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loser redditor frets about bankruptcy

I have about 30k in credit card debt. I'm the the process of...
Microsoft Product Anomalies
  07/12/26
Another redditor offers support [–]18MazdaCX5 1 poi...
Microsoft Product Anomalies
  07/12/26
lol, you have to pay for divorce consults
laughsome famous landscape painting native
  07/12/26
Imagine the thought process to make your moniker a budget fr...
laughsome famous landscape painting native
  07/12/26
mazda is a god tier brand on reddit and tbh i kind of get it...
Spruce passionate filthpig
  07/12/26
Mazdas are pretty good, less NPC feeling than toyota
Cerebral unholy indian lodge corn cake
  07/12/26
corollaman213
laughsome famous landscape painting native
  07/12/26
, and it NOT being the credited response vehicle
light vigorous hall milk
  07/12/26
...
ultramarine private investor
  07/13/26
financially abusive spouse tp
laughsome famous landscape painting native
  07/12/26
This is the most Reddit thing I’ve ever read. Price...
laughsome famous landscape painting native
  07/12/26
...
propecia mathematica
  07/12/26
...
laughsome famous landscape painting native
  07/12/26
...
Bright azn heaven
  07/12/26
...
Motley pistol
  07/12/26
...
sexy autistic sneaky criminal
  07/12/26
...
gunneratttt
  07/12/26
...
Spruce passionate filthpig
  07/12/26
my instruments I can write off as work related tp
swashbuckling business firm round eye
  07/12/26
a decent car that apparently might cause a problem but in Oh...
appetizing rigpig affirmative action
  07/12/26
Do they actually make reddit-poors sell off their $5000 wort...
Slap-happy mexican
  07/12/26
When i've had contractors and shit go bankrupt while we're s...
concupiscible rough-skinned senate
  07/12/26
...
Motley pistol
  07/12/26
damn that sucks. and sounds like there's a story here. you h...
Spruce passionate filthpig
  07/12/26
He's a bona fide litigator, so I assume it's war stories abo...
Exciting insecure scourge upon the earth
  07/12/26
...
Spruce passionate filthpig
  07/13/26
Yeah they're professional litigation stories, not personal o...
concupiscible rough-skinned senate
  07/13/26
tyft. and sorry for my memory - now that poster above menti...
Spruce passionate filthpig
  07/13/26
[...] tp.
ultramarine private investor
  07/13/26
I want to turn this post into a movie, like Ghost World or A...
laughsome famous landscape painting native
  07/14/26


Poast new message in this thread



Reply

Date: July 12th, 2026 6:13 AM
Author: Microsoft Product Anomalies

I have about 30k in credit card debt. I'm the the process off going through divorce from a financially, emotionally and psychologically abuse spouse. After that's all said and done I'll need to file for bankruptcy to deal with the debt accumulated over years of her refusal to be employed and just want to hang out at home with our kids. I was put in a situation where I was sole financial support for 13 years while she basically did whatever she wanted. In that time much of my debt was used to cover living expenses around her spending and animal hoarding. During that time I put off my career to work but not being in a good position or location to find good paying work (she refused to move oh it was a covert narcissistic relationship btw) so I kept my income low to maintain health insurance and support. While I was in my fog of being the dumb dutiful husband and father the only thing I spent on myself was books, mostly educational but some manga, and newspapers strip comic collections. My book collection is in my view priceless but there is a lot of well used stuff and cat pee damaged material too, not so damaged that I'd throw it away but I value things that fulfill the mind. Though after the divorce I don't know what I'll have left in the home most of the furniture is in bad shape though functional. essentially, I got a working refrigerator, stove, a decent car that apparently might cause a problem but in Ohio, I have a few instruments an amplifier my instruments I can write off as work related because I also teach music, the thing is there is a lot of basic "stuff" in the home for living and I would hate to see things used for living taken because I own too many books (30 years of educational buying in music and art as my only interest) or have to sell off the one thing I have dear to me after I spent 15 years in a marriage that erased. If I have to get rid of my collection to survive getting a divorce that's ok but I don't know it's tough because in order to survive post divorce I'll need to file but I'm also worried the last remaining part of me I'll have to part with just to be free.



(https://xoxohth.com/thread.php?thread_id=5881953&forum_id=2#49993959)



Reply

Date: July 12th, 2026 6:14 AM
Author: Microsoft Product Anomalies

Another redditor offers support

[–]18MazdaCX5 1 point 4 months ago

An attorney consult would be best - you could visit any in your local area for free - and that will provide a lot of peace of mind because you'll get a lot of useful info from them. I personally didn't give up anything in my CH7 though.

On the relationship part of things, you're doing the right thing. I actually filed bankruptcy twice in four years, due to being with a similar person as you've been with here. One might ask why I didn't leave after the first bankruptcy. I don't know why... that's on me though. No problem admitting that either. Anyway, once you leave her, you'll find things to be a whole lot easier. Wishing you all the best.

Divorce isn't the end of the world. And neither is bankruptcy. Generally if you're going through one, you're probably going through/not far from the other soon. Strange how that works.

Anyway, hang in there man... you've got a good future ahead! Don't let the present get you down.



(https://xoxohth.com/thread.php?thread_id=5881953&forum_id=2#49993961)



Reply

Date: July 12th, 2026 6:31 AM
Author: laughsome famous landscape painting native

lol, you have to pay for divorce consults

(https://xoxohth.com/thread.php?thread_id=5881953&forum_id=2#49993974)



Reply

Date: July 12th, 2026 9:11 AM
Author: laughsome famous landscape painting native

Imagine the thought process to make your moniker a budget friendly small SUV

(https://xoxohth.com/thread.php?thread_id=5881953&forum_id=2#49994085)



Reply

Date: July 12th, 2026 10:19 AM
Author: Spruce passionate filthpig

mazda is a god tier brand on reddit and tbh i kind of get it. nonetheless i share your mystification here

(https://xoxohth.com/thread.php?thread_id=5881953&forum_id=2#49994161)



Reply

Date: July 12th, 2026 10:36 AM
Author: Cerebral unholy indian lodge corn cake

Mazdas are pretty good, less NPC feeling than toyota

(https://xoxohth.com/thread.php?thread_id=5881953&forum_id=2#49994182)



Reply

Date: July 12th, 2026 2:25 PM
Author: laughsome famous landscape painting native

corollaman213

(https://xoxohth.com/thread.php?thread_id=5881953&forum_id=2#49994578)



Reply

Date: July 12th, 2026 10:30 AM
Author: light vigorous hall milk

, and it NOT being the credited response vehicle

(https://xoxohth.com/thread.php?thread_id=5881953&forum_id=2#49994173)



Reply

Date: July 13th, 2026 8:24 PM
Author: ultramarine private investor



(https://xoxohth.com/thread.php?thread_id=5881953&forum_id=2#49997641)



Reply

Date: July 12th, 2026 6:30 AM
Author: laughsome famous landscape painting native

financially abusive spouse tp

(https://xoxohth.com/thread.php?thread_id=5881953&forum_id=2#49993973)



Reply

Date: July 12th, 2026 6:32 AM
Author: laughsome famous landscape painting native

This is the most Reddit thing I’ve ever read.

Priceless to me, cat piss soaked comic books.

(https://xoxohth.com/thread.php?thread_id=5881953&forum_id=2#49993975)



Reply

Date: July 12th, 2026 8:42 AM
Author: propecia mathematica



(https://xoxohth.com/thread.php?thread_id=5881953&forum_id=2#49994059)



Reply

Date: July 12th, 2026 8:54 AM
Author: laughsome famous landscape painting native



(https://xoxohth.com/thread.php?thread_id=5881953&forum_id=2#49994067)



Reply

Date: July 12th, 2026 8:56 AM
Author: Bright azn heaven



(https://xoxohth.com/thread.php?thread_id=5881953&forum_id=2#49994070)



Reply

Date: July 12th, 2026 9:31 AM
Author: Motley pistol



(https://xoxohth.com/thread.php?thread_id=5881953&forum_id=2#49994100)



Reply

Date: July 12th, 2026 9:59 AM
Author: sexy autistic sneaky criminal



(https://xoxohth.com/thread.php?thread_id=5881953&forum_id=2#49994126)



Reply

Date: July 12th, 2026 10:26 AM
Author: gunneratttt (gunneratttt)



(https://xoxohth.com/thread.php?thread_id=5881953&forum_id=2#49994169)



Reply

Date: July 12th, 2026 10:49 AM
Author: Spruce passionate filthpig



(https://xoxohth.com/thread.php?thread_id=5881953&forum_id=2#49994194)



Reply

Date: July 12th, 2026 10:51 AM
Author: swashbuckling business firm round eye

my instruments I can write off as work related tp

(https://xoxohth.com/thread.php?thread_id=5881953&forum_id=2#49994197)



Reply

Date: July 12th, 2026 11:15 AM
Author: appetizing rigpig affirmative action

a decent car that apparently might cause a problem but in Ohio

(https://xoxohth.com/thread.php?thread_id=5881953&forum_id=2#49994236)



Reply

Date: July 12th, 2026 11:22 AM
Author: Slap-happy mexican

Do they actually make reddit-poors sell off their $5000 worth of junk for divorces/bankruptcies? This isn't worth anybody's time and court-appointed bonfires would be better for all involved.

(https://xoxohth.com/thread.php?thread_id=5881953&forum_id=2#49994249)



Reply

Date: July 12th, 2026 11:46 AM
Author: concupiscible rough-skinned senate

When i've had contractors and shit go bankrupt while we're suing them they've gotten to keep basically everything and offload hundreds of thousands of dollars of goods to their families that wouldn't be worth the trouble to claw back to the estate as fraudulent transfers.

The lesson is *always* don't do business with deadbeat trash.

(https://xoxohth.com/thread.php?thread_id=5881953&forum_id=2#49994307)



Reply

Date: July 12th, 2026 5:08 PM
Author: Motley pistol



(https://xoxohth.com/thread.php?thread_id=5881953&forum_id=2#49994887)



Reply

Date: July 12th, 2026 6:12 PM
Author: Spruce passionate filthpig

damn that sucks. and sounds like there's a story here. you had a remodel go wrong or something and sued the contractors for fucking it up?

(https://xoxohth.com/thread.php?thread_id=5881953&forum_id=2#49994964)



Reply

Date: July 12th, 2026 7:17 PM
Author: Exciting insecure scourge upon the earth

He's a bona fide litigator, so I assume it's war stories about trying to collect from deadbeat debtors.

I have not had any success as an unsecured judgment creditor in bankruptcy, but I have levied a CDL heavy truck — that got the judgment paid fast.

(https://xoxohth.com/thread.php?thread_id=5881953&forum_id=2#49995050)



Reply

Date: July 13th, 2026 8:23 PM
Author: Spruce passionate filthpig



(https://xoxohth.com/thread.php?thread_id=5881953&forum_id=2#49997637)



Reply

Date: July 13th, 2026 4:08 PM
Author: concupiscible rough-skinned senate

Yeah they're professional litigation stories, not personal ones, thank god. Just consider that the contractor who repeatedly asks for accelerated installments so that he can make payroll and then walks off the job after the last dollar is paid and when the work is only 40% done is probably not a super-solvent judgment debtor. Obviously you can't make it a practice of not suing dudes who do that when they haven't declared BK yet, but once they declare BK, you gotta sit down and have a hard 'good money after bad' talk.

But even corps with 9-figure annual revenue will do utterly irrational shit because they're personally pissed off at Dave for being such a goddamn fucking deadbeat--and after we fucking bailed him out 3 fucking times!

(https://xoxohth.com/thread.php?thread_id=5881953&forum_id=2#49997093)



Reply

Date: July 13th, 2026 8:23 PM
Author: Spruce passionate filthpig

tyft. and sorry for my memory - now that poster above mentions it, i remember you've posted some great work stories on here in the past

(https://xoxohth.com/thread.php?thread_id=5881953&forum_id=2#49997636)



Reply

Date: July 13th, 2026 8:24 PM
Author: ultramarine private investor

[...] tp.

(https://xoxohth.com/thread.php?thread_id=5881953&forum_id=2#49997640)



Reply

Date: July 14th, 2026 1:57 PM
Author: laughsome famous landscape painting native

I want to turn this post into a movie, like Ghost World or American Splendor

(https://xoxohth.com/thread.php?thread_id=5881953&forum_id=2#49999339)