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You actually save money by buying a MORE EXPENSIVE car
| impertinent background story ticket booth | 07/18/26 |
| peach gas station | 07/18/26 |
| Vibrant fortuitous meteor macaca | 07/18/26 |
| Ocher church turdskin | 07/18/26 |
| impertinent background story ticket booth | 07/18/26 |
| Zombie-like embarrassed to the bone resort | 07/18/26 |
Poast new message in this thread
Date: July 18th, 2026 5:45 PM Author: impertinent background story ticket booth New Tahoe is like 80k
Finance the 80k at 8%
Invest the 80k in the stock market or crypto --> 10% gains on average.
Pay back the 8%, and put the 2% in your pocket -- free and clear profit (minus tax obv)
Buy a 20k - 30k car and the 2% margin is obviously way lower
This is the stuff you learn as a finance ug. Just felt compelled to share with you arts and liesures guys (https://xoxohth.com/thread.php?thread_id=5883967&forum_id=2#50008742) |
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Date: July 18th, 2026 6:12 PM Author: peach gas station Let me push back on that a bit. This only works if you sell the car and invest the proceeds, but the car cannot be sold without paying down the loan under conventional financing terms. (https://xoxohth.com/thread.php?thread_id=5883967&forum_id=2#50008811) |
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Date: July 18th, 2026 6:16 PM Author: Vibrant fortuitous meteor macaca I was thinking this. He says "invest the 80k." What 80k? Thats in the dealerships bank account. All you can do to get actual cash now is sell the car. And youd would sell at a loss of course. (https://xoxohth.com/thread.php?thread_id=5883967&forum_id=2#50008816) |
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Date: July 18th, 2026 6:21 PM Author: Ocher church turdskin ? He explained it very clearly (https://xoxohth.com/thread.php?thread_id=5883967&forum_id=2#50008821) |
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Date: July 18th, 2026 9:25 PM Author: impertinent background story ticket booth (https://xoxohth.com/thread.php?thread_id=5883967&forum_id=2#50009089) |
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Date: July 18th, 2026 8:26 PM Author: Zombie-like embarrassed to the bone resort (https://xoxohth.com/thread.php?thread_id=5883967&forum_id=2#50008984) |