My net worth ITT. Please tell me I'm a faggot.
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Poast new message in this thread
Date: February 7th, 2023 9:29 AM Author: Pale vengeful brunch ape
I realize how I have my money allocated is retarded. Can someone help guide me?
I was going to hire a financial advisor but the 2 I spoke with suck penis. Still looking for someone worth what they want to charge.
(http://www.autoadmit.com/thread.php?thread_id=5285694&forum_id=2#45898600) |
Date: February 7th, 2023 11:11 AM Author: vermilion boistinker
at the very least, shift that cash to t-bills or a treasury money market fund. you'll get the fed funds rate minus a modest expense ratio (like 0.1% or less).
the fed funds rate was recently raised to 4.5%-4.75% so if you're earning less than that you're getting fucked.
(http://www.autoadmit.com/thread.php?thread_id=5285694&forum_id=2#45899063) |
Date: February 7th, 2023 12:48 PM Author: gold chest-beating chapel dragon
Am I going to be the first person to point out how dumb this is?
Cash (making 3.3-4.5%): $2,050,000
Brokerage Accounts: $375,000
Crypto: $200,000
At the bare minimum, cash and brokerage should be reversed. Why the fuck do you have so much in cash and other money tied up in alternative investments with basically zero on the stock market? Stocks should be the bulk of your portfolio. Once you have a large stock portfolio, then you can go ahead and put a slice into crypto or "real estate funds" or some other alternative investments if you want. But stocks are easily the safest long term investment.
(And LJL if you think your real estate fund is going to yield 18% consistently. Warren Buffett has barely averaged 18% in his career, and the dude who runs your real estate fund is not Warren Buffett. This smells like a goy scam to me if they are promising outsize yields like that.)
(http://www.autoadmit.com/thread.php?thread_id=5285694&forum_id=2#45899578) |
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Date: February 8th, 2023 7:58 PM Author: Pale vengeful brunch ape
hey man, fair enough.
best way to get further into stocks? just VTI? VOO? BND? STY? VTSAX?
Best way to DCA my shit into one or more of the above?
(http://www.autoadmit.com/thread.php?thread_id=5285694&forum_id=2#45907200) |
Date: February 8th, 2023 7:55 PM Author: Floppy lavender patrolman boltzmann
nice humblebrag thread.
imo you should be 100% in cash. all with the same bank.
(http://www.autoadmit.com/thread.php?thread_id=5285694&forum_id=2#45907180) |
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