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PLOWING money into 6.5% mortgage, shrewd?

Took out 1.1M mortgage at 6.5% a few years ago. I have too m...
topaz legend
  09/18/26
This is financially illiterate
Autistic partner
  09/18/26
Explain wtf else I should do with all this cash I have. Buy ...
topaz legend
  09/18/26
lol @ debthavers
razzle-dazzle gaped faggotry
  09/18/26
Hehe
Sticky Aqua Hunting Ground Native
  09/18/26
Sometimes it’s hard to justify doing this when you wan...
high-end soul-stirring toilet seat
  09/18/26
Just do a HELOC and let do in that case
Violet Awkward Theater Stage Roommate
  09/18/26
Probably harder to get a HELIC with No Job idk
high-end soul-stirring toilet seat
  09/18/26
having some kind of legal agreement that i must pay $5000 a ...
heady beta pistol
  09/18/26
Well that's one reason, albeit a minor one, that I'm WRECKIN...
topaz legend
  09/18/26
Time to refi the $350 into a 7.5
flesh community account
  09/18/26
Soo cr.
Tantric striped hyena
  09/18/26
who the fuck buys these goddamn houses now
carnelian psychic immigrant
  09/18/26


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Reply

Date: September 18th, 2026 7:16 PM
Author: topaz legend

Took out 1.1M mortgage at 6.5% a few years ago. I have too much cash so I've been PUMPING it into the house. Down to 350k now, even if I never pay extra principal again I'll have this 30 yr bitch paid off in 10.

(https://xoxohth.com/thread.php?thread_id=5905003&forum_id=2#50143156)



Reply

Date: September 18th, 2026 8:08 PM
Author: Autistic partner

This is financially illiterate

(https://xoxohth.com/thread.php?thread_id=5905003&forum_id=2#50143239)



Reply

Date: September 18th, 2026 10:05 PM
Author: topaz legend

Explain wtf else I should do with all this cash I have. Buy equities and lose 50% in the next 6-18 months?

(https://xoxohth.com/thread.php?thread_id=5905003&forum_id=2#50143396)



Reply

Date: September 18th, 2026 7:22 PM
Author: razzle-dazzle gaped faggotry

lol @ debthavers

(https://xoxohth.com/thread.php?thread_id=5905003&forum_id=2#50143163)



Reply

Date: September 18th, 2026 7:25 PM
Author: Sticky Aqua Hunting Ground Native

Hehe

(https://xoxohth.com/thread.php?thread_id=5905003&forum_id=2#50143169)



Reply

Date: September 18th, 2026 7:24 PM
Author: high-end soul-stirring toilet seat

Sometimes it’s hard to justify doing this when you want to cover Tail Risk of getting Fired and iced out of the labor market for decades

(https://xoxohth.com/thread.php?thread_id=5905003&forum_id=2#50143167)



Reply

Date: September 18th, 2026 7:26 PM
Author: Violet Awkward Theater Stage Roommate

Just do a HELOC and let do in that case

(https://xoxohth.com/thread.php?thread_id=5905003&forum_id=2#50143170)



Reply

Date: September 18th, 2026 7:47 PM
Author: high-end soul-stirring toilet seat

Probably harder to get a HELIC with No Job idk

(https://xoxohth.com/thread.php?thread_id=5905003&forum_id=2#50143207)



Reply

Date: September 18th, 2026 8:52 PM
Author: heady beta pistol

having some kind of legal agreement that i must pay $5000 a month or whatever for the next 30 years would literally give me heart palpitations. like i wouldnt be able to sleep with that hanging over me. im a Loser with poor phenotype and a fairly constant sense of doomm.

the simple life is the good life.

(https://xoxohth.com/thread.php?thread_id=5905003&forum_id=2#50143311)



Reply

Date: September 18th, 2026 10:07 PM
Author: topaz legend

Well that's one reason, albeit a minor one, that I'm WRECKING this debt with a quickness

(https://xoxohth.com/thread.php?thread_id=5905003&forum_id=2#50143397)



Reply

Date: September 18th, 2026 7:49 PM
Author: flesh community account

Time to refi the $350 into a 7.5

(https://xoxohth.com/thread.php?thread_id=5905003&forum_id=2#50143211)



Reply

Date: September 18th, 2026 7:55 PM
Author: Tantric striped hyena

Soo cr.

(https://xoxohth.com/thread.php?thread_id=5905003&forum_id=2#50143216)



Reply

Date: September 18th, 2026 10:21 PM
Author: carnelian psychic immigrant

who the fuck buys these goddamn houses now

(https://xoxohth.com/thread.php?thread_id=5905003&forum_id=2#50143418)