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Prole tell: knowing or caring about credit card "rewards points" or miles
Poast new message in this thread
Date: September 6th, 2016 1:57 PM Author: tripping scourge upon the earth shrine (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31347045) |
Date: September 6th, 2016 2:04 PM Author: appetizing parlour party of the first part i probably lose out on a few hundred++ at least by using my debit card most of the time and some shitty wells fargo card without any rewards the other 25% of the time. oh well (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31347076) |
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Date: September 6th, 2016 2:22 PM Author: Bright Glittery Police Squad I have been able to fly my gf with me for free for two years because of cc rewards (and I travel a ton for work). It's not exactly a trivial benefit. (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31347158) |
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Date: September 6th, 2016 2:24 PM Author: tripping scourge upon the earth shrine plane tickets are not very expensive (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31347171) |
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Date: September 6th, 2016 2:47 PM Author: Bright Glittery Police Squad I've gotten thousands of dollars of flights per year for free that I wouldn't have received otherwise. (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31347346) |
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Date: September 6th, 2016 2:48 PM Author: tripping scourge upon the earth shrine "free" (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31347351) |
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Date: September 7th, 2016 2:03 AM Author: massive roommate Bro, intercontinental biz and first tickets are objectively very expensive (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31351432) |
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Date: September 6th, 2016 2:25 PM Author: scarlet garrison the real benefit/fun is in flying first/biz class internationally for very very cheap. call me prole but i do enjoy it (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31347173) |
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Date: September 6th, 2016 2:25 PM Author: Garnet psychic property I just do straight 2% cash back. Are pointsmos/milesmos coming out that much ahead? (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31347176) |
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Date: September 6th, 2016 2:27 PM Author: chrome arousing trump supporter On sign up bonuses, yeah. On spending not really. (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31347184) |
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Date: September 6th, 2016 2:27 PM Author: scarlet garrison yes, but only in the sense of gaining an experience worth a lot more than 2% cash back. you would never buy a $10k first class ticket to europe or wahtever so it's not like you're really making $10k
but it's still a lot more fun flying first lcass for your 120k points than getting $1500 cash |
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Date: September 6th, 2016 2:30 PM Author: chrome arousing trump supporter Cr. Also cash cards usually have zero sign up bonuses. (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31347204) |
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Date: August 7th, 2019 5:48 PM Author: Splenetic bawdyhouse patrolman You can fly first for that few? (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#38653089) |
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Date: September 6th, 2016 2:29 PM Author: tripping scourge upon the earth shrine no they obsess over this crap and its mentally ill. your time has to be literally worthless to do all this optimizing shit. i just spend my amex rewards on camping equipment every few months (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31347199) |
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Date: September 6th, 2016 2:32 PM Author: scarlet garrison the people who do it extreme couponing rockopotamus samsung fridge discount style are ill. otherwise it's a hobby. worth 5 hours of your time to fly biz internationally on your next vacation? (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31347221) |
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Date: September 6th, 2016 2:45 PM Author: puce base cr. copping international biz class with points is like heroin. once you experience it once you want to do it again real bad (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31347334) |
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Date: September 6th, 2016 2:48 PM Author: scarlet garrison i managed to rack up enough points to fly biz 2 of the last 3 years, had to fly econ earlier this year and was very :( (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31347357) |
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Date: September 7th, 2016 9:57 AM Author: well-lubricated shivering address The only disadvantage of flying business: once you do it you never ever want to go back to coach.
First on the other hand while great is not so much better than business that it ruins business for you. |
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Date: September 7th, 2016 12:20 AM Author: well-lubricated shivering address You can get a lot more value than 2c in the dollar from frequent flyer miles if you spend them right. (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31350947) |
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Date: September 6th, 2016 2:27 PM Author: Dull location telephone tintcr (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31347183) |
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Date: September 6th, 2016 2:29 PM Author: chrome arousing trump supporter Lol what? Proles use debit cards for everything. (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31347197) |
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Date: September 6th, 2016 2:31 PM Author: Saffron Titillating Business Firm Boltzmann lol I've got over $10k in travel for free this year alone from my chase card. You are incorrect. (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31347212) |
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Date: September 6th, 2016 2:33 PM Author: tripping scourge upon the earth shrine oh what a raconteur! truly an elite jet setter! (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31347230) |
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Date: September 6th, 2016 2:43 PM Author: Saffron Titillating Business Firm Boltzmann cr (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31347320) |
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Date: September 7th, 2016 1:01 PM Author: Turquoise marketing idea lol (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31353500) |
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Date: March 26th, 2019 4:42 PM Author: Sable menage lol (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#37994730) |
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Date: September 6th, 2016 2:33 PM Author: indecent chad range *has annual spend of $250k* *flies entire family to Europe first class every year for $100* *is prole* -XO |
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Date: September 7th, 2016 5:45 AM Author: opaque crackhouse (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31351889) |
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Date: September 6th, 2016 2:43 PM Author: 180 disrespectful stage lmfao as expected the middle class striver proles have been smoked out of the woodwork in droves by this one. "oh it's just SMART to spend hours tracking my 'points' and 'deals' and using one card for gas and another for food in alternating months, because you can get reduced price tickets to EUROPE!" (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31347317) |
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Date: September 6th, 2016 2:44 PM Author: tripping scourge upon the earth shrine (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31347323) |
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Date: September 6th, 2016 2:46 PM Author: 180 disrespectful stage "love traveling! no better way to spend my 'PTO' if ya ask me!" -prole goy with a white collar job (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31347338) |
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Date: September 6th, 2016 2:46 PM Author: tripping scourge upon the earth shrine 180 (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31347339) |
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Date: September 7th, 2016 6:39 AM Author: vivacious gay temple ladyboy (limp-wristed kike faggot) (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31351921) |
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Date: September 7th, 2016 6:41 AM Author: vivacious gay temple ladyboy maybe you should stick to making fun of nowags kike because on the xo totem pole yes they are a rung lower.
but youd get passed around like a cheap whore by 6'3 are country bros in texas.
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Date: September 7th, 2016 7:45 AM Author: 180 disrespectful stage lol the phrase "prole goy" really fires you up huh lil breh (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31351996) |
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Date: September 6th, 2016 2:45 PM Author: scarlet garrison in all srsness, what else are you gonna spend the 5 hours on? there's only so much xo poasting you can do (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31347330) |
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Date: September 6th, 2016 2:45 PM Author: tripping scourge upon the earth shrine watching WWE network (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31347335) |
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Date: September 6th, 2016 3:26 PM Author: 180 disrespectful stage lol "if you spend your free time voluntarily jumping through hoops to show megacorps you're a 'loyal customer' they literally 'reward' you! it's great!" bleated the rooked simpleton. (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31347592) |
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Date: September 6th, 2016 3:31 PM Author: tripping scourge upon the earth shrine (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31347629) |
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Date: September 7th, 2016 12:47 AM Author: Walnut house liquid oxygen I very much so enjoyed "bleated" here. (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31351091) |
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Date: September 6th, 2016 11:10 PM Author: Multi-colored death wish (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31350532) |
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Date: September 7th, 2016 6:36 AM Author: vivacious gay temple ladyboy except i spend 5 min/day max looking at my points and it takes zero time or thought for me to use a different card for gas. and it builds credit. its a small benefit but for almost zero effort.
summary: u = done here fgt. |
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Date: September 7th, 2016 7:42 AM Author: irradiated antidepressant drug hall So admit that you check your "points" daily. Also, even at 5 minutes per day, that's hours per month. Ljl (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31351990) |
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Date: September 7th, 2016 2:04 PM Author: 180 disrespectful stage ljl (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31354008) |
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Date: March 17th, 2019 3:30 PM Author: razzle chest-beating chapel prole (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#37946058) |
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Date: March 17th, 2019 7:55 PM Author: godawful dilemma fat ankles (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#37947258) |
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Date: September 6th, 2016 11:01 PM Author: Glassy Flirting Twinkling Uncleanness It takes no time at all. You just book all your business travel on one airline and use that airline's accompanying credit card for most business and personal expenses. Then you exchange your points for business class tickets, with a lie-flat bed and decent food and wine, on your next international flight.
If you don't do this you're just leaving money on the table. |
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Date: September 6th, 2016 11:55 PM Author: 180 disrespectful stage "people who don't use credit cards incorporating concepts like Marriott Rewards and Delta Skymiles into their everyday mental landscapes are just 'leaving money on the table' lol!" sneered the effortlessly gulled Asian drone (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31350836) |
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Date: September 7th, 2016 2:02 AM Author: tripping scourge upon the earth shrine You are cleaning house ITT (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31351424) |
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Date: September 7th, 2016 12:01 AM Author: peach dead institution Do you always find the flights you want with Delta, or are you forced to use whatever they have?
Could you have gotten a better price/offer more according to your needs if you weren't FORCED to do it with Delta/Marriot?
Srsly bro, in one year, try checking both options, your current card's few options vs doing it without a card and being open to 100's of other options, then come back with us with an informed analysis. Doing it the way "they say" only looks attractive when you're literally blind to all the other options around you. |
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Date: September 7th, 2016 12:15 AM Author: 180 disrespectful stage flaming aside i agree. total flexibility + NEVER thinking about this shit is financially/psychologically superior approach vs. "building status". especially today when you can usually find great one off deals for any given trip (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31350929) |
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Date: September 7th, 2016 1:19 PM Author: Purple nighttime jap We are talking about business travel. I don't price check shit because I'm reimbursed by my company for everything I spend. (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31353633) |
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Date: September 7th, 2016 9:14 PM Author: Glassy Flirting Twinkling Uncleanness This is, of course, the credited response.
I just tell my assistant to book a nonstop flight on Delta. If it costs an extra thousand dollars, great, I get a thousand extra points.
I guess the OP thinks civilized people spend a lot of time comparing prices and booking their own travel? He seems to have it exactly backwards. |
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Date: September 7th, 2016 12:19 AM Author: well-lubricated shivering address On the contrary you're an idiot if you have don't take advantage of this tax free benefit.
We haven't paid actual cash for a vacation flight for years. We travel at the pointy end of the plane using frequent flyer redemptions.
Right now we have hundreds of thousands of AA and QF miles/points. |
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Date: September 7th, 2016 2:03 AM Author: tripping scourge upon the earth shrine You live an empty life of consumerism and are spiritually dead (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31351430) |
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Date: September 7th, 2016 9:57 AM Author: well-lubricated shivering address Thankyou for your concern (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31352481) |
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Date: September 7th, 2016 12:54 PM Author: Exhilarant iridescent stag film What card are you using? Please don't tell me it's Amex Platinum Delta. (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31353432) |
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Date: March 17th, 2019 3:34 PM Author: Angry pale area (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#37946075) |
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Date: September 7th, 2016 2:03 AM Author: massive roommate Then cart me to Target (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31351429) |
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Date: September 7th, 2016 2:03 AM Author: flesh fortuitous meteor I'm pretty prole and I don't pay attention at all to my rewards points. I think that just makes me a lazy fuck. But, I do know people who search for that shit and manage their points like those weird as fuck COUPONJUNKIES. (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31351434) |
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Date: September 7th, 2016 7:38 AM Author: beta senate I mostly just throw everything on my chase sapphire. Is there a good card specifically for copping dat business class? (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31351984) |
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Date: September 7th, 2016 12:51 PM Author: Exhilarant iridescent stag film Right, Delta Reserve. Just pay $450 per year to get the benefits, LJL. (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31353414) |
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Date: March 17th, 2019 3:44 PM Author: Emerald fragrant spot If you travel all the time for work it is worth it. Just the lounge access alone compensates for the fee. (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#37946117) |
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Date: September 7th, 2016 12:57 PM Author: harsh vigorous tanning salon I will promptly inform my BigLaw clients who are always traveling coast-to-coast for work, and then taking their family to Switzerland for ski trips for free with all their points, that they are prole. Thanks OP. (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31353466) |
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Date: September 7th, 2016 12:59 PM Author: Exhilarant iridescent stag film Just tell them they're being thoroughly owned by CC companies without them even knowing. "For free" means, they had to spend a shitload of money on shit they didn't need just to earn all those points that now took them on trips "for free."
They're being fooled. |
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Date: September 7th, 2016 1:06 PM Author: harsh vigorous tanning salon You're retarded.
Most of the stuff these guys are buying with their Amex Platinum card or whatever is stuff they HAVE TO BUY for work. For example, I know a guy who is the SVP/Director of Acquisitions for a REIT. He flies around North America looking at prospective properties to add to the REIT's portfolio, negotiating with potential sellers, etc. He probably puts $1000 a day on his Amex card for flights, hotels, food, and networking. Then he gets fully reimbursed by the company. Then he takes his family on ski trips to the Alps, or safaris, or whatever, at no cost to him. I will be sure to let him know that he is prole, though. |
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Date: September 7th, 2016 2:23 PM Author: peach dead institution This is just one case of someone who does use the money. Not everyone travels this much for work, hth. (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31354130) |
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Date: September 7th, 2016 9:16 PM Author: Glassy Flirting Twinkling Uncleanness Only proles do not travel this much for work. That is why you have this backwards. (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#31356634) |
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Date: September 7th, 2016 9:39 PM Author: harsh vigorous tanning salon What the fuck are you talking about? If you're a non-prole you're already spending a fair bit on restaurants, travel, etc. Regardless of whether you're being reimbursed, it's just stupid to not use a credit card that has decent rewards (especially airline miles, because in this hypo you are a non-prole who travels).
Every rich non-people I've ever met uses a rewards credit card. Rich people's use cash or debit cards. |
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Date: March 17th, 2019 4:59 PM Author: Bright Glittery Police Squad Tons of people spends lots of money (and are reimbursed) while traveling for work bro (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#37946445) |
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Date: March 17th, 2019 3:30 PM Author: Stirring flickering candlestick maker giraffe (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#37946054) |
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Date: March 17th, 2019 3:32 PM Author: tripping scourge upon the earth shrine (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#37946066) |
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Date: March 17th, 2019 5:18 PM Author: swashbuckling dopamine lmao had a retard prole acquaintance try to sell me on this shit a couple times
"just suck GC's cock a little bit more for some freebies!" |
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Date: March 17th, 2019 5:42 PM Author: Brindle sneaky criminal When did white UMC habits become “prole”? XO is so confused about who to hate. (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#37946590) |
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Date: March 17th, 2019 5:58 PM Author: Emerald fragrant spot (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#37946678) |
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Date: March 17th, 2019 6:11 PM Author: Swollen Public Bath Potus 180 (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#37946739) |
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Date: March 17th, 2019 5:59 PM Author: Motley trust fund it’s important to have multiple credit cards for your many needs. (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#37946683) |
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Date: March 17th, 2019 8:04 PM Author: Slimy stage crotch Using the points is obviously not prole. But spending tons of effort on researching credit cards, maximizing points, etc. is slightly undignified. (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#37947314) |
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Date: March 17th, 2019 8:12 PM Author: Translucent charismatic factory reset button cr (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#37947340) |
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Date: March 17th, 2019 8:10 PM Author: Stimulating Resort Water Buffalo OP outed as a fucking retard who thinks he is sticking it to GC by using a debit card and getting nothing back instead of using rewards cards and getting free international biz class travel every few months.
Also it’s far more prole to spend your rewards points on “camping equipment” than on international travel. |
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Date: March 17th, 2019 8:19 PM Author: tripping scourge upon the earth shrine Brave to try this line of argument after dozens of faggot morons gaped above (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#37947369) |
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Date: April 20th, 2019 6:55 PM Author: Stirring flickering candlestick maker giraffe (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#38116652) |
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Date: August 7th, 2019 5:43 PM Author: Stirring flickering candlestick maker giraffe (https://xoxohth.com/thread.php?thread_id=3343126&forum_id=2#38653068) |