Mahogany irradiated regret kitchen The only disadvantage of flying business: once you do it you never ever want to go back to coach.
First on the other hand while great is not so much better than business that it ruins business for you. |
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Date: September 7th, 2016 12:20 AM Author: Mahogany irradiated regret kitchen You can get a lot more value than 2c in the dollar from frequent flyer miles if you spend them right. (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31350947) |
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Date: September 6th, 2016 2:27 PM Author: Sooty Goal In Life tintcr (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31347183) |
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Date: September 6th, 2016 2:29 PM Author: obsidian boiling water Lol what? Proles use debit cards for everything. (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31347197) |
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Date: September 6th, 2016 2:31 PM Author: Laughsome Aquamarine Depressive Hall lol I've got over $10k in travel for free this year alone from my chase card. You are incorrect. (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31347212) |
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Date: September 6th, 2016 2:33 PM Author: buff clown oh what a raconteur! truly an elite jet setter! (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31347230) |
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Date: September 6th, 2016 2:43 PM Author: Laughsome Aquamarine Depressive Hall cr (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31347320) |
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Date: September 7th, 2016 1:01 PM Author: Trip scarlet field gay wizard lol (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31353500) |
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Date: March 26th, 2019 4:42 PM Author: red corn cake library lol (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#37994730) |
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Date: September 6th, 2016 2:33 PM Author: unhinged canary roast beef son of senegal *has annual spend of $250k* *flies entire family to Europe first class every year for $100* *is prole* -XO |
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Date: September 7th, 2016 5:45 AM Author: Underhanded cheese-eating parlour (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31351889) |
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Date: September 6th, 2016 2:43 PM Author: Appetizing puce set therapy lmfao as expected the middle class striver proles have been smoked out of the woodwork in droves by this one. "oh it's just SMART to spend hours tracking my 'points' and 'deals' and using one card for gas and another for food in alternating months, because you can get reduced price tickets to EUROPE!" (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31347317) |
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Date: September 6th, 2016 2:44 PM Author: buff clown (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31347323) |
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Date: September 6th, 2016 2:46 PM Author: Appetizing puce set therapy "love traveling! no better way to spend my 'PTO' if ya ask me!" -prole goy with a white collar job (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31347338) |
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Date: September 6th, 2016 2:46 PM Author: buff clown 180 (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31347339) |
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Date: September 7th, 2016 6:39 AM Author: Carmine shrine (limp-wristed kike faggot) (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31351921) |
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Date: September 7th, 2016 6:41 AM Author: Carmine shrine maybe you should stick to making fun of nowags kike because on the xo totem pole yes they are a rung lower.
but youd get passed around like a cheap whore by 6'3 are country bros in texas.
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Date: September 7th, 2016 7:45 AM Author: Appetizing puce set therapy lol the phrase "prole goy" really fires you up huh lil breh (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31351996) |
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Date: September 6th, 2016 2:45 PM Author: flirting gas station in all srsness, what else are you gonna spend the 5 hours on? there's only so much xo poasting you can do (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31347330) |
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Date: September 6th, 2016 2:45 PM Author: buff clown watching WWE network (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31347335) |
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Date: September 6th, 2016 3:26 PM Author: Appetizing puce set therapy lol "if you spend your free time voluntarily jumping through hoops to show megacorps you're a 'loyal customer' they literally 'reward' you! it's great!" bleated the rooked simpleton. (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31347592) |
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Date: September 6th, 2016 3:31 PM Author: buff clown (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31347629) |
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Date: September 7th, 2016 12:47 AM Author: bearded swashbuckling liquid oxygen orchestra pit I very much so enjoyed "bleated" here. (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31351091) |
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Date: September 6th, 2016 11:10 PM Author: dark aromatic windowlicker (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31350532) |
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Date: September 7th, 2016 6:36 AM Author: Carmine shrine except i spend 5 min/day max looking at my points and it takes zero time or thought for me to use a different card for gas. and it builds credit. its a small benefit but for almost zero effort.
summary: u = done here fgt. |
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Date: September 7th, 2016 7:42 AM Author: Abnormal box office puppy So admit that you check your "points" daily. Also, even at 5 minutes per day, that's hours per month. Ljl (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31351990) |
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Date: September 7th, 2016 2:04 PM Author: Appetizing puce set therapy ljl (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31354008) |
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Date: March 17th, 2019 3:30 PM Author: Chartreuse Theatre (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#37946058) |
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Date: March 17th, 2019 7:55 PM Author: Jade public bath (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#37947258) |
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Date: September 6th, 2016 11:01 PM Author: Spruce Range Community Account It takes no time at all. You just book all your business travel on one airline and use that airline's accompanying credit card for most business and personal expenses. Then you exchange your points for business class tickets, with a lie-flat bed and decent food and wine, on your next international flight.
If you don't do this you're just leaving money on the table. |
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Date: September 6th, 2016 11:55 PM Author: Appetizing puce set therapy "people who don't use credit cards incorporating concepts like Marriott Rewards and Delta Skymiles into their everyday mental landscapes are just 'leaving money on the table' lol!" sneered the effortlessly gulled Asian drone (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31350836) |
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Date: September 7th, 2016 2:02 AM Author: buff clown You are cleaning house ITT (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31351424) |
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Date: September 7th, 2016 12:01 AM Author: Talking Stag Film Do you always find the flights you want with Delta, or are you forced to use whatever they have?
Could you have gotten a better price/offer more according to your needs if you weren't FORCED to do it with Delta/Marriot?
Srsly bro, in one year, try checking both options, your current card's few options vs doing it without a card and being open to 100's of other options, then come back with us with an informed analysis. Doing it the way "they say" only looks attractive when you're literally blind to all the other options around you. |
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Date: September 7th, 2016 12:15 AM Author: Appetizing puce set therapy flaming aside i agree. total flexibility + NEVER thinking about this shit is financially/psychologically superior approach vs. "building status". especially today when you can usually find great one off deals for any given trip (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31350929) |
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Date: September 7th, 2016 1:19 PM Author: sienna sexy hominid locus We are talking about business travel. I don't price check shit because I'm reimbursed by my company for everything I spend. (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31353633) |
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Date: September 7th, 2016 9:14 PM Author: Spruce Range Community Account This is, of course, the credited response.
I just tell my assistant to book a nonstop flight on Delta. If it costs an extra thousand dollars, great, I get a thousand extra points.
I guess the OP thinks civilized people spend a lot of time comparing prices and booking their own travel? He seems to have it exactly backwards. |
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Date: September 7th, 2016 12:19 AM Author: Mahogany irradiated regret kitchen On the contrary you're an idiot if you have don't take advantage of this tax free benefit.
We haven't paid actual cash for a vacation flight for years. We travel at the pointy end of the plane using frequent flyer redemptions.
Right now we have hundreds of thousands of AA and QF miles/points. |
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Date: September 7th, 2016 2:03 AM Author: buff clown You live an empty life of consumerism and are spiritually dead (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31351430) |
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Date: September 7th, 2016 9:57 AM Author: Mahogany irradiated regret kitchen Thankyou for your concern (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31352481) |
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Date: September 7th, 2016 12:54 PM Author: marvelous primrose pozpig What card are you using? Please don't tell me it's Amex Platinum Delta. (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31353432) |
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Date: March 17th, 2019 3:34 PM Author: offensive confused quadroon mother (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#37946075) |
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Date: September 7th, 2016 2:03 AM Author: Hilarious Area Prole Then cart me to Target (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31351429) |
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Date: September 7th, 2016 2:03 AM Author: rusted naked kitty cat I'm pretty prole and I don't pay attention at all to my rewards points. I think that just makes me a lazy fuck. But, I do know people who search for that shit and manage their points like those weird as fuck COUPONJUNKIES. (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31351434) |
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Date: September 7th, 2016 7:38 AM Author: Slate persian national I mostly just throw everything on my chase sapphire. Is there a good card specifically for copping dat business class? (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31351984) |
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Date: September 7th, 2016 12:51 PM Author: marvelous primrose pozpig Right, Delta Reserve. Just pay $450 per year to get the benefits, LJL. (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31353414) |
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Date: March 17th, 2019 3:44 PM Author: contagious bonkers whorehouse If you travel all the time for work it is worth it. Just the lounge access alone compensates for the fee. (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#37946117) |
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Date: September 7th, 2016 12:57 PM Author: hot self-centered school personal credit line I will promptly inform my BigLaw clients who are always traveling coast-to-coast for work, and then taking their family to Switzerland for ski trips for free with all their points, that they are prole. Thanks OP. (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31353466) |
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Date: September 7th, 2016 12:59 PM Author: marvelous primrose pozpig Just tell them they're being thoroughly owned by CC companies without them even knowing. "For free" means, they had to spend a shitload of money on shit they didn't need just to earn all those points that now took them on trips "for free."
They're being fooled. |
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Date: September 7th, 2016 1:06 PM Author: hot self-centered school personal credit line You're retarded.
Most of the stuff these guys are buying with their Amex Platinum card or whatever is stuff they HAVE TO BUY for work. For example, I know a guy who is the SVP/Director of Acquisitions for a REIT. He flies around North America looking at prospective properties to add to the REIT's portfolio, negotiating with potential sellers, etc. He probably puts $1000 a day on his Amex card for flights, hotels, food, and networking. Then he gets fully reimbursed by the company. Then he takes his family on ski trips to the Alps, or safaris, or whatever, at no cost to him. I will be sure to let him know that he is prole, though. |
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Date: September 7th, 2016 2:23 PM Author: Talking Stag Film This is just one case of someone who does use the money. Not everyone travels this much for work, hth. (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31354130) |
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Date: September 7th, 2016 9:16 PM Author: Spruce Range Community Account Only proles do not travel this much for work. That is why you have this backwards. (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31356634) |
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Date: September 7th, 2016 9:39 PM Author: hot self-centered school personal credit line What the fuck are you talking about? If you're a non-prole you're already spending a fair bit on restaurants, travel, etc. Regardless of whether you're being reimbursed, it's just stupid to not use a credit card that has decent rewards (especially airline miles, because in this hypo you are a non-prole who travels).
Every rich non-people I've ever met uses a rewards credit card. Rich people's use cash or debit cards. |
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Date: March 17th, 2019 4:59 PM Author: Mildly Autistic Newt Casino Tons of people spends lots of money (and are reimbursed) while traveling for work bro (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#37946445) |
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Date: March 17th, 2019 3:30 PM Author: House-broken Dull Sanctuary (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#37946054) |
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Date: March 17th, 2019 3:32 PM Author: buff clown (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#37946066) |
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Date: March 17th, 2019 5:18 PM Author: Aphrodisiac Hospital Sandwich lmao had a retard prole acquaintance try to sell me on this shit a couple times
"just suck GC's cock a little bit more for some freebies!" |
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Date: March 17th, 2019 5:42 PM Author: fuchsia temple When did white UMC habits become “prole”? XO is so confused about who to hate. (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#37946590) |
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Date: March 17th, 2019 5:58 PM Author: contagious bonkers whorehouse (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#37946678) |
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Date: March 17th, 2019 6:11 PM Author: Topaz death wish 180 (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#37946739) |
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Date: March 17th, 2019 5:59 PM Author: Curious house faggotry it’s important to have multiple credit cards for your many needs. (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#37946683) |
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Date: March 17th, 2019 8:04 PM Author: know-it-all avocado messiness indian lodge Using the points is obviously not prole. But spending tons of effort on researching credit cards, maximizing points, etc. is slightly undignified. (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#37947314) |
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Date: March 17th, 2019 8:12 PM Author: Hairraiser fortuitous meteor private investor cr (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#37947340) |
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Date: March 17th, 2019 8:10 PM Author: Snowy judgmental round eye home OP outed as a fucking retard who thinks he is sticking it to GC by using a debit card and getting nothing back instead of using rewards cards and getting free international biz class travel every few months.
Also it’s far more prole to spend your rewards points on “camping equipment” than on international travel. |
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Date: March 17th, 2019 8:19 PM Author: buff clown Brave to try this line of argument after dozens of faggot morons gaped above (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#37947369) |
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Date: April 20th, 2019 6:55 PM Author: House-broken Dull Sanctuary (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#38116652) |
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Date: August 7th, 2019 5:43 PM Author: House-broken Dull Sanctuary (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#38653068) |