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PLOWING money into 6.5% mortgage, shrewd?

Took out 1.1M mortgage at 6.5% a few years ago. I have too m...
Umber Stirring Generalized Bond
  09/18/26
This is financially illiterate
marvelous violet rigor plaza
  09/18/26
Explain wtf else I should do with all this cash I have. Buy ...
Umber Stirring Generalized Bond
  09/18/26
lol @ debthavers
Exciting native
  09/18/26
Hehe
topaz passionate dilemma
  09/18/26
Sometimes it’s hard to justify doing this when you wan...
self-centered boyish trailer park
  09/18/26
Just do a HELOC and let do in that case
rebellious glassy jewess
  09/18/26
Probably harder to get a HELIC with No Job idk
self-centered boyish trailer park
  09/18/26
having some kind of legal agreement that i must pay $5000 a ...
Sick spot
  09/18/26
Well that's one reason, albeit a minor one, that I'm WRECKIN...
Umber Stirring Generalized Bond
  09/18/26
Time to refi the $350 into a 7.5
glittery public bath
  09/18/26
Soo cr.
erotic zombie-like shrine nibblets
  09/18/26
who the fuck buys these goddamn houses now
low-t water buffalo
  09/18/26


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Reply

Date: September 18th, 2026 7:16 PM
Author: Umber Stirring Generalized Bond

Took out 1.1M mortgage at 6.5% a few years ago. I have too much cash so I've been PUMPING it into the house. Down to 350k now, even if I never pay extra principal again I'll have this 30 yr bitch paid off in 10.

(https://xoxohth.com/thread.php?thread_id=5905003&forum_id=2#50143156)



Reply

Date: September 18th, 2026 8:08 PM
Author: marvelous violet rigor plaza

This is financially illiterate

(https://xoxohth.com/thread.php?thread_id=5905003&forum_id=2#50143239)



Reply

Date: September 18th, 2026 10:05 PM
Author: Umber Stirring Generalized Bond

Explain wtf else I should do with all this cash I have. Buy equities and lose 50% in the next 6-18 months?

(https://xoxohth.com/thread.php?thread_id=5905003&forum_id=2#50143396)



Reply

Date: September 18th, 2026 7:22 PM
Author: Exciting native

lol @ debthavers

(https://xoxohth.com/thread.php?thread_id=5905003&forum_id=2#50143163)



Reply

Date: September 18th, 2026 7:25 PM
Author: topaz passionate dilemma

Hehe

(https://xoxohth.com/thread.php?thread_id=5905003&forum_id=2#50143169)



Reply

Date: September 18th, 2026 7:24 PM
Author: self-centered boyish trailer park

Sometimes it’s hard to justify doing this when you want to cover Tail Risk of getting Fired and iced out of the labor market for decades

(https://xoxohth.com/thread.php?thread_id=5905003&forum_id=2#50143167)



Reply

Date: September 18th, 2026 7:26 PM
Author: rebellious glassy jewess

Just do a HELOC and let do in that case

(https://xoxohth.com/thread.php?thread_id=5905003&forum_id=2#50143170)



Reply

Date: September 18th, 2026 7:47 PM
Author: self-centered boyish trailer park

Probably harder to get a HELIC with No Job idk

(https://xoxohth.com/thread.php?thread_id=5905003&forum_id=2#50143207)



Reply

Date: September 18th, 2026 8:52 PM
Author: Sick spot

having some kind of legal agreement that i must pay $5000 a month or whatever for the next 30 years would literally give me heart palpitations. like i wouldnt be able to sleep with that hanging over me. im a Loser with poor phenotype and a fairly constant sense of doomm.

the simple life is the good life.

(https://xoxohth.com/thread.php?thread_id=5905003&forum_id=2#50143311)



Reply

Date: September 18th, 2026 10:07 PM
Author: Umber Stirring Generalized Bond

Well that's one reason, albeit a minor one, that I'm WRECKING this debt with a quickness

(https://xoxohth.com/thread.php?thread_id=5905003&forum_id=2#50143397)



Reply

Date: September 18th, 2026 7:49 PM
Author: glittery public bath

Time to refi the $350 into a 7.5

(https://xoxohth.com/thread.php?thread_id=5905003&forum_id=2#50143211)



Reply

Date: September 18th, 2026 7:55 PM
Author: erotic zombie-like shrine nibblets

Soo cr.

(https://xoxohth.com/thread.php?thread_id=5905003&forum_id=2#50143216)



Reply

Date: September 18th, 2026 10:21 PM
Author: low-t water buffalo

who the fuck buys these goddamn houses now

(https://xoxohth.com/thread.php?thread_id=5905003&forum_id=2#50143418)