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shopping mortgages online. if i put height >6’ the rate is 50bp lower.
| adulterous zippy clown | 03/11/26 |
| Accurate at predicting vs Measures of probability | 03/11/26 |
| adulterous zippy clown | 03/11/26 |
| Accurate at predicting vs Measures of probability | 03/11/26 |
| Heritage American Finn | 03/11/26 |
| lex | 03/11/26 |
| adulterous zippy clown | 09/16/26 |
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Date: March 11th, 2026 4:54 PM Author: adulterous zippy clown it makes sense why they would do this, but how do they confirm? has anyone ever been caught for lying about this? (https://xoxohth.com/thread.php?thread_id=5844464&forum_id=2#49735374) |
Date: March 11th, 2026 5:01 PM Author: Accurate at predicting vs Measures of probability (gunneratttt) it depends on how strict their underwriting process is, but this isnt something you want to fuck around with. i had a friend who bought a pair of lifts a decade after getting the loan, which triggered an audit, and when his fraud was discovered they retroactively applied the height adjusted rate, compounded it, added penalties, investigation costs... he wound up having to short sell it and the bank came after him for the deficiency. he lost everything. (https://xoxohth.com/thread.php?thread_id=5844464&forum_id=2#49735390) |
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Date: March 11th, 2026 5:08 PM Author: adulterous zippy clown i’ve been buying clothes from the big and tall store (and donating them to charity) over the last year to set up a clean audit trail. all of my actual clothes and shoes are paid for in cash. i can’t pay cash for my tinder platinum subscription though. how likely is that to set off alarm bells? (https://xoxohth.com/thread.php?thread_id=5844464&forum_id=2#49735408) |
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Date: March 11th, 2026 5:18 PM Author: Accurate at predicting vs Measures of probability (gunneratttt) with big data and AI its impossible brother. you're thinking of surefire gotchas like the tinder platinum sub. that means you're already fucked, but you still would be even without that. so much shit correlates with height that even without a red flag, with enough data it becomes obvious. making 80k a year, never eating at exclusive restaurants Tall men prefer... hell, even paying for your own meals ever. think about tsinahs cc statement and how accurate of a guess you could make about him. now think about a black box algo doing it.
it's just 50bps brother. i know it seems unfair, but surely you're used to that reality by now. stop fighting it. |
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Date: March 11th, 2026 6:06 PM Author: Heritage American Finn (https://xoxohth.com/thread.php?thread_id=5844464&forum_id=2#49735503) |
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Date: March 11th, 2026 9:38 PM Author: lex Im gay (https://xoxohth.com/thread.php?thread_id=5844464&forum_id=2#49736050) |
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Date: September 16th, 2026 2:33 PM Author: adulterous zippy clown (https://xoxohth.com/thread.php?thread_id=5844464&forum_id=2#50138296) |