The most prestigious law school admissions discussion board in the world.
|
 |
    17 posters qualify.
You have 0 points. Copying this list does not send funds. Paste it on Disperse, then connect your wallet there. |
A paid-off house is the ultimate form of unemployment insurance
Poast new message in this thread
Date: August 4th, 2026 11:28 PM Author: Appetizing resort https://www.reddit.com/r/leanfire/comments/1vfvtq4/a_paidoff_house_is_the_ultimate_form_of/ (https://xoxohth.com/thread.php?thread_id=5889668&forum_id=2#50046179) |
Date: August 4th, 2026 11:31 PM Author: Cordovan Cerebral Wrinkle Selfie Ur gonna get banned at this rate
Turn the knob down |
 |
Date: August 4th, 2026 11:42 PM Author: Puce Very Tactful Sandwich Flying too close to the sun (https://xoxohth.com/thread.php?thread_id=5889668&forum_id=2#50046220) |
|
Date: August 5th, 2026 12:18 AM Author: snowy candlestick maker (https://xoxohth.com/thread.php?thread_id=5889668&forum_id=2#50046299) |
|
Date: August 5th, 2026 1:59 AM Author: Arrogant Concupiscible Faggot Firefighter Blood Rage Very goyische (https://xoxohth.com/thread.php?thread_id=5889668&forum_id=2#50046355) |
|
Date: August 5th, 2026 9:24 AM Author: Cordovan Cerebral Wrinkle Selfie already banned
bro |
|
Date: August 5th, 2026 9:26 AM Author: passionate cobalt spot Sorry, this post has been removed by the moderators of r/leanfire.
Absolutely Devastating. |
|
Date: August 5th, 2026 10:22 AM Author: Demanding business firm prole (https://xoxohth.com/thread.php?thread_id=5889668&forum_id=2#50046722) |
|
Date: August 5th, 2026 7:32 PM Author: Provocative bawdyhouse WHAT DID THE FUCKING POAST SAY (https://xoxohth.com/thread.php?thread_id=5889668&forum_id=2#50047857) |
|
Date: August 6th, 2026 11:29 AM Author: Bistre angry center (https://xoxohth.com/thread.php?thread_id=5889668&forum_id=2#50049091) |
|
Date: August 5th, 2026 9:56 AM Author: Maize Newt my mortgage is like less than 10% of my monthly expenses. my fucking country club monthly bill is usually more than my mortgage. (https://xoxohth.com/thread.php?thread_id=5889668&forum_id=2#50046678) |
|
Date: August 5th, 2026 10:20 AM Author: big legend office It's weird how your priorities change. I remember when my student loan payments were the biggest line item on my budget and the thought of making these payments for 30 years felt like a permanent ball and chain i would carry into old age.
I paid off all the high interest loans and my sub 2% remaining debt totals a monthly payment of ~$300. That's like 3 dinners. I dont even think about it. |
|
Date: August 5th, 2026 10:27 AM Author: burgundy kitchen Another thing that I have noticed that is similar to this is retired people who don't have jobs. They pretend like they still understand what it is like to get up and have a job to deal with, but they really don't ever think about working. They just think about how lonely and unfulfilled they are. Then they want you to take extra time out of your busy day to babysit and keep them company. (https://xoxohth.com/thread.php?thread_id=5889668&forum_id=2#50046729) |
|
Date: August 5th, 2026 10:29 AM Author: big legend office Yeah I dont understand how this happens. Like they had jobs. They know you're busy. How do they just immediately forget? (https://xoxohth.com/thread.php?thread_id=5889668&forum_id=2#50046731) |
|
Date: August 5th, 2026 10:48 AM Author: burgundy kitchen Most people are inherently self-centered and motivated by getting one off on another. They are, by their very nature, takers. (https://xoxohth.com/thread.php?thread_id=5889668&forum_id=2#50046754) |
|
Date: August 5th, 2026 6:59 PM Author: big legend office But our parents are supposed to be different. Maybe that's a dumb expectation, im not sure. (https://xoxohth.com/thread.php?thread_id=5889668&forum_id=2#50047801) |
|
Date: August 5th, 2026 10:03 AM Author: galvanic canary meetinghouse This trope is extremely dangerous to jews (https://xoxohth.com/thread.php?thread_id=5889668&forum_id=2#50046689) |
|
Date: August 5th, 2026 10:51 AM Author: Motley Poppy Parlour Paying off your House is retarded, aka Prole Wisdom.
Sure, have enough liquid in investments to pay it off. But don’t actually do it. |
|
Date: August 5th, 2026 12:39 PM Author: Cordovan Cerebral Wrinkle Selfie imo if all goyim stopped enabling usury there would be a real change to the system (https://xoxohth.com/thread.php?thread_id=5889668&forum_id=2#50046973) |
|
Date: August 5th, 2026 1:27 PM Author: Puce Very Tactful Sandwich Dave Ramsey would improve the lives of 95% of Americans. Maybe more. (https://xoxohth.com/thread.php?thread_id=5889668&forum_id=2#50047054) |
|
Date: August 5th, 2026 2:07 PM Author: Motley Poppy Parlour No he wouldn’t. He’s a hick Boomer charlatan. (https://xoxohth.com/thread.php?thread_id=5889668&forum_id=2#50047152) |
|
Date: August 5th, 2026 2:20 PM Author: Appetizing resort He is but the average person it just going to Sell Low if they buy stocks. If the money is in an illiquid asset, they can’t fuck themselves over. Same reason why cops or teachers with pensions probably have much higher net worths in retirement if you count the pension than the equivalent private sector Loser with higher comp. (https://xoxohth.com/thread.php?thread_id=5889668&forum_id=2#50047175) |
|
Date: August 5th, 2026 7:06 PM Author: Motley Poppy Parlour you don't have to know quantum physics to understand Buy & Hold. proles just have no discipline. I grew up around them, and I know this to be True. I had to train myself to acquire class-ascendant traits because I sure as hell knew that no one around me knew wtf they were talking about. (https://xoxohth.com/thread.php?thread_id=5889668&forum_id=2#50047813) |
|
Date: August 5th, 2026 5:41 PM Author: Puce Very Tactful Sandwich The median American is innumerate and functionally illiterate. Pay off your debt and don’t buy stupid shit is a better plan than a large majority of people follow. (https://xoxohth.com/thread.php?thread_id=5889668&forum_id=2#50047608) |
|
Date: August 5th, 2026 7:02 PM Author: Bronze Crackhouse Incel (https://xoxohth.com/thread.php?thread_id=5889668&forum_id=2#50047803) |
|
Date: August 5th, 2026 7:31 PM Author: Provocative bawdyhouse Not really. Trump fucked people who itemize so you probably aren't deducting mortgage insurance.
I had something near 6%, and paying it off was the equivalent of 6% risk-free post-tax return. All things considered, the expected value of paying off was similar to investing in the market.
Anyone paying off 3.5% or less is retarded. |
|
Date: August 5th, 2026 7:32 PM Author: Motley Poppy Parlour I have 3%, one of the few things I Won at imo. (https://xoxohth.com/thread.php?thread_id=5889668&forum_id=2#50047856) |
|
Date: August 5th, 2026 7:55 PM Author: Appetizing resort What about……uh….. nevermind (https://xoxohth.com/thread.php?thread_id=5889668&forum_id=2#50047943) |
|
Date: August 5th, 2026 7:56 PM Author: Motley Poppy Parlour what was that? speak up champ, no one can hear you. (https://xoxohth.com/thread.php?thread_id=5889668&forum_id=2#50047948) |
|
Date: August 5th, 2026 9:02 PM Author: Appetizing resort I couldn’t think of any of your Victories tbh. Your Income is Descending. Xbox is doing soooooo bad too. (https://xoxohth.com/thread.php?thread_id=5889668&forum_id=2#50048256) |
|
Date: August 5th, 2026 9:04 PM Author: Motley Poppy Parlour https://www.digitaltrends.com/gaming/xbox-may-have-a-surprisingly-smart-plan-for-keeping-physical-games-alive/ (https://xoxohth.com/thread.php?thread_id=5889668&forum_id=2#50048263) |
|
Date: August 5th, 2026 7:37 PM Author: galvanic canary meetinghouse Yeah it's retarded to not pay 3.5% or less to jews (https://xoxohth.com/thread.php?thread_id=5889668&forum_id=2#50047865) |
|
Date: August 5th, 2026 7:58 PM Author: Disturbing cuck shitlib You can never be free. Property taxes. (https://xoxohth.com/thread.php?thread_id=5889668&forum_id=2#50047959) |
|
Date: August 5th, 2026 8:01 PM Author: Motley Poppy Parlour necessary because otherwise you would have guys like Raymond letting their homes go to Ruin because there's no material cost for them. (https://xoxohth.com/thread.php?thread_id=5889668&forum_id=2#50047971) |
|
Date: August 5th, 2026 8:10 PM Author: Disturbing cuck shitlib Then you're never really free. Where was the last allodial title? What's the closest today? Alaska? (https://xoxohth.com/thread.php?thread_id=5889668&forum_id=2#50048012) |
|
Date: August 5th, 2026 8:13 PM Author: Disturbing cuck shitlib Where Was the Last True Allodial Title?The last time true, widespread allodial titles existed was in Medieval Europe (predominantly across France, Germany, and the Nordic regions) before the gradual expansion of feudalism swallowed independent family lands between the 11th and 14th centuries.Once a king or state declared sovereignty over a territory, all land within those borders technically reverted to the crown or government. The absolute last vestiges of independent allodial territory vanished globally with the drawing of modern international borders in the 19th and 20th centuries, ensuring every square inch of habitable earth fell under a sovereign entity's tax and police powers. (https://xoxohth.com/thread.php?thread_id=5889668&forum_id=2#50048025) |
|
Date: August 5th, 2026 8:13 PM Author: Disturbing cuck shitlib What is the Closest to Allodial Today?Your instinct is correct: Alaska is the closest modern equivalent in the United States, but with a catch. It is not because of an "allodial title" loophole, but rather a lack of local government.The Alaska "Unorganized Borough": Over half of Alaska's landmass sits inside the "Unorganized Borough." Because there is no municipal or county government established in these wild areas, there is no authority to assess or collect property taxes. You can own land here, build what you want, and pay $0.00 a year to the state. However, it is still not allodial; the federal or state government can still seize the land via eminent domain if they choose to build a highway or military base through it.Tribal Trust Lands: Native American reservation land held in trust by the federal government behaves similarly to allodial land. Individual states and counties cannot tax it, nor can they enforce local zoning laws (https://xoxohth.com/thread.php?thread_id=5889668&forum_id=2#50048029) |
|
Date: August 5th, 2026 8:14 PM Author: Motley Poppy Parlour IDK but I learned the word "allodial" today. And I'm a Liberal Arts major ffs (well, Philosophy, which is the First Science fyi juuuuuuuuust sayin'). (https://xoxohth.com/thread.php?thread_id=5889668&forum_id=2#50048034) |
|
Date: August 5th, 2026 9:05 PM Author: vivacious immigrant (https://xoxohth.com/thread.php?thread_id=5889668&forum_id=2#50048265) |
|
Date: August 5th, 2026 9:06 PM Author: Appetizing resort Why are taxes relevant in that (https://xoxohth.com/thread.php?thread_id=5889668&forum_id=2#50048270) |
|
Date: August 5th, 2026 9:08 PM Author: Motley Poppy Parlour if some prole has a "paid off house" with no tax bill, what incentive is there for him to maintain it? if you drive around high property tax states in the Northeast you'll notice that most of the Houses are well-maintained. (https://xoxohth.com/thread.php?thread_id=5889668&forum_id=2#50048283) |
|
Date: August 5th, 2026 9:24 PM Author: galvanic canary meetinghouse Hypothetically he might live in it or plan to have kids/grandkids who live in it
The bigger question is why you think taxes motivate someone to maintain a property? Wouldn't taxes, at the margin, encourage the owner to DEVALUE the property rather than the opposite ? |
|
Date: August 5th, 2026 9:30 PM Author: Motley Poppy Parlour it is largely indirect, but if the taxes increase (as they normally do) and become unmanageable for the homeowner, then there is the incentive to maintain it for its resale value because Selling could well be a necessity down the line. is it unfair and even sinister? yes, but so are all the core machinations of a society. (https://xoxohth.com/thread.php?thread_id=5889668&forum_id=2#50048330) |
|
Date: August 5th, 2026 9:43 PM Author: Appetizing resort What a weird OYT subthread. You basically just mean that high taxes run the Scum off. It’s not like high taxes make Scum more Conscientious: (https://xoxohth.com/thread.php?thread_id=5889668&forum_id=2#50048349) |
|
Date: August 5th, 2026 9:45 PM Author: Motley Poppy Parlour potato potahto (https://xoxohth.com/thread.php?thread_id=5889668&forum_id=2#50048352) |
|
Date: August 5th, 2026 9:46 PM Author: Appetizing resort You’re just a Liberal fag imho (https://xoxohth.com/thread.php?thread_id=5889668&forum_id=2#50048356) |
|
Date: August 5th, 2026 9:48 PM Author: Motley Poppy Parlour I’m not gonna sit here and listen to this crap. (https://xoxohth.com/thread.php?thread_id=5889668&forum_id=2#50048362) |
|
Date: August 5th, 2026 9:52 PM Author: Appetizing resort (https://xoxohth.com/thread.php?thread_id=5889668&forum_id=2#50048368) |
|
Date: August 6th, 2026 12:43 PM Author: vivacious immigrant (https://xoxohth.com/thread.php?thread_id=5889668&forum_id=2#50049281) |