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Describe NYC on $100k a year
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Date: September 6th, 2026 5:18 PM Author: copper home liquid oxygen (https://xoxohth.com/thread.php?thread_id=5901164&forum_id=2#50119535) |
Date: September 6th, 2026 5:22 PM Author: Diverse yellow rigpig Substantially worse than NYC on $80k. (https://xoxohth.com/thread.php?thread_id=5901164&forum_id=2#50119543) |
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Date: September 6th, 2026 5:25 PM Author: dead field Right in that doughnut of maximal shittiness. NYC is good if you're poor and the city hands you everything and you couldn't get all of that elsewhere (on the UWS I noticed one of the public housing areas had both parking and a pool, both of which are rare for market apartments except for very high end buildings) or rich as fuck. $100k is just that salary where you'll get absolutely nothing but not wealthy enough that you can actually appreciate the luxury stuff either. Yet, at $100k you could live a pretty great life in a place like Cleveland or the Atlanta area or whatever.
But to answer your q - if you're smart you find a rent stabilized apartments or you live in Hoboken/Jersey City. If you're dumb you live in some apartment you can't actually afford but get roommates and deal with that drama. You feel pretty poor and are budgeting everything. |
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Date: September 6th, 2026 6:51 PM Author: bronze soul-stirring fortuitous meteor boltzmann At what income level does life in NYC get good? (https://xoxohth.com/thread.php?thread_id=5901164&forum_id=2#50119689) |
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Date: September 6th, 2026 6:57 PM Author: Diverse yellow rigpig Honestly probably like $1.8-$2m per year. Taxes are high and housing is expensive so making even 7 figures won’t get you to first base anymore, but at $2m you start to have options. (https://xoxohth.com/thread.php?thread_id=5901164&forum_id=2#50119696) |
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Date: September 6th, 2026 7:02 PM Author: copper home liquid oxygen $1.8-$2m per year
prole tell, lol |
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Date: September 7th, 2026 9:44 AM Author: Irate bawdyhouse generalized bond lol why not just $1 BILLION dollars, u have to tip ur doorman and stuff, it can add up (https://xoxohth.com/thread.php?thread_id=5901164&forum_id=2#50120391) |
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Date: September 7th, 2026 10:15 AM Author: copper home liquid oxygen just 1 BILLION? you prole, haven't you seen what pizza costs in Manhattan nowadays: LOL pizzas cost $60+ in MFH now!? (https://xoxohth.com/thread.php?thread_id=5901164&forum_id=2#50120432) |
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Date: September 6th, 2026 8:25 PM Author: dead field Define your standard of "good" and describe who would be in the household. Trying to raise a family in NYC requires many times more than being a 20-something single guy on their first job. (https://xoxohth.com/thread.php?thread_id=5901164&forum_id=2#50119820) |
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Date: September 6th, 2026 9:25 PM Author: bronze soul-stirring fortuitous meteor boltzmann Single dude in 20s
Couple raising a few young children |
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Date: September 6th, 2026 10:29 PM Author: dead field Single dude in the city: ideally $250k+. That's enough to get that luxury apartment (probably an alcove studio but w/e), eat at some decent restaurants, fuck whores, whatever it is that you want to do. It isn't enough to do the Hamptons and elite restaurant thing. You need $400k+ for that.
Couple raising kids? Legit 7 figures or a lot of net worth/family money to leverage. In MFH you'll need like a 3+ bedroom and that is absurdly expensive. You're paying $10k+ just in rent. Taxes are absurd in NYC. Private school is $50k/year/kid. You're going to need a car and garage. Basically anything normal people do will be more expensive and harder in NYC. There is a reason that pretty much no one with real money attempts to raise kids in NYC. They leave and head to one of the areas around NYC or leave the area entirely. |
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Date: September 7th, 2026 10:06 AM Author: aggressive aromatic hospital Private school is ~$68K now. (https://xoxohth.com/thread.php?thread_id=5901164&forum_id=2#50120417) |
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Date: September 8th, 2026 12:27 PM Author: dead field hfs (https://xoxohth.com/thread.php?thread_id=5901164&forum_id=2#50122606) |
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Date: September 9th, 2026 4:59 AM Author: concupiscible adulterous international law enforcement agency persian Who the fuck lives in Manhattan if they have kids? I don’t even really see this. (https://xoxohth.com/thread.php?thread_id=5901164&forum_id=2#50124189) |
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Date: September 9th, 2026 6:33 PM Author: dead field I've seen it and knew quite a few people with kids in Manhattan. IRL examples that come to mind:
1. People that live in some rent controlled/stabilized/HDFC apartment.
2. People that work for the NYC government have to live in NYC. The sad thing is that the wife was the government worker and she got pancreatic cancer and died.
3. Absurdly wealthy people (Biglaw partners) that don't want to leave and can afford it.
All of them are effectively corner cases. |
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Date: September 6th, 2026 7:02 PM Author: copper home liquid oxygen how mnay people live in the zone of maximal shittiness
what kind of pedigree/employability does one need to have to break free out of that zone |
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Date: September 6th, 2026 8:32 PM Author: bonkers rigor hall i know people who work cash so they can collect benefits without falling into this trap
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Date: September 6th, 2026 10:52 PM Author: crimson bat-shit-crazy state You have to ace OCI (https://xoxohth.com/thread.php?thread_id=5901164&forum_id=2#50120014) |
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Date: September 6th, 2026 10:54 PM Author: dead field Depends because that describes a lot of various people. Maybe it is some guy that works for the city and lives in Astoria or a cheap part of Brooklyn or w/e. Or maybe it is someone working for big 4 accounting and working their way up. Or maybe it is someone with a lot of family money that is making $100k doing some bs job but they used family money to by an HDFC apartment (it is all total bs because only people with family money could buy the apartment and qualify for the income limits - but $100k is generally within the limit). So you could get something like this in MFH:
https://streeteasy.com/building/46-rivington-street-new_york/1c
https://streeteasy.com/building/323-west-43-street-new_york/5r
https://streeteasy.com/building/155-west-106-street-new_york/1a
https://streeteasy.com/building/1864-adam-c-powell-blvd-new_york/64
https://streeteasy.com/building/517-west-48-street-new_york/5f
This is a great example of the type of person NYC is actually made for. I knew people like this. They were journalists or whatever and didn't make real money but came from wealthy families so they bought one of these apartments and their families covered private schools for the kids. |
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Date: September 10th, 2026 5:23 AM Author: Vivacious Cerise Whorehouse mfcr (https://xoxohth.com/thread.php?thread_id=5901164&forum_id=2#50126279) |
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Date: September 6th, 2026 10:09 PM Author: Alcoholic sanctuary Worse than NYC on $10k in 1985 (https://xoxohth.com/thread.php?thread_id=5901164&forum_id=2#50119968) |
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Date: September 7th, 2026 9:16 AM Author: copper home liquid oxygen seems unlikely:
$10,000 in 1985 is worth about $31,033.27 today |
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Date: September 9th, 2026 12:25 AM Author: Alcoholic sanctuary Median rent in cheaper parts of Manhattan in 1985 was $222/month, as in half of apartments could be had for less than $222/month. (https://xoxohth.com/thread.php?thread_id=5901164&forum_id=2#50124106) |
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Date: September 6th, 2026 10:13 PM Author: Burgundy dilemma you get back in touch with your dad to ask him to cosign your lease. (https://xoxohth.com/thread.php?thread_id=5901164&forum_id=2#50119973) |
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Date: September 6th, 2026 10:36 PM Author: Stirring vengeful community account Welcome to Asbury Park, my friend (https://xoxohth.com/thread.php?thread_id=5901164&forum_id=2#50119999) |
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Date: September 6th, 2026 10:44 PM Author: copper home liquid oxygen The average monthly rent in Asbury Park, New Jersey, ranges from about $2,950 to $3,400 depending on the real estate platform
Pricey |
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Date: September 6th, 2026 11:01 PM Author: Stirring vengeful community account Welcome to South Jersey, my friend (https://xoxohth.com/thread.php?thread_id=5901164&forum_id=2#50120025) |
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Date: September 6th, 2026 11:07 PM Author: dead field That is CNJ not SNJ. SNJ is like Atlantic City. (https://xoxohth.com/thread.php?thread_id=5901164&forum_id=2#50120037) |
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Date: September 6th, 2026 10:38 PM Author: Odious bossy love of her life space small room, shared bathroom, loud neighbors, dangerous walk home/to work (https://xoxohth.com/thread.php?thread_id=5901164&forum_id=2#50120001) |
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Date: September 6th, 2026 11:07 PM Author: chrome corner tattoo Diaper. (https://xoxohth.com/thread.php?thread_id=5901164&forum_id=2#50120036) |
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Date: September 7th, 2026 2:28 AM Author: Tripping school cafeteria potus (https://xoxohth.com/thread.php?thread_id=5901164&forum_id=2#50120168) |
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Date: September 7th, 2026 9:29 AM Author: Aqua hunting ground theatre A walkup in Yorkville with roommates. Your Amazon packages will be stolen from the foyer frequently and no one will care. It’ll be just like an NBC sitcom. (https://xoxohth.com/thread.php?thread_id=5901164&forum_id=2#50120369) |
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Date: September 7th, 2026 9:37 AM Author: copper home liquid oxygen which NBC sitcom, Night Court? (https://xoxohth.com/thread.php?thread_id=5901164&forum_id=2#50120380) |
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Date: September 7th, 2026 9:40 AM Author: Aqua hunting ground theatre haha (https://xoxohth.com/thread.php?thread_id=5901164&forum_id=2#50120386) |
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Date: September 7th, 2026 9:38 AM Author: Balding rehab enjoy the outer boroughs (https://xoxohth.com/thread.php?thread_id=5901164&forum_id=2#50120383) |
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Date: September 7th, 2026 9:42 AM Author: crimson bat-shit-crazy state You never hear much about Kings. It’s a place irl iirc. (https://xoxohth.com/thread.php?thread_id=5901164&forum_id=2#50120387) |
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Date: September 7th, 2026 9:44 AM Author: razzle-dazzle deranged hominid if u get a rent stabilized place and cook most of your meals, it's fine. you save a ton not needing a car. when I arrived in NYC 20 years ago, i only made about 75K and even had a car. it wasn't bad. (https://xoxohth.com/thread.php?thread_id=5901164&forum_id=2#50120390) |
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Date: September 7th, 2026 9:54 AM Author: copper home liquid oxygen did you drive a beater and park on the street? how do you afford it (https://xoxohth.com/thread.php?thread_id=5901164&forum_id=2#50120402) |
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Date: September 7th, 2026 10:12 AM Author: razzle-dazzle deranged hominid i had a saab convertible haha. (https://xoxohth.com/thread.php?thread_id=5901164&forum_id=2#50120427) |
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Date: September 7th, 2026 10:16 AM Author: copper home liquid oxygen the Seinfeld car
https://www.youtube.com/watch?v=kk8rZfuJiiw |
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Date: September 7th, 2026 10:22 AM Author: razzle-dazzle deranged hominid i had that model before i bough the one i had in NYC. beautiful car.
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Date: September 7th, 2026 9:47 AM Author: Irate bawdyhouse generalized bond Per the TV show Friends you will live in a super nice apt, have tons of friends and free time. Go on lots of dates and stuff. You will be fit and handsome, so handsome in fact you never ever are seen with an AZNgirl (https://xoxohth.com/thread.php?thread_id=5901164&forum_id=2#50120393) |
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Date: September 7th, 2026 9:53 AM Author: razzle-dazzle deranged hominid they only made minimum wage as barristas (https://xoxohth.com/thread.php?thread_id=5901164&forum_id=2#50120401) |
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Date: September 7th, 2026 10:14 AM Author: copper home liquid oxygen Rachel eventually became an executive at Ralph Lauren (https://xoxohth.com/thread.php?thread_id=5901164&forum_id=2#50120430) |
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Date: September 7th, 2026 9:52 AM Author: carnelian stag film private investor according to seinfeld, it's at least a 2br on the UWS (https://xoxohth.com/thread.php?thread_id=5901164&forum_id=2#50120399) |
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Date: September 7th, 2026 10:08 AM Author: aggressive aromatic hospital I wouldn't bother. As a single person, I wouldn't bother if I was making under $200K all in. (https://xoxohth.com/thread.php?thread_id=5901164&forum_id=2#50120420) |
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Date: September 7th, 2026 10:09 AM Author: carnelian stag film private investor the dating market would be rough for a single guy making $200k in NYC (https://xoxohth.com/thread.php?thread_id=5901164&forum_id=2#50120422) |
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Date: September 7th, 2026 10:13 AM Author: razzle-dazzle deranged hominid yeah a date can easily run $300 - and that's not even going to a fancy place (https://xoxohth.com/thread.php?thread_id=5901164&forum_id=2#50120428) |
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Date: September 7th, 2026 10:14 AM Author: carnelian stag film private investor (https://xoxohth.com/thread.php?thread_id=5901164&forum_id=2#50120429) |
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Date: September 7th, 2026 11:47 AM Author: bonkers rigor hall TSINAH just puts it on his Discover card
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Date: September 8th, 2026 12:27 PM Author: dead field It pays to discover! (https://xoxohth.com/thread.php?thread_id=5901164&forum_id=2#50122603) |
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Date: September 9th, 2026 4:55 AM Author: carnelian stag film private investor discover my judgment proof ass (https://xoxohth.com/thread.php?thread_id=5901164&forum_id=2#50124186) |
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Date: September 9th, 2026 10:18 PM Author: aggressive aromatic hospital Let me caveat that: it depends on who you are and what you're looking for.
The doormen in my building make like 80-90K per year, much of it in tax-free tips. One of them is a charismatic Puerto Rican bodybuilder who fucks tons of hot chicks. They're not UES socialites but some are upwardly mobile nurse practitioners, real estate agents, etc.
What you don't understand (or remember) is that NYC has tons of gays, foreigners, and other undesirables for hot white women under 35. And women generally only want to date men of a similar social class. There are just way more single women than men, and the sex and the city culture has indoctrinated NYC women to be depraved whores to attract men. There's really nothing like it in the US.
Moral of the story is you are OK dating here even under 200k if you are a chad or even just charismatic/ambitious. But if you want to lock down a good wife from a wealthy family you will not even be a blip on the radar at 200K. |
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Date: September 9th, 2026 11:04 PM Author: Burgundy dilemma saying "women under 35" is like saying "men who make over 100k" (https://xoxohth.com/thread.php?thread_id=5901164&forum_id=2#50126077) |
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Date: September 10th, 2026 11:13 AM Author: Tripping school cafeteria potus Okay, I lol’d (https://xoxohth.com/thread.php?thread_id=5901164&forum_id=2#50126697) |
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Date: September 12th, 2026 4:15 PM Author: poppy brunch codepig (https://xoxohth.com/thread.php?thread_id=5901164&forum_id=2#50132161) |