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Home ownership idea: infinite term mortgage
| White box office | 09/21/26 |
| charcoal old irish cottage | 09/21/26 |
| White box office | 09/21/26 |
| Impressive light cruise ship tattoo | 09/21/26 |
| Thirsty bawdyhouse stain | 09/21/26 |
| Black Heaven Patrolman | 09/21/26 |
| fear-inspiring idea he suggested | 09/21/26 |
| animeboi | 09/21/26 |
| Orchid affirmative action | 09/21/26 |
| Painfully Honest Embarrassed To The Bone Menage | 09/21/26 |
| Bistre aromatic pocket flask chapel | 09/21/26 |
| White box office | 09/21/26 |
| Bistre aromatic pocket flask chapel | 09/21/26 |
| Accurate at predicting vs Measures of probability | 09/22/26 |
| White box office | 09/22/26 |
| Opaque Irradiated Coldplay Fan | 09/22/26 |
Poast new message in this thread
Date: September 21st, 2026 9:51 AM Author: White box office Basically you give a Jewish banker a permanent lien on your home with a principal value reflecting its market price. But the principal is never repaid, you just pay the "interest" on the principal each month, for eternity. An effective annual rate of like 2.5%. Take the money you save from not buying the house (edit: not paying the purchase price) and invest it in the market, which is a 10% return on average. The 7.5% difference is free money in your pocket every year of your life. You can also devise the property to your heirs so your kids can continue to pocket 7.5% per year reliably (https://xoxohth.com/thread.php?thread_id=5905663&forum_id=2#50146982) |
Date: September 21st, 2026 9:55 AM Author: charcoal old irish cottage twice she grounder her leasehold (https://xoxohth.com/thread.php?thread_id=5905663&forum_id=2#50146990) |
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Date: September 21st, 2026 9:55 AM Author: White box office (https://xoxohth.com/thread.php?thread_id=5905663&forum_id=2#50146991) |
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Date: September 21st, 2026 9:59 AM Author: Impressive light cruise ship tattoo (actual member of trump's cabinet) (https://xoxohth.com/thread.php?thread_id=5905663&forum_id=2#50146997) |
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Date: September 21st, 2026 10:49 AM Author: Thirsty bawdyhouse stain (https://xoxohth.com/thread.php?thread_id=5905663&forum_id=2#50147095) |
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Date: September 21st, 2026 11:17 AM Author: Black Heaven Patrolman (https://xoxohth.com/thread.php?thread_id=5905663&forum_id=2#50147131) |
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Date: September 21st, 2026 11:19 AM Author: fear-inspiring idea he suggested Lol (https://xoxohth.com/thread.php?thread_id=5905663&forum_id=2#50147137) |
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Date: September 21st, 2026 11:19 AM Author: animeboi (.) During the 2000's RE bubble they actually had interest only mortgages. Not for 2.5% though. (https://xoxohth.com/thread.php?thread_id=5905663&forum_id=2#50147139) |
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Date: September 21st, 2026 11:24 AM Author: Orchid affirmative action sounds like something Trunpkins would love (https://xoxohth.com/thread.php?thread_id=5905663&forum_id=2#50147153) |
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Date: September 21st, 2026 11:21 AM Author: Painfully Honest Embarrassed To The Bone Menage Now instead of doing it for a mortgage, just do it for the whole country. (https://xoxohth.com/thread.php?thread_id=5905663&forum_id=2#50147148) |
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Date: September 21st, 2026 2:19 PM Author: Bistre aromatic pocket flask chapel You’re not Financing hard enough. If you really wanted to build a Goldmanesque financial product you’d structure it so that the homeowner and the bondholder split any appreciation 80-20 (no greedier than that, to keep incentives aligned).
You know what would make you MEGA RICH? Engineering AAA rated market-rate bonds with an equity kicker backed and secured by housing stock AND that, when mass adopted by wagecucks, allow housing prices to inflate to infinity! |
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Date: September 21st, 2026 2:25 PM Author: White box office I dont think that would be legal since as the purchaser, I own the property. But you are right that 7.5% profit per year is actually underselling it because the home value also goes up by 4-5% per year. So 12.5% all-in for the buyer and heirs (https://xoxohth.com/thread.php?thread_id=5905663&forum_id=2#50147551) |
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Date: September 21st, 2026 2:36 PM Author: Bistre aromatic pocket flask chapel Legality? Guy who is REALLY not financing HARD enough (https://xoxohth.com/thread.php?thread_id=5905663&forum_id=2#50147577) |
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Date: September 22nd, 2026 9:30 AM Author: Accurate at predicting vs Measures of probability (gunneratttt) (https://xoxohth.com/thread.php?thread_id=5905663&forum_id=2#50149048) |
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Date: September 22nd, 2026 9:17 AM Author: White box office (https://xoxohth.com/thread.php?thread_id=5905663&forum_id=2#50149037) |
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Date: September 22nd, 2026 9:18 AM Author: Opaque Irradiated Coldplay Fan (https://xoxohth.com/thread.php?thread_id=5905663&forum_id=2#50149040) |