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Mortgage rates are now 7.25%
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Date: September 18th, 2026 2:42 PM Author: Copper elastic band chapel lmao (https://xoxohth.com/thread.php?thread_id=5904932&forum_id=2#50142703) |
Date: September 18th, 2026 2:44 PM Author: brilliant ladyboy telephone boomers lecturing you about their first mortgage at 10%. (https://xoxohth.com/thread.php?thread_id=5904932&forum_id=2#50142712) |
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Date: September 18th, 2026 2:44 PM Author: Histrionic out-of-control filthpig indian lodge (https://xoxohth.com/thread.php?thread_id=5904932&forum_id=2#50142716) |
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Date: September 18th, 2026 4:17 PM Author: Maize site "my 10k home in 1985 was at 17% interest" (https://xoxohth.com/thread.php?thread_id=5904932&forum_id=2#50142877) |
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Date: September 18th, 2026 2:44 PM Author: Histrionic out-of-control filthpig indian lodge this will upset the boomers (https://xoxohth.com/thread.php?thread_id=5904932&forum_id=2#50142715) |
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Date: September 18th, 2026 2:46 PM Author: Sexy toaster just renewed my lease. please keep rates north of 7% for another year. (https://xoxohth.com/thread.php?thread_id=5904932&forum_id=2#50142720) |
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Date: September 18th, 2026 3:37 PM Author: Brussels Sprout (Apropos of the Wet Snow) there was a brief window of opportunity in late February of this year 125 basis points ago when a 30 year mortgage would have been sweet, but that's history (https://xoxohth.com/thread.php?thread_id=5904932&forum_id=2#50142809) |
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Date: September 18th, 2026 4:09 PM Author: Sexy toaster I prefer higher rates for buying. (https://xoxohth.com/thread.php?thread_id=5904932&forum_id=2#50142859) |
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Date: September 18th, 2026 4:13 PM Author: Histrionic out-of-control filthpig indian lodge (https://xoxohth.com/thread.php?thread_id=5904932&forum_id=2#50142865) |
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Date: September 18th, 2026 4:21 PM Author: jet-lagged crusty stage That's actually exactly why we moved now. I hope rates drop and we can refi in a few years but I'm not planning on it. That said, in a really hot market I couldn't sniff at the kind of places we just looked at.
New house is right on the water with a new bulkhead and amazing view of the sound and mountains. I stood no chance at a place like that in 2023, especially with a contingency. People forgot about all cash buyers. |
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Date: September 18th, 2026 4:22 PM Author: Brussels Sprout (Apropos of the Wet Snow) congrats, sounds like over a mil-- so jumbo rates puts u way up there and currently 8% with 0 points at most banks (https://xoxohth.com/thread.php?thread_id=5904932&forum_id=2#50142896) |
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Date: September 18th, 2026 5:02 PM Author: jet-lagged crusty stage A million still sounds nuts to me. We paid it down to a regular more tolerable level. (https://xoxohth.com/thread.php?thread_id=5904932&forum_id=2#50142986) |
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Date: September 18th, 2026 5:04 PM Author: Brussels Sprout (Apropos of the Wet Snow) with respect-- I can't imagine any desirable SFH with land in Europe or America under a million-- that's the minimum (https://xoxohth.com/thread.php?thread_id=5904932&forum_id=2#50142996) |
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Date: September 18th, 2026 5:09 PM Author: jet-lagged crusty stage A million where we are is still on the luxury spectrum. In Seattle it might be a fixer upper. I think the city is trying to solve the affordability crisis by getting rid of all the high paying jobs so that prices come down and people flee the state. (https://xoxohth.com/thread.php?thread_id=5904932&forum_id=2#50143000) |
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Date: September 18th, 2026 5:11 PM Author: Brussels Sprout (Apropos of the Wet Snow) do u think I could find a nice property on Bainbridge island under a million? (https://xoxohth.com/thread.php?thread_id=5904932&forum_id=2#50143005) |
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Date: September 18th, 2026 5:13 PM Author: jet-lagged crusty stage Lol yes (https://xoxohth.com/thread.php?thread_id=5904932&forum_id=2#50143011) |
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Date: September 18th, 2026 5:14 PM Author: Brussels Sprout (Apropos of the Wet Snow) gonna start my search in earnest tonight - thanks m8 (https://xoxohth.com/thread.php?thread_id=5904932&forum_id=2#50143013) |
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Date: September 18th, 2026 5:15 PM Author: jet-lagged crusty stage Try gig harbor too. (https://xoxohth.com/thread.php?thread_id=5904932&forum_id=2#50143018) |
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Date: September 18th, 2026 2:47 PM Author: Mentally Impaired Painfully Honest Ticket Booth (https://xoxohth.com/thread.php?thread_id=5904932&forum_id=2#50142724) |
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Date: September 18th, 2026 2:53 PM Author: pontificating spot lettuce lol (https://xoxohth.com/thread.php?thread_id=5904932&forum_id=2#50142745) |
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Date: September 18th, 2026 4:17 PM Author: jet-lagged crusty stage We locked at 6.25 a few days ago. I don't think that sounds extreme. Obviously I'd prefer lower.
That said, I think population decline is going to decimate real estate over the next few decades. That should be interesting. |
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Date: September 18th, 2026 4:18 PM Author: Maize site Agreed. Now rate me as a poster. (https://xoxohth.com/thread.php?thread_id=5904932&forum_id=2#50142879) |
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Date: September 18th, 2026 4:19 PM Author: Histrionic out-of-control filthpig indian lodge and boomer death. that's what boomer media isn't talking about because boomers are incapable of confronting their own mortality. (https://xoxohth.com/thread.php?thread_id=5904932&forum_id=2#50142881) |
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Date: September 18th, 2026 4:55 PM Author: Beady-eyed sound barrier 5% was considered a low rate during the housing bubble. rates crashed during ite and the fed went along with it because everyone was scared of Obama calling them a racist if they didn't. (https://xoxohth.com/thread.php?thread_id=5904932&forum_id=2#50142977) |
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Date: September 18th, 2026 5:00 PM Author: Mewling whorehouse counterpoint: ur asian and insane (https://xoxohth.com/thread.php?thread_id=5904932&forum_id=2#50142983) |
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Date: September 18th, 2026 5:03 PM Author: jet-lagged crusty stage I also didn't have sex last night. I'm trying to find commonality with you bro. (https://xoxohth.com/thread.php?thread_id=5904932&forum_id=2#50142991) |
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Date: September 18th, 2026 5:07 PM Author: Maize site Are you going to rate me or wut. (https://xoxohth.com/thread.php?thread_id=5904932&forum_id=2#50142998) |
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Date: September 18th, 2026 5:11 PM Author: jet-lagged crusty stage I rate you as a massive 900 page novel (https://xoxohth.com/thread.php?thread_id=5904932&forum_id=2#50143007) |
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Date: September 18th, 2026 6:27 PM Author: Maize site 2666? (https://xoxohth.com/thread.php?thread_id=5904932&forum_id=2#50143109) |
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Date: September 18th, 2026 4:48 PM Author: indecent violent dragon Just sold my old place at 3.0% :( (https://xoxohth.com/thread.php?thread_id=5904932&forum_id=2#50142967) |
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Date: September 18th, 2026 4:59 PM Author: Mewling whorehouse Great job MAGA, any other ways you plan to fuck up America at the behest of Israel? (https://xoxohth.com/thread.php?thread_id=5904932&forum_id=2#50142982) |
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Date: September 18th, 2026 8:30 PM Author: garnet travel guidebook candlestick maker This is still largely a product of the dems printing literally TRILLIONS of dollars during COVID—which should have been a 3 month pause at most, followed by life as usual for the young and not-infirm—but which ended up a 24 month boondoggle. (https://xoxohth.com/thread.php?thread_id=5904932&forum_id=2#50143272) |
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Date: September 18th, 2026 8:31 PM Author: Histrionic out-of-control filthpig indian lodge (https://xoxohth.com/thread.php?thread_id=5904932&forum_id=2#50143274) |
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Date: September 18th, 2026 5:11 PM Author: slimy tank i refi'ed during COVID to 2.75, the only way I'll leave that house will be in a bodybag (https://xoxohth.com/thread.php?thread_id=5904932&forum_id=2#50143008) |
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Date: September 18th, 2026 6:22 PM Author: Maize site (https://xoxohth.com/thread.php?thread_id=5904932&forum_id=2#50143103) |
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Date: September 18th, 2026 5:13 PM Author: clear water buffalo stain I locked a 5.375% rate with 2 points paid the day before Trump started bombing Iran. Locked it on a million dollar mortgage. (https://xoxohth.com/thread.php?thread_id=5904932&forum_id=2#50143010) |
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Date: September 18th, 2026 5:14 PM Author: clear water buffalo stain I have one other mortgage from before Covid at 4.25%. (https://xoxohth.com/thread.php?thread_id=5904932&forum_id=2#50143014) |
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Date: September 18th, 2026 8:34 PM Author: garnet travel guidebook candlestick maker You must be poor or stupid then. I’m at 2.62% on over a million. I’m literally getting paid to borrow money based on today’s rates and it feels good. (https://xoxohth.com/thread.php?thread_id=5904932&forum_id=2#50143286) |
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Date: September 18th, 2026 8:36 PM Author: clear water buffalo stain I was too lazy to refi to save 1.5%. I have about $350k left on that loan anyway. I could pay it off with what’s in my checking account. (https://xoxohth.com/thread.php?thread_id=5904932&forum_id=2#50143290) |
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Date: September 18th, 2026 9:04 PM Author: Geriatric motley boistinker piazza Sitting on a 2.7% $1.2M mortgage on a house now worth about 50% more than what I paid for it. And we only bought 9 years ago. Only mudslides and wildfires will pry this house from my hands. (https://xoxohth.com/thread.php?thread_id=5904932&forum_id=2#50143330) |
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Date: September 18th, 2026 9:05 PM Author: aqua legal warrant this is like elite landed gentry shit, like a european generational estate (https://xoxohth.com/thread.php?thread_id=5904932&forum_id=2#50143335) |