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Home ownership idea: infinite term mortgage
| Ocher step-uncle's house genital piercing | 09/21/26 |
| iridescent hissy fit | 09/21/26 |
| Ocher step-uncle's house genital piercing | 09/21/26 |
| sienna coffee pot | 09/21/26 |
| red orchestra pit masturbator | 09/21/26 |
| green lascivious site half-breed | 09/21/26 |
| Appetizing gay gay wizard hospital | 09/21/26 |
| animeboi | 09/21/26 |
| olive locus | 09/21/26 |
| Ebony nursing home | 09/21/26 |
| Comical Friendly Grandma | 09/21/26 |
| Ocher step-uncle's house genital piercing | 09/21/26 |
| Comical Friendly Grandma | 09/21/26 |
| gunneratttt | 09/22/26 |
| Ocher step-uncle's house genital piercing | 09/22/26 |
| Floppy Brilliant Library | 09/22/26 |
Poast new message in this thread
Date: September 21st, 2026 9:51 AM Author: Ocher step-uncle's house genital piercing Basically you give a Jewish banker a permanent lien on your home with a principal value reflecting its market price. But the principal is never repaid, you just pay the "interest" on the principal each month, for eternity. An effective annual rate of like 2.5%. Take the money you save from not buying the house (edit: not paying the purchase price) and invest it in the market, which is a 10% return on average. The 7.5% difference is free money in your pocket every year of your life. You can also devise the property to your heirs so your kids can continue to pocket 7.5% per year reliably (https://xoxohth.com/thread.php?thread_id=5905663&forum_id=2#50146982) |
Date: September 21st, 2026 9:55 AM Author: iridescent hissy fit twice she grounder her leasehold (https://xoxohth.com/thread.php?thread_id=5905663&forum_id=2#50146990) |
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Date: September 21st, 2026 9:55 AM Author: Ocher step-uncle's house genital piercing (https://xoxohth.com/thread.php?thread_id=5905663&forum_id=2#50146991) |
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Date: September 21st, 2026 9:59 AM Author: sienna coffee pot (actual member of trump's cabinet) (https://xoxohth.com/thread.php?thread_id=5905663&forum_id=2#50146997) |
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Date: September 21st, 2026 10:49 AM Author: red orchestra pit masturbator (https://xoxohth.com/thread.php?thread_id=5905663&forum_id=2#50147095) |
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Date: September 21st, 2026 11:17 AM Author: green lascivious site half-breed (https://xoxohth.com/thread.php?thread_id=5905663&forum_id=2#50147131) |
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Date: September 21st, 2026 11:19 AM Author: Appetizing gay gay wizard hospital Lol (https://xoxohth.com/thread.php?thread_id=5905663&forum_id=2#50147137) |
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Date: September 21st, 2026 11:19 AM Author: animeboi (.) During the 2000's RE bubble they actually had interest only mortgages. Not for 2.5% though. (https://xoxohth.com/thread.php?thread_id=5905663&forum_id=2#50147139) |
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Date: September 21st, 2026 11:24 AM Author: olive locus sounds like something Trunpkins would love (https://xoxohth.com/thread.php?thread_id=5905663&forum_id=2#50147153) |
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Date: September 21st, 2026 11:21 AM Author: Ebony nursing home Now instead of doing it for a mortgage, just do it for the whole country. (https://xoxohth.com/thread.php?thread_id=5905663&forum_id=2#50147148) |
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Date: September 21st, 2026 2:19 PM Author: Comical Friendly Grandma You’re not Financing hard enough. If you really wanted to build a Goldmanesque financial product you’d structure it so that the homeowner and the bondholder split any appreciation 80-20 (no greedier than that, to keep incentives aligned).
You know what would make you MEGA RICH? Engineering AAA rated market-rate bonds with an equity kicker backed and secured by housing stock AND that, when mass adopted by wagecucks, allow housing prices to inflate to infinity! |
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Date: September 21st, 2026 2:25 PM Author: Ocher step-uncle's house genital piercing I dont think that would be legal since as the purchaser, I own the property. But you are right that 7.5% profit per year is actually underselling it because the home value also goes up by 4-5% per year. So 12.5% all-in for the buyer and heirs (https://xoxohth.com/thread.php?thread_id=5905663&forum_id=2#50147551) |
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Date: September 21st, 2026 2:36 PM Author: Comical Friendly Grandma Legality? Guy who is REALLY not financing HARD enough (https://xoxohth.com/thread.php?thread_id=5905663&forum_id=2#50147577) |
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Date: September 22nd, 2026 9:30 AM Author: gunneratttt (gunneratttt) (https://xoxohth.com/thread.php?thread_id=5905663&forum_id=2#50149048) |
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Date: September 22nd, 2026 9:17 AM Author: Ocher step-uncle's house genital piercing (https://xoxohth.com/thread.php?thread_id=5905663&forum_id=2#50149037) |
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Date: September 22nd, 2026 9:18 AM Author: Floppy Brilliant Library (https://xoxohth.com/thread.php?thread_id=5905663&forum_id=2#50149040) |