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Home ownership idea: infinite term mortgage

Basically you give a Jewish banker a permanent lien on your ...
Scarlet Domesticated Bawdyhouse Voyeur
  09/21/26
twice she grounder her leasehold
offensive kitchen
  09/21/26
...
Scarlet Domesticated Bawdyhouse Voyeur
  09/21/26
(actual member of trump's cabinet)
White Theater Stage Background Story
  09/21/26
...
Magenta godawful genital piercing heaven
  09/21/26
...
Bisexual ruddy field
  09/21/26
Lol
Alcoholic hairraiser persian
  09/21/26
During the 2000's RE bubble they actually had interest only ...
animeboi
  09/21/26
sounds like something Trunpkins would love
mint zombie-like temple
  09/21/26
Now instead of doing it for a mortgage, just do it for the w...
carmine swashbuckling mad cow disease
  09/21/26
You’re not Financing hard enough. If you really wante...
canary stock car
  09/21/26
I dont think that would be legal since as the purchaser, I o...
Scarlet Domesticated Bawdyhouse Voyeur
  09/21/26
Legality? Guy who is REALLY not financing HARD enough
canary stock car
  09/21/26
...
gunneratttt
  09/22/26
...
Scarlet Domesticated Bawdyhouse Voyeur
  09/22/26
...
electric death wish
  09/22/26


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Reply

Date: September 21st, 2026 9:51 AM
Author: Scarlet Domesticated Bawdyhouse Voyeur

Basically you give a Jewish banker a permanent lien on your home with a principal value reflecting its market price. But the principal is never repaid, you just pay the "interest" on the principal each month, for eternity. An effective annual rate of like 2.5%. Take the money you save from not buying the house (edit: not paying the purchase price) and invest it in the market, which is a 10% return on average. The 7.5% difference is free money in your pocket every year of your life. You can also devise the property to your heirs so your kids can continue to pocket 7.5% per year reliably

(https://xoxohth.com/thread.php?thread_id=5905663&forum_id=2#50146982)



Reply

Date: September 21st, 2026 9:55 AM
Author: offensive kitchen

twice she grounder her leasehold

(https://xoxohth.com/thread.php?thread_id=5905663&forum_id=2#50146990)



Reply

Date: September 21st, 2026 9:55 AM
Author: Scarlet Domesticated Bawdyhouse Voyeur



(https://xoxohth.com/thread.php?thread_id=5905663&forum_id=2#50146991)



Reply

Date: September 21st, 2026 9:59 AM
Author: White Theater Stage Background Story

(actual member of trump's cabinet)

(https://xoxohth.com/thread.php?thread_id=5905663&forum_id=2#50146997)



Reply

Date: September 21st, 2026 10:49 AM
Author: Magenta godawful genital piercing heaven



(https://xoxohth.com/thread.php?thread_id=5905663&forum_id=2#50147095)



Reply

Date: September 21st, 2026 11:17 AM
Author: Bisexual ruddy field



(https://xoxohth.com/thread.php?thread_id=5905663&forum_id=2#50147131)



Reply

Date: September 21st, 2026 11:19 AM
Author: Alcoholic hairraiser persian

Lol

(https://xoxohth.com/thread.php?thread_id=5905663&forum_id=2#50147137)



Reply

Date: September 21st, 2026 11:19 AM
Author: animeboi (.)

During the 2000's RE bubble they actually had interest only mortgages. Not for 2.5% though.

(https://xoxohth.com/thread.php?thread_id=5905663&forum_id=2#50147139)



Reply

Date: September 21st, 2026 11:24 AM
Author: mint zombie-like temple

sounds like something Trunpkins would love

(https://xoxohth.com/thread.php?thread_id=5905663&forum_id=2#50147153)



Reply

Date: September 21st, 2026 11:21 AM
Author: carmine swashbuckling mad cow disease

Now instead of doing it for a mortgage, just do it for the whole country.

(https://xoxohth.com/thread.php?thread_id=5905663&forum_id=2#50147148)



Reply

Date: September 21st, 2026 2:19 PM
Author: canary stock car

You’re not Financing hard enough. If you really wanted to build a Goldmanesque financial product you’d structure it so that the homeowner and the bondholder split any appreciation 80-20 (no greedier than that, to keep incentives aligned).

You know what would make you MEGA RICH? Engineering AAA rated market-rate bonds with an equity kicker backed and secured by housing stock AND that, when mass adopted by wagecucks, allow housing prices to inflate to infinity!

(https://xoxohth.com/thread.php?thread_id=5905663&forum_id=2#50147525)



Reply

Date: September 21st, 2026 2:25 PM
Author: Scarlet Domesticated Bawdyhouse Voyeur

I dont think that would be legal since as the purchaser, I own the property. But you are right that 7.5% profit per year is actually underselling it because the home value also goes up by 4-5% per year. So 12.5% all-in for the buyer and heirs

(https://xoxohth.com/thread.php?thread_id=5905663&forum_id=2#50147551)



Reply

Date: September 21st, 2026 2:36 PM
Author: canary stock car

Legality? Guy who is REALLY not financing HARD enough

(https://xoxohth.com/thread.php?thread_id=5905663&forum_id=2#50147577)



Reply

Date: September 22nd, 2026 9:30 AM
Author: gunneratttt (gunneratttt)



(https://xoxohth.com/thread.php?thread_id=5905663&forum_id=2#50149048)



Reply

Date: September 22nd, 2026 9:17 AM
Author: Scarlet Domesticated Bawdyhouse Voyeur



(https://xoxohth.com/thread.php?thread_id=5905663&forum_id=2#50149037)



Reply

Date: September 22nd, 2026 9:18 AM
Author: electric death wish



(https://xoxohth.com/thread.php?thread_id=5905663&forum_id=2#50149040)